How Much Does Tuscaloosa, AL Home Insurance Cost?
Tuscaloosa, AL Average Homeowners Insurance Cost
$1,336
Homeowners Insurance Cost - Tuscaloosa, AL
$169,400
Median Home Value - Tuscaloosa, AL
Tuscaloosa, AL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$16.03 | $1,319.97 |
| $1000 Deductible | -$141.88 | $1,194.12 |
| $1500 Deductible | -$211.89 | $1,124.11 |
| $2000 Deductible | -$315.56 | $1,020.44 |
| $2500 Deductible | -$376.75 | $959.25 |
Tuscaloosa, AL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$307 | $1,029 |
| 30 year old | +$20 | $1,356 |
| 40 year old | +$35 | $1,371 |
| 50 year old | +$51 | $1,387 |
| Above 50 year old | +$64 | $1,400 |
Tuscaloosa, AL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$134 | $1,202 |
| Superior | -$120 | $1,216 |
| Masonry | -$67 | $1,269 |
| Brick | -$67 | $1,269 |
| Hail Resistant Roof | -$40 | $1,296 |
Tuscaloosa, AL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$27 | $1,363 |
| Swimming Pool With A Diving Board | +$67 | $1,403 |
| Swimming Pool With Slide | +$80 | $1,416 |
Tuscaloosa, AL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $40 | $1,296 |
| Police Department | $13 | $1,323 |
Tuscaloosa, AL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$561.12 | $1,897 |
| Filing a Second Liability Claim | +$507.68 | $1,844 |
| Filing a Second Theft Claim | +$507.68 | $1,844 |
| Filing a Second Water Claim | +$440.88 | $1,777 |
| Filing a Fire Claim | +$267.2 | $1,603 |
| Filing a Liability Claim | +$253.84 | $1,590 |
| Filing a Theft Claim | +$253.84 | $1,590 |
| Filing a Water Claim | +$213.76 | $1,550 |
| Filing a Weather Claim | +$213.76 | $1,550 |