How Much Does Torrance, CA Home Insurance Cost?
Torrance, CA Average Homeowners Insurance Cost
$1,453.5
Homeowners Insurance Cost - Torrance, CA
$687,900
Median Home Value - Torrance, CA
Torrance, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.44 | $1,436.06 |
| $1000 Deductible | -$154.36 | $1,299.14 |
| $1500 Deductible | -$230.53 | $1,222.97 |
| $2000 Deductible | -$343.32 | $1,110.18 |
| $2500 Deductible | -$409.89 | $1,043.61 |
Torrance, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$378 | $1,076 |
| 30 year old | +$22 | $1,475 |
| 40 year old | +$38 | $1,491 |
| 50 year old | +$55 | $1,509 |
| Above 50 year old | +$70 | $1,523 |
Torrance, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$145 | $1,308 |
| Superior | -$131 | $1,323 |
| Masonry | -$73 | $1,381 |
| Brick | -$73 | $1,381 |
| Hail Resistant Roof | -$29 | $1,424 |
Torrance, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$29 | $1,483 |
| Swimming Pool With A Diving Board | +$73 | $1,526 |
| Swimming Pool With Slide | +$87 | $1,541 |
Torrance, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $44 | $1,410 |
| Police Department | $15 | $1,439 |
Torrance, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$610.47 | $2,064 |
| Filing a Second Liability Claim | +$552.33 | $2,006 |
| Filing a Second Theft Claim | +$552.33 | $2,006 |
| Filing a Second Water Claim | +$479.655 | $1,933 |
| Filing a Fire Claim | +$290.7 | $1,744 |
| Filing a Liability Claim | +$276.165 | $1,730 |
| Filing a Theft Claim | +$276.165 | $1,730 |
| Filing a Water Claim | +$232.56 | $1,686 |
| Filing a Weather Claim | +$232.56 | $1,686 |