How To Make Your Tuscaloosa, AL Home Insurance Cheaper
Tuscaloosa, AL, homeowners insurance is about $1336. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Tuscaloosa, AL Home Insurance Rates with the Tuscaloosa County Average
| Place | Tuscaloosa County Average: $1,304.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Tuscaloosa, AL | $1,336.0 | 32.0 | 0.02 | 118,973 | 169,400 |
Cost of Tuscaloosa, AL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Northport | 165,400 | 3,447 | $1,319 |
| Moores Bridge | 125,000 | 55,463 | $1,131 |
| Gordo | 97,200 | 7,426 | $971 |
| Centreville | 121,700 | 27,855 | $1,113 |
Homeowners Insurance Comparison for the Cheapest Premiums in Tuscaloosa, AL
| Liberty Mutual | Amica Mutual Insurance | American Modern Insurance | |
| Median Home Value ($) | 169,400 | 169,400 | 169,400 |
| Age of Home | Year 50 Old | Year 50 Old | Year 50 Old |
| Home Coverage ($) | $500,000 -$749,999 | $750,000 -$999,999 | $400,000 -$499,999 |
| Total Premium ($) | $6,037.4 | $7,095.2 | $4,562.1 |
Cost of Tuscaloosa, AL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| American Modern Insurance | 2500 | $175,000-$199,999 | 968.0 |
| MetLife | 1000 | $1500,000-$2000,000 | 6,292.2 |
| Country Financial | 1000 | $200,000-$249,999 | 1,459.8 |
| Progressive | 2000 | $500,000-$749,999 | 4,057.9 |
| Amica Mutual Insurance | 1500 | $100,000-$124,999 | 591.5 |
| Liberty Mutual | 1500 | $150,000-$174,999 | 1,081.4 |
| State Farm | 1500 | $175,000-$199,999 | 1,183.2 |
| The Hartford | 500 | $200,000-$249,999 | 1,522.6 |
| MAPFRE Insurance | 1500 | $1000,000-$1499,999 | 5,545.6 |
| Safeco Insurance | 500 | $1000,000-$1499,999 | 6,112.8 |