Trenton Insurance Rates:

Trenton, FL homeowners insurance is approximately $963 to $1,310, about $80-$109/month. Our exhaustive guide reveals consumers can save upto $454 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Trenton, FL Homeowners Insurance By Home Value

Trenton, FL Home Value Total Homes % of Total Average Trenton, FL Homeowners Insurance
Less than $50,000 749 24.0% $249
$50,000 to $59,999 97 3.0% $545
$60,000 to $69,999 128 4.0% $670
$70,000 to $79,999 81 2.0% $772
$80,000 to $89,999 201 6.0% $874
$90,000 to $99,999 133 4.0% $976
$100,000 to $124,999 449 14.0% $1136
$125,000 to $149,999 82 2.0% $1420
$150,000 to $174,999 372 12.0% $1681
$175,000 to $199,999 136 4.0% $1942
$200,000 to $249,999 305 10.0% $2340
$250,000 to $299,999 152 5.0% $2862
$300,000 to $399,999 113 3.0% $3635

Top Home Insurance Agents Near Trenton, FL

Home Insurance Company Near Trenton, FL Homeowners Insurance Agency Near Trenton, FL Address
NA Paul M. Green & Associates, Inc. 2441 Nw 43 Str, Ste 5B Gainesville, City of Gainesville Municipal Boundaries, FL, 32606
NA Brightway Insurance 742 Se Baya Dr Ste 102 , Lake City, FL, 32025
State Farm Derek Loadholtz 1562 Ohio Ave S, Live Oak, FL, 32064-4514
Allstate Nature Coast Insurance Inc 425 E Noble Ave, Williston, FL, 32696
Allstate Roberts Ins Keystone 333 S Lawrence Blvd, Keystone Heights, FL, 32656

Cost Of Homeowners Insurance By Street Near Trenton, FL

Streets in Trenton Area Homeowners Insurance Cost
SE 22nd Ln, SE 81st Ln, SW 6th Ave, NE 6th St, SE 82nd Ln, NE 71st Ave, SE 60th Ave, SW 76th St, NE 65th Ave, Ohio St$1,145
NE 15th St, SW 84th Pl, SW 53rd Ln, Co Rd 2085, N East 16th St, SE 81st Pl, SE 11th Ter, SW 15th St, SW 65th Ave, SW 298th St$1,126
SW 82nd Ter, SW 56th Ave, SE 4th St, NE 25th St, NE 51st Ter, NE 48th Ave, NE 5th Ave, SE 100th St, SW 60th St, State Hwy 26$1,151
SW 2nd Ave, NE 5th Ter, SE 45th St, NE 72nd Trl, NE 51st Ave, NE 55th St, SE 46th Way, Co Rd 307-A, SW 36th St, SE 79th Ct$1,122
SW Co Rd 307A, SE 55th Trl, Co Rd 212, Spring Run Rd, SW 19th Cir, SE 77 Ave, SW Co Rd 334A, SE 86th Ave, SE 9th Ave, S Co Rd 232$1,182

Trenton, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Trenton$169 to $171
Gilchrist County$170
Bell$169
Fanning Springs$167

Trenton, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gilchrist County, Florida $142 $189 $283
Bell CCD, Gilchrist County, Florida $142 $189 $283
Spring Ridge CDP, Florida $142 $189 $284

Trenton, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Trenton, FL8.8%27.7%
Gilchrist County9.41%28.92%
Bell10.29%30.14%
Spring Ridge14.08%21.33%

Trenton Renters Insurance as a Percentage of Rent

Trenton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 18 2.0% $346
$200 to $299 48 6.0% $796
$300 to $499 69 9.0% $1246
$500 to $749 272 36.0% $1921
$750 to $999 197 26.0% $2671
$1,000 to $1,499 116 15.0% $3796
$1,500 or more 20 2.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Trenton For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $1,916
150,000 27 NO Auto Club Insurance $1,970
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,306
150,000 27 YES American Integrity Insurance $1,550
150,000 27 YES American Traditions Insurance $1,241
150,000 27 YES Auto Club Insurance $1,494
150,000 27 YES First Community Insurance $1,424
150,000 27 YES Florida Family Insurance $1,309
150,000 27 YES Florida Peninsula Insurance $803
150,000 27 YES St. Johns Insurance $929
150,000 27 YES State Farm Florida Insurance $2,144
150,000 27 YES Stillwater Property And Casualty Insurance $1,276
150,000 27 YES Tower Hill Signature Insurance $1,458
150,000 27 YES Universal Insurance $1,839
300,000 12 NA First Protective Insurance $1,421
300,000 12 NA Florida Family Insurance $2,167
300,000 12 NA Security First Insurance $1,185
300,000 12 NA Tower Hill Prime Insurance $1,370
300,000 12 NA Tower Hill Select Insurance $1,242
300,000 12 NA Universal Insurance $3,080

Trenton, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Trenton Homeowner Insurance Premium Example $2,900$1,900
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim $7,400$6,400
Net Savings to Trenton Home Owner from High Deductible Plan $1,000

Trenton, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Trenton, FL Home Replacement Value MORE than Home Value Trenton, FL Home Replacement Value LESS than Home Value
Replacement Value $147,000 $97,500
Insurance Premium based on Replacement Value $2,825 $1,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $375/year

Example Trenton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceLiberty Mutual
Monthly Premium 114189349
Year Built 199020112001
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $50000-$75000$125000-$150000$200000-$250000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Trenton, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 115,000 Slate Shingles Roof 1,660 3 $500- $1000 Deductible 170 1 Fiber-Cement Siding yes
2002 130,000 Metal Roof 1,730 4 $2500-$5000 Deductible 1520 9 Brick siding yes
2011 160,000 Asphalt Shingles Roof 2,260 5 $500 Deductible 1760 6 Vinyl siding yes
2013 250,000 Wood Shake Roof 3,450 5 $500- $1000 Deductible 1790 5 Wood siding No
2007 145,000 Metal Roof 1,720 4 $500 Deductible 980 5 Wood siding No
1991 390,000 Slate Shingles Roof 4,640 5 $5000 to $10,000 Deductible 3100 6 Vinyl siding yes
1980 140,000 Tile Roof 1,760 3 $500- $1000 Deductible 2120 9 Fiber-Cement Siding No
2002 135,000 Metal Roof 1,920 3 $2500-$5000 Deductible 830 5 Brick siding No
2006 315,000 Metal Roof 4,010 5 $2500-$5000 Deductible 4370 9 Brick siding yes
1990 155,000 Slate Shingles Roof 1,890 3 $500- $1000 Deductible 2880 10 Stone Siding No
2003 175,000 Shingles Roof 2,230 3 $2500-$5000 Deductible 640 4 Stone Siding No
1983 95,000 Tile Roof 1,300 3 $2500-$5000 Deductible 860 8 Stone Siding yes
1983 145,000 Membrane Roof 1,780 3 $500 Deductible 830 5 Wood siding No
1991 335,000 Slate Shingles Roof 4,410 5 $1000-$2500 Deductible 890 2 Vinyl siding yes
2000 150,000 Wood Shake Roof 2,400 4 $500- $1000 Deductible 540 2 Vinyl siding No
1990 115,000 Metal Roof 1,850 4 $500- $1000 Deductible 1320 12 Wood siding No