Treasure Island Insurance Rates:

Treasure Island, FL homeowners insurance is about $1,074 to $1,498, about $89-$124/month. Our thorough guide shows customers can save as much as $514 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Treasure Island, FL Homeowners Insurance By Home Value

Treasure Island, FL Home Value Total Homes % of Total Average Treasure Island, FL Homeowners Insurance
Less than $50,000 35 2.0% $77
$80,000 to $89,999 19 1.0% $295
$100,000 to $124,999 75 5.0% $385
$125,000 to $149,999 35 2.0% $488
$150,000 to $174,999 138 10.0% $578
$175,000 to $199,999 48 3.0% $655
$200,000 to $249,999 336 24.0% $797
$250,000 to $299,999 288 21.0% $977
$300,000 to $399,999 358 26.0% $1247

Top Home Insurance Agents Near Treasure Island, FL

Home Insurance Company Near Treasure Island, FL Homeowners Insurance Agency Near Treasure Island, FL Address
NA Jackson, Dejongh & Associates, Llc 238 E Davis Blvd Ste 215, Tampa, FL, 33606
Travelers Adcock-Adcock Property & Casualty Agency, Inc. 315 W. Fletcher Avenue , Tampa, FL, 33612
Allstate Kurt Hesser 12551 Indian Rocks Rd Ste 9, Largo, FL, 33774
Allstate Michael Lapella 10911 Countryway Blvd, Tampa, FL, 33626
Travelers Willis Of Fl-Vero Bch 4211 WEST BOY SCOTT BLVD STE 1000, TAMPA, FL, 33607

Cost Of Homeowners Insurance By Street Near Treasure Island, FL

Streets in Treasure Island Area Homeowners Insurance Cost
126th Ave W, Treasure Island Cswy, W Gulf Blvd, 79th Ter, Kingfish Dr, 125th Ave, 7th St E, Sea Mist Dr, Bay Plz, Capri Cir S$1,268
Paradise Blvd, Blind Pass Dr, 127th Ave E, 88th Ave Exd, 125th Ave, 118th Ave, Yacht Club Dr, Lagoon Ln, 6th St E, Treasure Island Cswy$1,325
Sun Ketch Ct, Sun Isle Cir, Capri Blvd, Nautilus Way, 115th Ave, Capri Cir N, 126th Ave E, 120th Ave, 112th Avenue B, Tarpon Dr$1,304
1st St W, Harrell Ave, Sun Vista Ct W, 127th Ave, Dolphin Dr, 5th St E, Bounty Ct, Sunshine Ln, 122nd Ave W, Sun Vista Ct N$1,270
95th Ave, Treasure Ln, S Yacht Club Dr, 124th Ave, 80th Ter, 119th Ave, 110th Ave, 112th Avenue B, Orion Ln, 117th Ave$1,252

Treasure Island, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Treasure Island$189 to $196
St. Pete Beach$193
South Pasadena$177
Madeira Beach$191

Treasure Island, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
St. Pete Beach CCD, Pinellas County, Florida $161 $215 $322
South Pasadena city, Florida $148 $197 $295
Madeira Beach city, Florida $160 $213 $319

Treasure Island, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Treasure Island, FL4.2%13.1%
St. Pete Beach4.33%13.28%
South Pasadena6.65%15.87%
Madeira Beach4.68%14.27%

Treasure Island Renters Insurance as a Percentage of Rent

Treasure Island Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 24 2.0% $1206
$500 to $749 175 16.0% $1881
$750 to $999 239 22.0% $2631
$1,000 to $1,499 343 31.0% $3756
$1,500 or more 297 27.0% $5406

Average Cost Of Home Insurance By Company In Areas Nearby Treasure Island For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Farm Bureau Casualty Insurance $3,635
150,000 27 NO Security First Insurance $1,901
150,000 27 YES Castle Key Indemnity Company Insurance $1,548
150,000 27 YES Security First Insurance $1,151
300,000 12 NA St. Johns Insurance $2,496
300,000 12 NA State Farm Florida Insurance $3,568
300,000 12 NA Stillwater Property And Casualty Insurance $2,317
300,000 12 NA Tower Hill Prime Insurance $2,306

Treasure Island, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$8,300
Yearly Treasure Island Homeowner Insurance Premium Example $6,200$5,200
Out of Pocket Expense During Claim$1,300$8,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $50,900$49,900
Net Savings to Treasure Island Home Owner from High Deductible Plan $1,000

Treasure Island, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Treasure Island, FL Home Replacement Value MORE than Home Value Treasure Island, FL Home Replacement Value LESS than Home Value
Replacement Value $441,500 $280,500
Insurance Premium based on Replacement Value $10,025 $6,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $93,500 Risk Exposure from Under Insuring Coverage is $67,500
Premium Impact Insurance cheaper by $1,525/year Insurance costlier by $2,125/year

Example Treasure Island Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersGEICO Insurance
Monthly Premium 318828573
Year Built 199019741988
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$400000-$500000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Treasure Island, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 380,000 Shingles Roof 2,210 3 $500- $1000 Deductible 4630 8 Stone Siding No
1974 425,000 Wood Shake Roof 2,200 3 > $10,000 Deductible 310 1 Brick siding No
1972 405,000 Composition Roof 1,900 3 > $10,000 Deductible 3520 9 Stucco siding yes
1990 255,000 Tile Roof 1,390 3 $500 Deductible 3090 8 Fiber-Cement Siding No
1995 285,000 Asphalt Shingles Roof 1,640 4 $2500-$5000 Deductible 1750 6 Wood siding yes
1992 370,000 Membrane Roof 2,190 3 $5000 to $10,000 Deductible 520 1 Brick siding No
1998 265,000 Membrane Roof 1,760 2 $2500-$5000 Deductible 1670 4 Wood siding yes
1977 635,000 Shingles Roof 2,990 4 $5000 to $10,000 Deductible 3020 6 Wood siding No
1969 295,000 Shingles Roof 2,020 4 $2500-$5000 Deductible 3270 9 Brick siding No
1979 280,000 Composition Roof 1,380 2 $500- $1000 Deductible 3210 8 Wood siding No
1974 375,000 Shingles Roof 1,820 4 $2500-$5000 Deductible 440 1 Stucco siding yes
1969 440,000 Asphalt Shingles Roof 2,260 4 $5000 to $10,000 Deductible 870 2 Wood siding No
1977 465,000 Composition Roof 2,730 4 $5000 to $10,000 Deductible 1220 3 Wood siding yes