Trenton Insurance Rates:

Trenton, NJ homeowners insurance is nearly $674 to $913, about $56-$76/month. Our extensive guide indicates shoppers can save as much as $317 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The customer service that they provide is exceptional and i am happy with their service. they always answer my questions quickly.
Geico
Sometimes they drafted my account and causing me some problems with my bank which is not fun at all. when i called the representative it was very distressful.
Allstate
My insurance company is a nationally known company and i am confident that they would act in a positive manner if i ever had a claim.

Trenton, NJ Homeowners Insurance By Home Value

Trenton, NJ Home Value Total Homes % of Total Average Trenton, NJ Homeowners Insurance
Less than $50,000 475 4.0% $158
$50,000 to $59,999 312 2.0% $333
$60,000 to $69,999 651 5.0% $420
$70,000 to $79,999 927 8.0% $484
$80,000 to $89,999 1,152 10.0% $547
$90,000 to $99,999 794 7.0% $611
$100,000 to $124,999 1,565 14.0% $706
$125,000 to $149,999 1,029 9.0% $889
$150,000 to $174,999 1,286 11.0% $1048
$175,000 to $199,999 893 8.0% $1214
$200,000 to $249,999 972 8.0% $1460
$250,000 to $299,999 445 3.0% $1778
$300,000 to $399,999 652 5.0% $2262

Top Home Insurance Agents Near Trenton, NJ

Home Insurance Company Near Trenton, NJ Homeowners Insurance Agency Near Trenton, NJ Address
NA Peter J. Russo Agency 20 Denow Rd Lawrenceville, Lawrence Township, NJ, 8648
NA Earle H. Sloan Agency 33 2Nd St, Elmer, NJ, 8318
Travelers Carleton Insurance Agency 383 KINGS HIGHWAY NORTH, CHERRY HILL, NJ, 8034
Travelers Garland Insurance Agency Llc 2516 Easton Avenue, Bethlehem, PA, 18017
Travelers Silk Ins Services Llc 1000 GERMANTOWN PIKE STE J-4, PLYMOUTH MEETING, PA, 19462

Trenton, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Morrisville borough, Pennsylvania $94 $125 $188
Ewing township, Mercer County, New Jersey $104 $138 $207
Falls township, Bucks County, Pennsylvania $95 $127 $190

Trenton, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Trenton, NJ4.5%10.2%
Morrisville3.38%9.38%
Ewing3.35%8.3%
Falls3.56%9.67%

Trenton Renters Insurance as a Percentage of Rent

Trenton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 906 5.0% $359
$200 to $299 1,485 9.0% $809
$300 to $499 1,374 8.0% $1259
$500 to $749 1,758 10.0% $1934
$750 to $999 3,135 19.0% $2684
$1,000 to $1,499 5,692 34.0% $3809
$1,500 or more 2,100 12.0% $5459

Trenton, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Trenton Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Trenton Home Owner from High Deductible Plan $600

Trenton, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Trenton, NJ Home Replacement Value MORE than Home Value Trenton, NJ Home Replacement Value LESS than Home Value
Replacement Value $127,500 $78,500
Insurance Premium based on Replacement Value $650 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Trenton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 335146
Year Built 195419631948
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $75000-$100000$175000-$200000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Trenton, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 140,000 Membrane Roof 1,670 3 $500- $1000 Deductible 200 3 Wood siding No
1958 130,000 Composition Roof 1,690 3 $500 Deductible 660 12 Wood siding yes
1956 310,000 Tile Roof 3,840 5 $2500-$5000 Deductible 450 5 Wood siding yes
1945 205,000 Metal Roof 2,160 3 > $10,000 Deductible 290 5 Wood siding No
1955 130,000 Metal Roof 1,740 2 $500 Deductible 400 8 Brick siding No
1959 115,000 Slate Shingles Roof 1,610 3 $2500-$5000 Deductible 300 8 Stone Siding No
1968 230,000 Metal Roof 2,470 4 $1000-$2500 Deductible 1200 10 Wood siding No
1944 145,000 Membrane Roof 1,680 2 $1000-$2500 Deductible 100 2 Fiber-Cement Siding No
1948 215,000 Tile Roof 3,260 4 $500- $1000 Deductible 110 1 Brick siding No
1968 255,000 Wood Shake Roof 2,900 5 $5000 to $10,000 Deductible 160 2 Stone Siding No
1942 130,000 Shingles Roof 1,740 2 $1000-$2500 Deductible 200 6 Vinyl siding No
1944 110,000 Slate Shingles Roof 1,400 2 $1000-$2500 Deductible 340 9 Brick siding yes
1948 185,000 Asphalt Shingles Roof 2,390 5 $1000-$2500 Deductible 440 6 Brick siding No
1966 165,000 Metal Roof 1,810 5 $1000-$2500 Deductible 680 9 Wood siding No
1950 110,000 Membrane Roof 1,558 3 $5000 to $10,000 Deductible 620 10 Brick siding No