Tulsa Insurance Rates:

Tulsa, OK homeowners insurance is nearly $1,257 to $1,702, about $104-$141/month. Our complete analysis shows customers can save as much as $592 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They have many offices nearby that can make it easier for those who are not as technologically inclined. the locations are convenient and have great hours.
Farmer's Insurance
Every time we receive a bill for our insurance premium, the rates almost always increase even though we have not filed any claims.
Progressive
My home insurance company is really good about automatically reminding me when my policy is about to expire and sending me completed paperwork with my renewed policy. it also includes the amount i will be discounted as long as i continue with their car insurance policy.
State Farm
We then upped our deductibles because there is no point in paying for insurance coverage you won't need unless faced with a major claim.
Liberty Mutual
I like that as soon as I called they were ready to listen and help me with my needs. A number of people were qualified to answer direct questions about my policy and otherwise direct me to my agent.
State Farm
My agent is great about contacting me with different discounts and updating on time.
Farm Bureau
The original person we worked with at the office was good but has since left. The replacement has been more difficult to get responses from.
Farmer's Insurance
I like that the Farmers insurance company reaches out from time to time to offer assistance. They have found a balance between showing helpfulness and not appearing pushy.
Allstate
I did do my homework about the company and I have been seeing a lot of complaints and that makes me kinda worried. I hope those issues got resolved. I don't look forward to going through the back and fourth
Travelers
Overall the company has a good reputation and has held true to that. I like that their premiums seem to be consistent with everyone else.
Farm Bureau
I have not found anything that I dislike about the company. They have always been courteous in any interactions.
Farm Bureau
The mobile app needs some work, but at this point, I haven't had to use it much. If I had to file a claim I might be worried about doing it through the app.
Liberty Mutual
It would be nice if there were a better website and a mobile app. The communication and level of thoroughness could also improve.
State Farm
I would recommend it because the guy is solid. I see him at the ballpark, around town, run into him at the grocery store. He knows my name, he is friendly. I prefer doing business with a person, human being, that is going to be there when I need him. So, yes I recommend.
Geico
we leave in rental apartment,In our leasing office they use this Geico insurance and we took insurance for our rented apartment
Nationwide
They were able to handle my at fault accident without a hassle and complain or making me feel bad. Explained everything clearly.
Allstate
The All-State Insurance company is very good to deal with. The employees are easy to communicate with, and they are knowledgeable about the coverage and options.
Farm Bureau
I dislike my insurance company's website. It is hard to navigate and find what I need. I always find myself spending more time there than I intend.

Tulsa, OK Homeowners Insurance By Home Value

Tulsa, OK Home Value Total Homes % of Total Average Tulsa, OK Homeowners Insurance
Less than $50,000 11,385 8.0% $266
$50,000 to $59,999 4,600 3.0% $577
$60,000 to $69,999 5,258 4.0% $710
$70,000 to $79,999 6,419 4.0% $828
$80,000 to $89,999 8,362 6.0% $932
$90,000 to $99,999 8,107 6.0% $1050
$100,000 to $124,999 19,783 15.0% $1213
$125,000 to $149,999 16,947 12.0% $1524
$150,000 to $174,999 14,822 11.0% $1805
$175,000 to $199,999 9,402 7.0% $2072
$200,000 to $249,999 11,993 9.0% $2501
$250,000 to $299,999 6,850 5.0% $3063
$300,000 to $399,999 7,510 5.0% $3892

Top Home Insurance Agents Near Tulsa, OK

Home Insurance Company Near Tulsa, OK Homeowners Insurance Agency Near Tulsa, OK Address
NA Bancfirst Insurance Services 5591 S Lewis Ave, Tulsa, OK, 74105
Farmers Keith Ewing 10159 E 11th St Ste 420, Tulsa, OK, 74128
State Farm Ken Shoemaker 10115 S Sheridan Rd Ste D, Tulsa, OK, 74133-6765
Allstate Nick Henderson 624 S Aspen Ave, Broken Arrow, OK, 74012
Travelers Wilcox & Mcgrath Ins 5591 S Lewis, Tulsa, OK, 74105

Cost Of Homeowners Insurance By Street Near Tulsa, OK

Streets in Tulsa Area Homeowners Insurance Cost
E Jacksonville St, E 163rd Pl, S 101st Ave E, S 3rd Ave, S 147th East Ave, W Waco St, Silver Oak Pl, S Trenton Ct, E 29th St N, E 34th St S$1,483
W Birmingham Pl, N 8th Pl, 57th St S, E 3rd Ave, E 122nd Pl, E 36th Ct, W Los Angeles Cir, E 74th Ct, W Indianapolis St, S 165th West Ave$1,512
W Freeport Cir, E 63rd Ct, E 117th St S, N 126th East Ave, N 101st East Ave, S 177th W Ave, N 70th East Ave, E 61st St N, S Newhaven Ave, N Gilcrease Museum Rd$1,414
N 27th St, W el Paso St S, Turnberry Dr, S 108th E Pl, Maplewood, N 109th Ave E, Okmulgee Expy, W Plymouth Pl, W Easton St, W 34th St S$1,500
S 138th East Ave, E 61st Ct N, N 66th E Ave, E Hartford St, W Delmar St, S Union Pl, N Walnut St, S 56th W Ave, W 68th Pl S, N 123rd East Ave$1,387
E 73rd St N, N Butternut Pl E, N 100th Ave E, S Sandusky, N 6th Pl, S Newhaven Ave, W Oak St, W Los Angeles Pl, 131st E Ave, W 34th St S$1,504
N Hemlock Ave, E Broken Arrow Expy, E Laredo Pl, S Walnut Creek Pl, W Roanoke Ct, S Laurel St, W Oakridge St, Redbud Dr, N 43rd East Ave, E Quinton St$1,485
E 43rd St N, S 186th E Ave, E 102nd Cir, W 20nd Pl, S Jamestown Pl, E 139th St S, N 75th East Ave, S 148th East Ave, S 162nd E Ave, N Florence Ave$1,569
N Toledo Ave, E 78th Pl S, E 81st Pl, N 70 E Ave, 112th St S, S 16th St E, Valley Dr, W Concord Cir, W Albuquerque St, W 61st Pl S$1,517
S Quincy Pl, S 74th West Ct, E 75th St N, N 130th E Ave, E Woodrow Pl N, W Hartford St, E 33 St, W Delmar St, N 140th E Ave, 140th Ct N$1,544

Tulsa, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tulsa$221 to $224
Tulsa County$222
Oakhurst$211
Turley$208

Tulsa, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tulsa County, Oklahoma $222 $296 $444
Oakhurst CDP, Oklahoma $212 $282 $423
Turley CDP, Oklahoma $209 $278 $417

Tulsa, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tulsa, OK9.9%29.5%
Tulsa County9.87%29.72%
Oakhurst12.72%41.52%
Turley12.66%43.45%

Tulsa Renters Insurance as a Percentage of Rent

Tulsa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 2,419 2.0% $367
$200 to $299 2,361 2.0% $817
$300 to $499 9,108 10.0% $1267
$500 to $749 31,353 36.0% $1942
$750 to $999 22,211 25.0% $2692
$1,000 to $1,499 14,763 17.0% $3817
$1,500 or more 3,268 3.0% $5467

Tulsa, OK Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
74129 $99,900 $1,450
74112 $93,300 $1,440
74146 $92,600 $1,450
74116 $89,500 $1,450
74108 $86,800 $1,450
74128 $83,800 $1,440
74107 $81,300 $1,430
74127 $80,200 $1,430
74106 $62,100 $1,420
74115 $59,400 $1,420
74110 $53,200 $1,400
74126 $51,500 $1,400
74130 $48,200 $1,400
74137 $276,100 $1,630
74120 $209,700 $1,580
74136 $196,200 $1,590
74133 $175,000 $1,530
74132 $163,400 $1,530
74105 $158,100 $1,520
74135 $153,900 $1,510
74119 $153,300 $1,500
74131 $150,600 $1,530
74114 $144,700 $1,500
74104 $134,100 $1,500
74145 $121,100 $1,470
74134 $117,500 $1,480
74117 $106,700 $1,460

Average Cost Of Home Insurance By Company In Areas Nearby Tulsa For Different Scenarios

Home value ($) Construction type Company premium ($)
70,000 to 100000 FRAME American National Property & Casualty Co. 2,101
150,000 to 200000 Masonry Allstate Prop & Cas Ins Co 3,663
150,000 to 200000 Masonry Allstate Prop & Cas Ins Co 3,707
100,000 to 150000 Frame Oklahoma Farm Bureau Mutual Insurance Co. 2,569
70,000 to 100000 Masonry Oklahoma Farm Bureau Mutual Insurance Co. 1,848
100,000 to 150000 Frame Property & Casualty Ins. Co. Of Hartford 3,786
70,000 to 100000 Frame Property & Casualty Ins. Co. Of Hartford 2,655
100,000 to 150000 Frame Shelter Mutual Insurance Co. 2,806
100,000 to 150000 Frame Usaa Casualty Insurance Co. 1,850

Tulsa, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$9,600
Yearly Tulsa Homeowner Insurance Premium Example $4,300$2,800
Out of Pocket Expense During Claim$600$9,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $30,700$29,200
Net Savings to Tulsa Home Owner from High Deductible Plan $1,500

Tulsa, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tulsa, OK Home Replacement Value MORE than Home Value Tulsa, OK Home Replacement Value LESS than Home Value
Replacement Value $97,000 $62,500
Insurance Premium based on Replacement Value $4,125 $2,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $950/year Insurance costlier by $525/year

Example Tulsa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceFarmers Insurance
Monthly Premium 1071320469
Year Built 196419962010
Home Details 5 Beds, 4 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $350000-$400000$125000-$150000$125000-$150000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Tulsa, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 115,000 Composition Roof 1,520 2 $500 Deductible 3200 9 Brick siding yes
1993 125,000 Metal Roof 1,250 3 $500 Deductible 4340 9 Stone Siding No
1972 150,000 Shingles Roof 1,500 3 $1000-$2500 Deductible 3020 8 Wood siding No
2011 170,000 Tile Roof 2,310 3 $2500-$5000 Deductible 3360 12 Stone Siding yes
2000 240,000 Wood Shake Roof 2,640 4 $500- $1000 Deductible 7190 8 Brick siding No
1963 160,000 Shingles Roof 2,050 4 $1000-$2500 Deductible 1550 3 Wood siding yes
2007 130,000 Tile Roof 1,440 3 $500- $1000 Deductible 1310 4 Stucco siding No
2011 195,000 Shingles Roof 2,760 4 $2500-$5000 Deductible 4320 12 Brick siding No
1979 125,000 Tile Roof 1,800 3 $500- $1000 Deductible 3780 10 Vinyl siding No
1983 85,000 Wood Shake Roof 1,130 2 $500- $1000 Deductible 1600 7 Vinyl siding No
2012 340,000 Slate Shingles Roof 4,570 5 $5000 to $10,000 Deductible 1150 2 Vinyl siding yes
2008 145,000 Membrane Roof 1,570 2 $1000-$2500 Deductible 3790 8 Wood siding No
2003 170,000 Tile Roof 2,260 4 $500 Deductible 1520 3 Wood siding No
1977 225,000 Shingles Roof 2,230 5 $5000 to $10,000 Deductible 4200 12 Stone Siding yes
2014 405,000 Shingles Roof 4,910 5 > $10,000 Deductible 5910 8 Fiber-Cement Siding yes
1962 105,000 Membrane Roof 1,280 2 $500- $1000 Deductible 1100 4 Stucco siding yes
1999 170,000 Asphalt Shingles Roof 2,100 4 $500- $1000 Deductible 1240 2 Vinyl siding yes
2011 210,000 Tile Roof 2,150 4 > $10,000 Deductible 3090 8 Brick siding yes
1985 325,000 Composition Roof 3,980 5 $5000 to $10,000 Deductible 1760 3 Wood siding No
1980 100,000 Shingles Roof 1,480 2 $2500-$5000 Deductible 740 4 Stone Siding yes
2002 100,000 Composition Roof 1,230 2 $500- $1000 Deductible 1360 6 Stucco siding yes
1967 235,000 Asphalt Shingles Roof 2,510 4 $5000 to $10,000 Deductible 2540 6 Stucco siding No
1966 120,000 Shingles Roof 1,740 2 $500- $1000 Deductible 1210 5 Stucco siding No
1975 365,000 Shingles Roof 4,380 5 $500- $1000 Deductible 2430 2 Wood siding No
1964 135,000 Tile Roof 1,330 2 $500 Deductible 4370 9 Stone Siding No
1973 85,000 Metal Roof 980 2 $500- $1000 Deductible 1070 4 Brick siding No
1960 80,000 Membrane Roof 1,070 2 $500 Deductible 940 5 Brick siding No
1981 280,000 Asphalt Shingles Roof 2,960 4 $500- $1000 Deductible 10070 12 Brick siding yes
1978 225,000 Composition Roof 2,380 5 $5000 to $10,000 Deductible 3570 9 Stucco siding No
1971 170,000 Wood Shake Roof 2,936 4 $2500-$5000 Deductible 1100 2 Vinyl siding No