How To Make Your Torrance, CA Home Insurance Cheaper
Torrance, CA, homeowners insurance is about $1454. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Torrance, CA Home Insurance Rates with the Los Angeles County Average
| Place | Los Angeles County Average: $1,614.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Torrance, CA | $1,453.5 | -160.5 | -0.10 | 145,443 | 687,900 |
Cost of Torrance, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Fullerton | 589,600 | 10,503 | $1,545.3 |
| La Habra Heights | 871,200 | 64,385 | $1,342.6 |
| Arcadia | 994,400 | 33,820 | $1,345.2 |
| Malibu | 1,974,100 | 328,680 | $1,342.6 |
Homeowners Insurance Comparison for the Cheapest Premiums in Torrance, CA
| Horace Mann Educators Corporation | Farmer's Insurance | Amica Mutual Insurance | |
| Median Home Value ($) | 687,900 | 687,900 | 687,900 |
| Age of Home | Year 40 Old | Above Year 50 | Year 30 Old |
| Home Coverage ($) | $400,000 -$499,999 | $750,000 -$999,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $1,159.3 | $1,926.5 | $1,856.5 |
Cost of Torrance, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| GEICO | 500 | $750,000-$999,999 | 1,459.9 |
| Mercury | 1500 | $500,000-$749,999 | 1,145.5 |
| Safeco Insurance | 500 | $175,000-$199,999 | 348.3 |
| Westfield Insurance | 500 | $1000,000-$1499,999 | 1,607.9 |
| Nationwide | 1500 | $300,000-$399,999 | 722.0 |
| Horace Mann Educators Corporation | 1000 | $500,000-$749,999 | 1,210.6 |
| Encompass Insurance | 2000 | $1000,000-$1499,999 | 1,359.2 |
| Allstate | 2000 | $500,000-$749,999 | 1,067.4 |
| State Farm | 1000 | $100,000-$124,999 | 177.6 |
| Century National | 1500 | $400,000-$499,999 | 894.9 |