Tupelo Insurance Rates:

Tupelo, MS homeowners insurance is about $797 to $1,084, about $66-$90/month. Our extensive analysis indicates shoppers can save as much as $376 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend the company, Yes prices our on the top end of competitive. but the ease of doing business is a pleasure so far.
Allstate
The premium is okay, similar to other companies so I cannot complain too much. It has gone up since last year and so I give it a 4 due to the increase.
State Farm
I would absolutely recommend State Farm to anyone , they have extremely solid rates and the best customer service that I have seen. Overall a really solid company that I have not been disappointed with
Progressive
I think they are very reasonable. We have everything covered except flood insurance because we are not in a flood zone and I am very happy with our payment and how easy everything is to work with.
State Farm
The premium seems to be going up every year especially with the Flood insurance in which State Farm has very little control over. I may soon be priced out of the market because of this.
State Farm
State farm has been a great home insurance company. they bundle with auto and give me discounts, they are very fast and easy to work with and get a hold of.
Progressive
One thing that is negative about progressive is that to get better rates, you need to use "snapshot" on your car to record your driving.
State Farm
They connect you with a brick-and-mortar agent in the local area if one has questions about thorny issues or complaints about their insurance.
Allstate
The company has always been very quick to respond to me. All of my issues were dealt with quickly and effectively.
Encompass Insurance
I have done research and checked with a few companies. I stay with mine because of the great service. They answer their office phones and they return my calls.
State Farm
the interaction I have with state farm is great and always friendly everything I call then to ask questions my insurance needs
Allstate
We get access to an insurance company that is heavily discounted due to my husband being a teacher. So our rates are very low compared to other insurance companies.
Allstate
less than whole-heartedly recommend Allstate. While we have never had a claim, I don't know what others have experienced when they have.

Tupelo, MS Homeowners Insurance By Home Value

Tupelo, MS Home Value Total Homes % of Total Average Tupelo, MS Homeowners Insurance
Less than $50,000 634 7.0% $197
$50,000 to $59,999 155 1.0% $413
$60,000 to $69,999 421 5.0% $517
$70,000 to $79,999 627 7.0% $592
$80,000 to $89,999 631 7.0% $667
$90,000 to $99,999 727 9.0% $752
$100,000 to $124,999 1,389 17.0% $874
$125,000 to $149,999 698 8.0% $1090
$150,000 to $174,999 690 8.0% $1287
$175,000 to $199,999 339 4.0% $1485
$200,000 to $249,999 716 8.0% $1786
$250,000 to $299,999 471 5.0% $2190
$300,000 to $399,999 458 5.0% $2782

Top Home Insurance Agents Near Tupelo, MS

Home Insurance Company Near Tupelo, MS Homeowners Insurance Agency Near Tupelo, MS Address
State Farm Donnie Brown 214 E Quitman St, Iuka, MS, 38852-1937
Nationwide Doug Pyron 213 Highway 30 West, New Albany, MS, 38652
State Farm Jamey Ballard 421 E Main St, West Point, MS, 39773-3003
State Farm Rich Potter 71 S Thomas St, Tupelo, MS, 38801-4352
Allstate Tri-State Insurance 2B Front St., Belmont, MS, 38827

Tupelo, MS Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Tupelo, MS

Streets in Tupelo Area Homeowners Insurance Cost
Drive 1339, Bryan Dr, Co Rd 1124, Crestwood Dr, Drive 863, Hickman Dr, Summertree Dr, Countrywood Rd, Hancock St, Cr 395$921
Old Town Ln, Roebuck Rd, Dr 1060, Rd 1282, Varsity Dr, Macedonia Rd, Terry Rd, N 2nd Ave, Tulip Rd, State Hwy 178 W$925
Co Rd 931, View Cove, David Dr, N Park St, Co Rd 1015, Coonewah Trl, Co Rd 1792, Bickerstaff St, Robert Carruth Rd, Co Rd 1314$926
Co Rd 1200, Maynard Dr, Rogers Dr, Nelle St, Country Village Rd, Rd 931, Co Rd 1491, Shady Acres Rd, Co Rd 1581, Co Rd 843$924
Reed St, Quail Creek Rd, Little Turkey Trl, Sun Valley Blvd, S Ione St, Cla Wood Pl, Co Rd 703, Rd 203, Nichols Rd, State Park Rd$923
Lea Dr, Co Rd 43, Stratton Dr, Northplace Dr, Northcrest Cove, Wayne Dr, Cypress Cir, Dr 649, W Jefferson St, Co Rd 1351$1,001
Kathleen St, Prinston Dr, Rd 1760, N Church St, Wood St, Alpine St, Mitchell Rd Exd, Teakwood Ln, Summer Ln, Eastwood Dr$927
Dr 1382, Joyner St, Veteran's Blvd, Grace Ln, Co Rd 1439, Holloway Ave, Smokehouse Cir, Rankin Blvd Exd, Shumacola Trl, Rex Dr$936
Pyle Dr, Antler Dr, Shoreline Dr, Mount Vernon Rd, Edgemont Cir, Lake Villa Dr, Loghan Dr, Wilsong Village Trl, Moore Ave, Dr 1762$954
Rachel St, Albany St, N Park, Wayside St, Daugherty Ave, Sand Creek Dr, Farrah Cir, Post St, Rd 1001, Woodrow Wilson St$970

Tupelo, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tupelo$140 to $143
Lee County$140
Verona$137
Plantersville$138

Tupelo, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lee County, Mississippi $140 $186 $279
Verona city, Mississippi $137 $183 $275
Plantersville town, Mississippi $138 $184 $276

Tupelo, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tupelo, MS6.8%23.6%
Lee County7.11%23.23%
Verona8.95%17.92%
Plantersville9.88%23.12%

Tupelo Renters Insurance as a Percentage of Rent

Tupelo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 95 2.0% $351
$200 to $299 359 7.0% $801
$300 to $499 728 15.0% $1251
$500 to $749 2,011 42.0% $1926
$750 to $999 941 19.0% $2676
$1,000 to $1,499 477 10.0% $3801
$1,500 or more 132 2.0% $5451

Tupelo, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Tupelo Homeowner Insurance Premium Example $3,500$2,500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim $8,200$7,200
Net Savings to Tupelo Home Owner from High Deductible Plan $1,000

Tupelo, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tupelo, MS Home Replacement Value MORE than Home Value Tupelo, MS Home Replacement Value LESS than Home Value
Replacement Value $97,000 $72,000
Insurance Premium based on Replacement Value $1,175 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $10,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Tupelo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualFarmers Insurance
Monthly Premium 157153402
Year Built 198819632007
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$150000-$175000$350000-$400000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Tupelo, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 400,000 Asphalt Shingles Roof 4,660 5 $2500-$5000 Deductible 3550 9 Stucco siding No
2004 160,000 Wood Shake Roof 1,980 3 $2500-$5000 Deductible 740 6 Brick siding No
1984 230,000 Composition Roof 3,630 5 $5000 to $10,000 Deductible 730 5 Wood siding No
1973 305,000 Tile Roof 4,570 5 $2500-$5000 Deductible 3050 10 Wood siding yes
1990 265,000 Tile Roof 2,870 5 $5000 to $10,000 Deductible 460 2 Fiber-Cement Siding No
1967 280,000 Metal Roof 3,020 4 $2500-$5000 Deductible 950 3 Vinyl siding No
1989 120,000 Wood Shake Roof 1,910 3 $1000-$2500 Deductible 320 2 Fiber-Cement Siding No
1984 110,000 Composition Roof 1,330 3 $1000-$2500 Deductible 1040 10 Brick siding No
1986 210,000 Wood Shake Roof 2,620 4 $500- $1000 Deductible 610 3 Wood siding yes
2009 175,000 Tile Roof 2,300 3 $500- $1000 Deductible 690 4 Fiber-Cement Siding yes
1986 100,000 Metal Roof 1,370 3 $2500-$5000 Deductible 310 4 Vinyl siding yes
1965 195,000 Shingles Roof 2,760 5 $500- $1000 Deductible 1960 10 Fiber-Cement Siding yes
1967 95,000 Membrane Roof 1,210 3 $1000-$2500 Deductible 690 5 Vinyl siding No
2000 130,000 Membrane Roof 1,870 3 $1000-$2500 Deductible 280 2 Fiber-Cement Siding No
1992 135,000 Metal Roof 1,960 4 $500 Deductible 290 2 Brick siding No
1983 310,000 Composition Roof 4,680 5 > $10,000 Deductible 190 1 Fiber-Cement Siding yes
1986 145,000 Membrane Roof 1,800 3 $500- $1000 Deductible 440 3 Fiber-Cement Siding No
1993 115,000 Shingles Roof 1,720 3 $1000-$2500 Deductible 710 7 Stucco siding No
1974 175,000 Metal Roof 2,270 4 $2500-$5000 Deductible 280 2 Stone Siding yes
1967 225,000 Metal Roof 3,130 4 $2500-$5000 Deductible 160 1 Stone Siding yes
1977 340,000 Wood Shake Roof 3,690 5 $2500-$5000 Deductible 1510 5 Fiber-Cement Siding yes
2002 165,000 Metal Roof 2,250 4 $2500-$5000 Deductible 180 1 Stucco siding yes
1986 185,000 Metal Roof 2,230 4 $500 Deductible 1370 5 Wood siding yes
1971 105,000 Asphalt Shingles Roof 1,250 3 $2500-$5000 Deductible 90 1 Vinyl siding No
1967 295,000 Metal Roof 3,590 5 $2500-$5000 Deductible 740 3 Fiber-Cement Siding yes
1982 135,000 Composition Roof 1,980 5 $2500-$5000 Deductible 880 7 Brick siding No
1963 145,000 Metal Roof 2,210 3 $500- $1000 Deductible 920 6 Stone Siding No
1972 280,000 Slate Shingles Roof 3,120 4 $2500-$5000 Deductible 960 4 Stucco siding No
1969 220,000 Slate Shingles Roof 2,660 4 $5000 to $10,000 Deductible 1280 8 Brick siding No
1995 165,000 Slate Shingles Roof 1,850 3 $1000-$2500 Deductible 420 2 Vinyl siding No
2009 250,000 Wood Shake Roof 3,150 5 > $10,000 Deductible 1670 10 Fiber-Cement Siding No
1973 225,000 Slate Shingles Roof 2,990 4 $500 Deductible 2280 7 Vinyl siding yes
1987 190,000 Slate Shingles Roof 2,080 4 $2500-$5000 Deductible 180 1 Stucco siding No
1985 310,000 Membrane Roof 4,950 5 $500- $1000 Deductible 2340 8 Brick siding No

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