Topsham, ME homeowners insurance is nearly $579 to $789, about $48-$65/month. Our detailed research indicates shoppers can save upto $273 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Topsham, ME | Homeowners Insurance Agency Near Topsham, ME | Address |
|---|---|---|
| State Farm | Michelle Raber | 696 Us Route 1, Scarborough, ME, 04074-9741 |
| Travelers | Varney Agency Ellsworth | 39 LEWISTON RD STE 200, GRAY, ME, 4039 |
| Liberty Mutual Independent | Willis Of Northern New England | 150 MILL ST 4TH FL, LEWISTON, ME, 4240 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Brunswick town, Cumberland County, Maine | $103 | $137 | $206 |
| Lisbon Falls CDP, Maine | $98 | $131 | $197 |
| Bath city, Maine | $100 | $133 | $200 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Topsham, ME | 3.7% | 10.2% |
| Brunswick | 3.73% | 10.12% |
| Lisbon Falls | 4.53% | 11.5% |
| Bath | 4.05% | 9.78% |
| Topsham Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 15 | 2.0% | $331 |
| $200 to $299 | 8 | 1.0% | $781 |
| $300 to $499 | 89 | 13.0% | $1231 |
| $500 to $749 | 204 | 31.0% | $1906 |
| $750 to $999 | 209 | 32.0% | $2656 |
| $1,000 to $1,499 | 98 | 15.0% | $3781 |
| $1,500 or more | 17 | 2.0% | $5431 |
| Streets in Topsham Area | Homeowners Insurance Cost |
|---|---|
| Maple St, 5th St, Hubbard Ln, Ledgewood Dr, White House Crossing Rd, Pipit Dr, First St, Riendeau Way, Pitch Pine Dr, Flowing Eagle | $688 |
| E School House Crossing Rd, Front St, Mayflower Ln, A St, Frost St, Sewell Ln, Old Tavern Rd, Canam Dr, Alora Dr, Lewiston Rd | $694 |
| Perham Ln, Old Lisbon Rd, Elm St, Curtis Ln, Big Pine Dr, Old Middlesex Rd, Cider Run, Garden Ln, Forest Dr, Patricia Dr | $693 |
| Willis Rd, Westwind Dr, Holland Pl, Reed St, Ames Dr, Prospect St, Washburn Ln, Lewiston Rd, Eagle's Way, Ofarrell St | $692 |
| Twin Pines, Oak St, Redpoll Dr, Salem St, Doris Ln, Country Ln, Taylor Farm Ln, Lovers Ln, Wilson St, Coot Ln | $676 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Topsham | $102 to $105 |
| Brunswick | $102 |
| Lisbon Falls | $98 |
| Bath | $100 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $3,500 |
| Yearly Topsham Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $500 | $3,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,900 | $9,900 |
| Net Savings to Topsham Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Topsham, ME Home Replacement Value MORE than Home Value | Topsham, ME Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $225,000 | $138,500 |
| Insurance Premium based on Replacement Value | $900 | $550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $59,000 | Risk Exposure from Under Insuring Coverage is $27,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $250/year |
| Insurance Company | Liberty Mutual | Amica Mutual Insurance Company | Travelers |
| Monthly Premium | 73 | 99 | 110 |
| Year Built | 1985 | 1996 | 2001 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $175000-$200000 | $300000-$350000 | $350000-$400000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | > $10,000 Deductible |