Torrington Insurance Rates:

Torrington, WY homeowners insurance is about $610 to $830, about $50-$69/month. Our comprehensive analysis indicates shoppers can save upto $288 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Torrington, WY Homeowners Insurance By Home Value

Torrington, WY Home Value Total Homes % of Total Average Torrington, WY Homeowners Insurance
Less than $50,000 321 10.0% $129
$50,000 to $59,999 67 2.0% $273
$60,000 to $69,999 116 3.0% $345
$70,000 to $79,999 113 3.0% $396
$80,000 to $89,999 204 6.0% $446
$90,000 to $99,999 196 6.0% $504
$100,000 to $124,999 448 14.0% $583
$125,000 to $149,999 425 13.0% $727
$150,000 to $174,999 281 9.0% $864
$175,000 to $199,999 282 9.0% $993
$200,000 to $249,999 452 14.0% $1195
$250,000 to $299,999 82 2.0% $1461
$300,000 to $399,999 134 4.0% $1857

Top Home Insurance Agents Near Torrington, WY

Home Insurance Company Near Torrington, WY Homeowners Insurance Agency Near Torrington, WY Address
NA Valley Insurance Services, Inc. 1701 First Ave, Scottsbluff, NE, 69363
Allstate Burns Ins. Agy Inc 250 West Walen Street, Guernsey, WY, 82214
Travelers D-N-R Insurance 416 VALLEY VIEW DR STE 500, SCOTTSBLUFF, NE, 69361
Farmers Kelly Krakow 100 E 27th Ave, Torrington, WY, 82240
State Farm Mike Rafferty 1917 E A St, Torrington, WY, 82240-2823

Cost Of Homeowners Insurance By Street Near Torrington, WY

Streets in Torrington Area Homeowners Insurance Cost
E A St, Co Rd 137, Rd 43 N, Co Rd 15, Co Rd 42, State Hwy 157, Rd 64, Rd 39 E, Rd 85, Rd 108 W$728
Rd 141N, Rd 48E, Sage Dr, E 20th Ave, Co Rd 41, Co Rd 58, Rd 47, McKenna Rd C, E E St, Rd 65B$716
W Valley Rd, Monroe Ave, Rd 165, Van Tassel Rd, Leiter Ave, Rd 64, Williams St, W B St, 4 Th St, Rd 36$715
Rd 16, Rd 175, Co Rd 8, Rd 77, Co Rd 126A G-4, Rd 78, Wash 159 G-5, Saddle Ct, Rd 47, Rd 93B$721
Rd 135N, Co Rd 197, Sherman Ave, Co Rd 130, Co Rd 75, Rd 66V, Co Rd 46, 7th Ave, E 4th Ave, McKenna Rd$713

Torrington, WY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Torrington$107 to $110
Goshen County$108
Yoder$103
Veteran$100

Torrington, WY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Goshen County, Wyoming $90 $120 $180
Yoder town, Wyoming $86 $115 $172
Lingle town, Wyoming $90 $119 $179

Torrington, WY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Torrington, WY5.8%16.2%
Goshen County5.63%16.22%
Yoder7.17%17.64%
Lingle6.24%15.3%

Torrington Renters Insurance as a Percentage of Rent

Torrington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 2.0% $351
$200 to $299 24 2.0% $801
$300 to $499 289 27.0% $1251
$500 to $749 413 39.0% $1926
$750 to $999 168 16.0% $2676
$1,000 to $1,499 122 11.0% $3801

Torrington, WY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Torrington Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,900
Net Savings to Torrington Home Owner from High Deductible Plan $600

Torrington, WY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Torrington, WY Home Replacement Value MORE than Home Value Torrington, WY Home Replacement Value LESS than Home Value
Replacement Value $164,500 $125,000
Insurance Premium based on Replacement Value $875 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Torrington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateFarmers Insurance
Monthly Premium 897854
Year Built 199219461972
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Torrington, WY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 115,000 Slate Shingles Roof 1,680 4 $500 Deductible 730 12 Stone Siding No
1987 325,000 Metal Roof 3,170 4 $2500-$5000 Deductible 1250 12 Vinyl siding yes
1978 170,000 Wood Shake Roof 2,180 3 $500 Deductible 940 12 Wood siding yes
1961 210,000 Metal Roof 2,730 4 $5000 to $10,000 Deductible 200 3 Vinyl siding No
1953 105,000 Wood Shake Roof 1,440 3 $500- $1000 Deductible 80 2 Brick siding No
1987 300,000 Shingles Roof 2,990 4 > $10,000 Deductible 730 12 Brick siding No
1968 205,000 Composition Roof 2,300 4 > $10,000 Deductible 260 6 Brick siding yes
1965 325,000 Shingles Roof 4,110 5 $500- $1000 Deductible 90 1 Vinyl siding yes
1971 90,000 Slate Shingles Roof 1,260 3 $2500-$5000 Deductible 160 5 Vinyl siding yes
1987 165,000 Metal Roof 2,330 3 $5000 to $10,000 Deductible 500 9 Fiber-Cement Siding yes
1983 175,000 Metal Roof 1,710 4 $2500-$5000 Deductible 500 9 Vinyl siding yes
1989 230,000 Slate Shingles Roof 2,580 4 $2500-$5000 Deductible 530 7 Wood siding yes
1999 225,000 Tile Roof 2,410 4 $1000-$2500 Deductible 410 7 Stucco siding No
1991 240,000 Composition Roof 2,850 4 $5000 to $10,000 Deductible 680 9 Stone Siding yes
1950 95,000 Tile Roof 1,250 3 $500- $1000 Deductible 100 3 Fiber-Cement Siding yes
1952 135,000 Shingles Roof 1,570 5 $500 Deductible 270 5 Stone Siding No
1986 270,000 Metal Roof 3,190 4 $500 Deductible 480 3 Fiber-Cement Siding No
1993 150,000 Shingles Roof 1,610 3 $1000-$2500 Deductible 70 1 Wood siding yes
1964 180,000 Metal Roof 1,780 3 $2500-$5000 Deductible 710 10 Stone Siding No
1976 175,000 Wood Shake Roof 1,930 3 $500- $1000 Deductible 810 9 Stucco siding yes
1973 195,000 Shingles Roof 2,370 4 $500- $1000 Deductible 430 6 Wood siding No
1943 175,000 Membrane Roof 1,910 3 $2500-$5000 Deductible 860 12 Fiber-Cement Siding No
1949 185,000 Shingles Roof 2,240 5 $1000-$2500 Deductible 610 9 Brick siding yes
1986 430,000 Composition Roof 4,350 5 $1000-$2500 Deductible 120 1 Brick siding No
1964 205,000 Shingles Roof 2,810 5 > $10,000 Deductible 80 2 Stucco siding yes
1959 330,000 Wood Shake Roof 3,450 5 $1000-$2500 Deductible 290 2 Stone Siding No
1950 245,000 Wood Shake Roof 3,040 4 $2500-$5000 Deductible 1030 12 Wood siding yes
1963 175,000 Shingles Roof 2,000 3 $1000-$2500 Deductible 640 12 Wood siding yes
1951 315,000 Composition Roof 3,380 5 $500- $1000 Deductible 370 3 Stucco siding No
1967 240,000 Shingles Roof 3,230 5 $2500-$5000 Deductible 880 12 Vinyl siding yes
1980 235,000 Asphalt Shingles Roof 2,550 5 $2500-$5000 Deductible 530 12 Vinyl siding No
1970 125,000 Metal Roof 1,260 3 $500- $1000 Deductible 180 3 Fiber-Cement Siding No
1981 290,000 Shingles Roof 3,310 4 $1000-$2500 Deductible 400 3 Vinyl siding No
1949 130,000 Wood Shake Roof 1,440 3 $500- $1000 Deductible 280 6 Stucco siding No