Torrington, CT homeowners insurance is roughly $709 to $961, about $59-$80/month. Our in depth guide indicates shoppers can save upto $334 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Torrington, CT | Homeowners Insurance Agency Near Torrington, CT | Address |
|---|---|---|
| Travelers | Davino Agency Llc | 1 DARLING DR, AVON, CT, 6001 |
| Allstate | Fingar Insurance | 1 CHURCH AVE, GERMANTOWN, NY, 12526 |
| Travelers | Johnson-Stevens Curran Agency Inc | 30 MAIN ST STE 302, DANBURY, CT, 6810 |
| Travelers | S M Opper Co Llc | 282 STATE ST, NORTH HAVEN, CT, 6473 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Northwest Harwinton CDP, Connecticut | $129 | $172 | $258 |
| Goshen town, Litchfield County, Connecticut | $135 | $180 | $270 |
| Litchfield County, Connecticut | $129 | $172 | $258 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Torrington, CT | 4.2% | 9.9% |
| Northwest Harwinton | 3.57% | 10.27% |
| Goshen | 3.19% | 10.12% |
| Litchfield County | 3.63% | 9.46% |
| Torrington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 149 | 3.0% | $349 |
| $200 to $299 | 170 | 3.0% | $799 |
| $300 to $499 | 400 | 8.0% | $1249 |
| $500 to $749 | 955 | 20.0% | $1924 |
| $750 to $999 | 1,792 | 37.0% | $2674 |
| $1,000 to $1,499 | 1,048 | 22.0% | $3799 |
| $1,500 or more | 216 | 4.0% | $5449 |
| Streets in Torrington Area | Homeowners Insurance Cost |
|---|---|
| Bishop St, Farmstead Ln, Ryan Ter, Belleview Ave, Augustyn Ct, Machuga Rd, Torrington Heights Rd, Princeton St, Richard Rd, White Oak Way | $824 |
| Heights Dr, McDermott Ave, Ridgebrook Rd, Andrews St, Durand St, Harrison Ave, Buttrick Rd, Wolcott Ave, Brownstone Dr, Evans St | $828 |
| Chelton St, Hinsdale Rd, Fairlawn Dr, Tamarack Ct, N Elm St, Windtree E, Pershing St, Dwyer Pl, Sunny Ln, Nelson St | $825 |
| Spencer Rd, Spyglass Ct, Clarence St, Dennison Rd, Beecher St, Torringford St, Mikelin Dr, Johnson St, Tognalli Dr, Morningside Dr | $850 |
| Jardon St, New Litchfield St, N Grace St, Oak Ave Exn, Mason St, Arbor Dr, Lawrence Ln, Laurelton Dr, Canterbury Ct, W Hill Rd | $851 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Torrington | $124 to $127 |
| Northwest Harwinton | $129 |
| Goshen | $135 |
| Harwinton | $131 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Torrington Homeowner Insurance Premium Example | $1,600 | $1,400 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $13,600 | $13,000 |
| Net Savings to Torrington Home Owner from High Deductible Plan | $600 | |
| Scenario | Torrington, CT Home Replacement Value MORE than Home Value | Torrington, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $215,500 | $164,500 |
| Insurance Premium based on Replacement Value | $1,750 | $1,325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,500 | Risk Exposure from Under Insuring Coverage is $19,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $250/year |
| Insurance Company | Allstate | Chubb Group of Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 119 | 185 | 119 |
| Year Built | 1964 | 1985 | 1975 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 2 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $250000-$300000 | $125000-$150000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | $500 Deductible |