Trussville Insurance Rates:

Trussville, AL homeowners insurance is roughly $867 to $1,180, about $72-$98/month. Our complete research indicates shoppers can save upto $409 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Travelers
We do need to check our policy every year. one year they increased the square footage of our home and doubled our insurance overnight.
Safeco Insurance
Safeco has very friendly staff
Travelers
Customer service has always been great and helpful when I needed them.
State Farm
I am completely neutral about this. I chose it since it recognized my zip code. No other reason. Prices and coverage are all about the same for all companies.
Amica Mutual Insurance
The website gets me the information I am looking for but it does look outdated. They need to update it, to look more modern and offer new features.
State Farm
I like their corporate environment and how they treat all their customers and I also like their advertisements and their logo. They see to treat their employees well.
Progressive
The customer service is sup bar. They don't reach out to us and send us our information that should arrive every 6 months. We have to call them as ask them if we need something. And if something is expiring they don't even tell us they let us go around expired.
Dai-Ichi Insurance
the rapid depreciation of the currency due to the risk of inflation and exchange rate in vietnam makes all financial products with investment horizon more than 1 year should be assessed as high risk

Trussville, AL Homeowners Insurance By Home Value

Trussville, AL Home Value Total Homes % of Total Average Trussville, AL Homeowners Insurance
Less than $50,000 105 1.0% $102
$90,000 to $99,999 101 1.0% $419
$100,000 to $124,999 202 3.0% $481
$125,000 to $149,999 335 5.0% $604
$150,000 to $174,999 747 13.0% $716
$175,000 to $199,999 635 11.0% $829
$200,000 to $249,999 1,504 26.0% $1003
$250,000 to $299,999 1,193 21.0% $1228
$300,000 to $399,999 740 13.0% $1556

Top Home Insurance Agents Near Trussville, AL

Home Insurance Company Near Trussville, AL Homeowners Insurance Agency Near Trussville, AL Address
NA J.H. Berry Risk Services Llc 2919 John Hawkins Pkwy Birmingham, Hoover, AL, 35244
Farmers Gerald Trevarthen 909a Graham St SW, Cullman, AL, 35055
Nationwide Hayes-Rasbury Insurance Agency Inc 5290 Old Springville Rd STE B, Pinson, AL, 35126
Travelers Lacy Grice Insurance Agency 1917 3RD AVE S, JASPER, AL, 35501
Farmers M Pool 7816 Parkway Dr, Leeds, AL, 35094

Cost Of Homeowners Insurance By Street Near Trussville, AL

Streets in Trussville Area Homeowners Insurance Cost
Kenimer Ave, Grayson Valley Dr, Laburnum Dr, Darlene Cir, Palace Dr, Edwards Lake Rd, Ewing Rd, Honeybee Cir, Meadow Lane Plz, Kirby Ln$1,004
Dix Cir, Austin Way, Glenn Ave, Brookstone Dr, Valley Run Cir, Co Rd 96, Wynwood Rd, Chris Dr, Wendy Cir, McFrancis Rd$994
Cahaba Bend, Happy Hollow Rd, Watson Rd, Glen Cross Cir, Magnolia Ct, Jana Rd, Sweet Water Ln, Service Rd, Co Rd 130, Perry St$1,001
Shagbark Cir, Edgeview Ave, Ziklag Cir, Lake Vista Dr, Talley St, Auman Dr, Cedar Creek Cir, Yvonne St, S Mall, Oak Dr E$1,040
Mary Taylor Rd, Jenny Wren Ln, Sunny Brook Ln, Plymouth Rock Dr, N Chalkville Rd, Grayson Trace Dr, Molly Dr, Cherokee Ln, Anneva Cir, Vann Rd$997

Trussville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Trussville$152 to $154
Grayson Valley$142
Clay$148
Argo$146

Trussville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grayson Valley CDP, Alabama $143 $190 $285
Clay CCD, Jefferson County, Alabama $148 $197 $296
Argo town, Alabama $146 $195 $293

Trussville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Trussville, AL5.1%18.4%
Grayson Valley7.26%21.68%
Clay6.04%18.75%
Argo6.93%20.35%

Trussville Renters Insurance as a Percentage of Rent

Trussville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 17 2.0% $1901
$750 to $999 225 33.0% $2651
$1,000 to $1,499 346 51.0% $3776
$1,500 or more 87 12.0% $5426

Average Cost Of Home Insurance By Company In Areas Nearby Trussville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual General Insurance Co 2183
$500 $150,000 Country Casualty Insurance Company 1256
$500 $150,000 Esurance Insurance Company 934
$500 $150,000 Farmers Insurance Exchange 1519
$500 $150,000 Nationwide Property & Casualty Ins Company 1102
$500 $300,000 Amica Mutual Ins Company 3195
$500 $300,000 Country Mutual 2023
$500 $300,000 Nationwide General Ins Co 1926
$500 $300,000 Travelers Home And Marine Insurance Company 1217
$500 $300,000 Usaa Casualty Insurance Company 2337

Trussville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Trussville Homeowner Insurance Premium Example $1,900$1,300
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,100$11,500
Net Savings to Trussville Home Owner from High Deductible Plan $600

Trussville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Trussville, AL Home Replacement Value MORE than Home Value Trussville, AL Home Replacement Value LESS than Home Value
Replacement Value $137,000 $103,000
Insurance Premium based on Replacement Value $750 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Trussville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualAmica Mutual Insurance Company
Monthly Premium 588271
Year Built 199420141987
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$250000-$300000$250000-$300000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Trussville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 430,000 Tile Roof 3,850 5 $2500-$5000 Deductible 650 4 Stucco siding No
2006 270,000 Tile Roof 1,960 4 $500- $1000 Deductible 680 6 Vinyl siding yes
1989 395,000 Tile Roof 2,680 4 > $10,000 Deductible 470 6 Stucco siding No
1998 275,000 Wood Shake Roof 2,680 4 $500- $1000 Deductible 820 8 Wood siding yes
2001 260,000 Shingles Roof 2,520 5 $500 Deductible 800 10 Vinyl siding No
2014 410,000 Wood Shake Roof 3,070 4 > $10,000 Deductible 1310 12 Vinyl siding yes
1990 270,000 Metal Roof 2,330 4 $1000-$2500 Deductible 1300 12 Vinyl siding yes
1987 430,000 Wood Shake Roof 3,390 4 $500 Deductible 470 3 Brick siding yes
1985 545,000 Slate Shingles Roof 4,260 5 $2500-$5000 Deductible 1040 7 Brick siding yes
2003 315,000 Metal Roof 2,900 4 $2500-$5000 Deductible 290 3 Brick siding yes
2013 545,000 Shingles Roof 4,550 5 $500- $1000 Deductible 760 4 Wood siding No
2003 385,000 Membrane Roof 2,670 5 > $10,000 Deductible 920 12 Wood siding No
2006 585,000 Asphalt Shingles Roof 3,980 5 > $10,000 Deductible 1450 12 Brick siding yes
2008 310,000 Tile Roof 2,050 4 $500- $1000 Deductible 510 5 Wood siding No
1987 460,000 Shingles Roof 4,000 5 $5000 to $10,000 Deductible 740 5 Wood siding No
1982 430,000 Wood Shake Roof 3,050 4 $500- $1000 Deductible 1220 6 Wood siding yes
1982 580,000 Composition Roof 4,500 5 $500 Deductible 750 5 Vinyl siding yes
2013 480,000 Asphalt Shingles Roof 4,300 5 $1000-$2500 Deductible 980 7 Stucco siding yes
2014 255,000 Asphalt Shingles Roof 2,570 5 $2500-$5000 Deductible 900 9 Stucco siding No
1988 320,000 Wood Shake Roof 2,420 4 $2500-$5000 Deductible 620 5 Stone Siding No
1985 235,000 Slate Shingles Roof 1,990 4 $2500-$5000 Deductible 710 8 Wood siding No
2013 535,000 Membrane Roof 3,990 5 $500- $1000 Deductible 660 3 Brick siding yes
2006 365,000 Composition Roof 3,500 5 > $10,000 Deductible 760 6 Stucco siding yes
2006 315,000 Slate Shingles Roof 2,930 4 > $10,000 Deductible 410 6 Vinyl siding No
2011 385,000 Wood Shake Roof 3,070 4 > $10,000 Deductible 1240 12 Stone Siding No
2012 175,000 Asphalt Shingles Roof 1,720 4 $5000 to $10,000 Deductible 260 5 Stucco siding No
1988 305,000 Tile Roof 2,550 5 > $10,000 Deductible 730 10 Brick siding yes
1983 220,000 Shingles Roof 2,000 4 $1000-$2500 Deductible 300 4 Brick siding No
1980 410,000 Metal Roof 3,910 5 $500 Deductible 150 1 Fiber-Cement Siding No
1982 340,000 Wood Shake Roof 2,820 4 $2500-$5000 Deductible 460 4 Fiber-Cement Siding yes
2013 300,000 Wood Shake Roof 2,760 4 $500- $1000 Deductible 650 4 Stucco siding yes
1994 250,000 Membrane Roof 2,000 4 $500 Deductible 400 5 Wood siding yes
1988 190,000 Composition Roof 1,690 4 $500- $1000 Deductible 300 3 Fiber-Cement Siding No
1984 545,000 Composition Roof 4,220 5 $1000-$2500 Deductible 2650 12 Brick siding yes