Tularosa, NM homeowners insurance is nearly $563 to $771, about $46-$64/month. Our detailed guide shows customers can save upto $266 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Tularosa, NM | Homeowners Insurance Agency Near Tularosa, NM | Address |
|---|---|---|
| Liberty Mutual Independent | High Country Agency Inc | 706 Mechem Dr, Ruidoso, NM, 88345 |
| State Farm | Linda Gulley | 101 N Wht Snds Blvd, Alamogordo, NM, 88310-7057 |
| Allstate | Turner Ins Agency | 503 Central Ave, Tularosa, NM, 88352 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bent CDP, New Mexico | $84 | $112 | $168 |
| La Luz CDP, New Mexico | $83 | $110 | $165 |
| High Rolls CDP, New Mexico | $90 | $119 | $179 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Tularosa, NM | 5.9% | 18.7% |
| La Luz | 5.88% | 19.63% |
| High Rolls | 6.7% | 14.01% |
| Boles Acres | 5.84% | 22.17% |
| Tularosa Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 88 | 16.0% | $361 |
| $200 to $299 | 10 | 1.0% | $811 |
| $300 to $499 | 42 | 7.0% | $1261 |
| $500 to $749 | 246 | 45.0% | $1936 |
| $750 to $999 | 96 | 17.0% | $2686 |
| $1,000 to $1,499 | 55 | 10.0% | $3811 |
| Streets in Tularosa Area | Homeowners Insurance Cost |
|---|---|
| Co Rd B023, W 7th St, Coyote Flats Rd, Sunny Ln, Kidd Dr, Prairie Trl, Higuera Ave, Bent Rd, Rosalio Ave, Marcial Cir | $671 |
| Saint Francis Dr, Rosalia Ln, Bookout Rd, Granado St, Virden Rd, Gato Mountain Rd, Evans Ln, W 10th St, Bridal Falls Ln, Cottonwood Springs Rd | $666 |
| Iris St, Lucille Ave, W 4th St, B-012, Moon Ln, Galicia Rd, Torian Rd, Sunview, Arabian Ln, River Front Rd | $671 |
| Mountain Meadows Rd, W 2nd St, Mistletoe Ct, B-020, Cross Creek Rd, Co Rd B037, N Bookout Rd, Montezuma Ave, Durazno St, Cll del Flor | $665 |
| Derbyshire Rd, Moondust, Greenfield Rd, Saenz Dr, Hunter Rd, West Ln, Oryx Dr, Austin Ln, 8th St, Paintbrush Trl | $671 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Tularosa | $99 to $102 |
| Bent | $100 |
| La Luz | $99 |
| High Rolls | $107 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Tularosa Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,300 | $4,700 |
| Net Savings to Tularosa Home Owner from High Deductible Plan | $600 | |
| Scenario | Tularosa, NM Home Replacement Value MORE than Home Value | Tularosa, NM Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $123,000 | $85,000 |
| Insurance Premium based on Replacement Value | $675 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $18,500 | Risk Exposure from Under Insuring Coverage is $19,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | Allstate | Farmers Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 70 | 50 | 88 |
| Year Built | 1961 | 1993 | 1982 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | > $10,000 Deductible | $1000-$2500 Deductible |