Trenton Insurance Rates:
Trenton, NJ homeowners insurance is nearly $674 to $913, about $56-$76/month. Our extensive guide indicates shoppers can save as much as $317 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Home Insurance Companies in Trenton, NJ: Customer-Reviewed Options
Top Home Insurance Agents Near Trenton, NJ
| Home Insurance Company Near Trenton, NJ |
Homeowners Insurance Agency Near Trenton, NJ |
Address |
| Travelers |
Garland Insurance Agency Llc |
2516 Easton Avenue, Bethlehem, PA, 18017 |
| Travelers |
Silk Ins Services Llc |
1000 GERMANTOWN PIKE STE J-4, PLYMOUTH MEETING, PA, 19462 |
| Travelers |
Carleton Insurance Agency |
383 KINGS HIGHWAY NORTH, CHERRY HILL, NJ, 8034 |
Trenton, NJ Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Morrisville borough, Pennsylvania |
$94 |
$125 |
$188 |
| Ewing township, Mercer County, New Jersey |
$104 |
$138 |
$207 |
| Falls township, Bucks County, Pennsylvania |
$95 |
$127 |
$190 |
Trenton, NJ Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| Trenton, NJ | 4.5% | 10.2% |
| Morrisville | 3.38% | 9.38% |
| Ewing | 3.35% | 8.3% |
| Falls | 3.56% | 9.67% |
Trenton Renters Insurance as a Percentage of Rent
| Trenton Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| Less than $200 |
906 |
5.0% |
$359 |
| $200 to $299 |
1,485 |
9.0% |
$809 |
| $300 to $499 |
1,374 |
8.0% |
$1259 |
| $500 to $749 |
1,758 |
10.0% |
$1934 |
| $750 to $999 |
3,135 |
19.0% |
$2684 |
| $1,000 to $1,499 |
5,692 |
34.0% |
$3809 |
| $1,500 or more |
2,100 |
12.0% |
$5459 |
Trenton, NJ Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $1,400 | $3,400 |
| Yearly Trenton Homeowner Insurance Premium Example | $1,800 | $1,300 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim |
$12,200 | $11,200 |
| Net Savings to Trenton Home Owner from High Deductible Plan |
$1,000 |
Trenton, NJ Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
Trenton, NJ Home Replacement Value MORE than Home Value |
Trenton, NJ Home Replacement Value LESS than Home Value |
| Replacement Value |
$96,500 |
$74,500 |
| Insurance Premium based on Replacement Value |
$575 |
$450 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $11,000 |
Risk Exposure from Under Insuring Coverage is $11,000 |
| Premium Impact |
Insurance cheaper by $50/year |
Insurance costlier by $75/year |
Example Trenton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
State Farm | Farmers Insurance | Amica Mutual Insurance Company |
| Monthly Premium |
58 | 53 | 57 |
| Year Built |
1951 | 1960 | 1940 |
| Home Details |
5 Beds, 3 Baths | 2 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount |
$200000-$250000 | $125000-$150000 | $150000-$175000 |
| Deductible |
$2500-$5000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |
Save More on Home Insurance in Trenton, with Our Informed Analysis