Topanga Insurance Rates:

Topanga, CA homeowners insurance is approximately $618 to $835, about $51-$69/month. Our in depth research reveals consumers can save upto $290 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Topanga, CA Homeowners Insurance By Home Value

Topanga, CA Home Value Total Homes % of Total Average Topanga, CA Homeowners Insurance
Less than $50,000 42 12.0% $14
$50,000 to $59,999 28 8.0% $36
$70,000 to $79,999 41 11.0% $50
$100,000 to $124,999 41 11.0% $72
$125,000 to $149,999 48 13.0% $94
$150,000 to $174,999 54 15.0% $116
$200,000 to $249,999 20 5.0% $159
$250,000 to $299,999 33 9.0% $196
$300,000 to $399,999 39 11.0% $247

Top Home Insurance Agents Near Topanga, CA

Home Insurance Company Near Topanga, CA Homeowners Insurance Agency Near Topanga, CA Address
State Farm Ken Peters 2904 Westminster Ave, Seal Beach, CA, 90740-5305
Travelers Progressive United Inc 14628 VICTORY BLVD, VAN NUYS, CA, 91411
Farmers Ronnette Cortez 241 W Harvard Blvd, Santa Paula, CA, 93060
Farmers Sheila Mosher 4113 Los Coyotes Diagonal, Lakewood, CA, 90713
Liberty Mutual Independent Hamman-Miller-Beauchamp-Deeble 3633 E BROADWAY STE 200, LONG BEACH, CA, 90803

Topanga, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Calabasas city, California $89 $118 $177
Hidden Hills city, California $91 $121 $181
Santa Monica city, California $91 $121 $181

Topanga, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Topanga, CA1.5%8.2%
Calabasas1.48%6.2%
Hidden Hills1.51%6.05%
Santa Monica1.66%7.8%

Topanga Renters Insurance as a Percentage of Rent

Topanga Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 21 4.0% $1856
$1,000 to $1,499 61 12.0% $3731
$1,500 or more 422 83.0% $5381

Average Cost Of Home Insurance By Company In Areas Nearby Topanga For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewCalifornia Casualty363
150000500NewGeneral Ins294
150000500NewKemper401
150000500NewTravelers351
200000500NewTravelers409
200000500NewUnigard Group726
250000500NewAmco554
5000001000NewForemost Insurance2276
5000001000NewStillwater Prop & Cas Co958
7500002500NewChubb/Federal2484
7500002500NewMercury Ins Group750
1500005001-3 YearsWestern Mutual/Residence383
2000005001-3 YearsEncompass903
25000010001-3 YearsGrange588
25000010001-3 YearsUnigard Group850
2500005001-3 YearsAmerican Security738
3000005001-3 YearsHorace Mann748
50000010001-3 YearsBankers Standard2102
1500005004-6 YearsTravelers407
40000010004-6 YearsWawanesa823
75000025004-6 YearsAmerican Reliable1686
75000025004-6 YearsKemper1273
75000025004-6 YearsLiberty Ins Corp1429
2000005007-15 YearsQBE (Balboa)803

Topanga, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Topanga Homeowner Insurance Premium Example $2,900$2,400
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $15,100$14,600
Net Savings to Topanga Home Owner from High Deductible Plan $500

Topanga, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Topanga, CA Home Replacement Value MORE than Home Value Topanga, CA Home Replacement Value LESS than Home Value
Replacement Value $974,000 $646,500
Insurance Premium based on Replacement Value $3,500 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $215,500 Risk Exposure from Under Insuring Coverage is $112,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $775/year

Example Topanga Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceAllstate
Monthly Premium 164178181
Year Built 198320111999
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $600000-$700000More than 10000000More than 10000000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Topanga, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 825,000 Metal Roof 1,680 3 $500- $1000 Deductible 1840 10 Brick siding yes
1991 1,065,000 Wood Shake Roof 2,060 3 > $10,000 Deductible 120 1 Wood siding yes
1994 665,000 Asphalt Shingles Roof 1,440 3 $1000-$2500 Deductible 470 5 Fiber-Cement Siding No
1940 875,000 Metal Roof 1,860 5 $500 Deductible 410 2 Fiber-Cement Siding yes
1971 1,040,000 Composition Roof 1,980 3 $1000-$2500 Deductible 610 3 Stucco siding No
2002 495,000 Tile Roof 1,320 3 $500 Deductible 780 8 Stone Siding yes
1979 1,475,000 Wood Shake Roof 2,800 4 $5000 to $10,000 Deductible 510 3 Brick siding yes
1993 1,100,000 Slate Shingles Roof 2,070 5 $2500-$5000 Deductible 480 3 Fiber-Cement Siding No
1945 550,000 Wood Shake Roof 1,310 3 $5000 to $10,000 Deductible 460 6 Stone Siding No
1987 1,410,000 Membrane Roof 3,020 4 $500 Deductible 2100 7 Wood siding yes
2002 1,155,000 Asphalt Shingles Roof 2,220 4 $2500-$5000 Deductible 700 4 Stone Siding No
1971 750,000 Composition Roof 2,080 4 $1000-$2500 Deductible 1470 8 Brick siding yes
2004 890,000 Asphalt Shingles Roof 1,920 3 $1000-$2500 Deductible 1760 10 Stone Siding No
1977 1,130,000 Shingles Roof 2,180 5 $1000-$2500 Deductible 460 2 Brick siding No
1982 580,000 Composition Roof 1,430 3 $5000 to $10,000 Deductible 1480 12 Stone Siding yes
1992 660,000 Composition Roof 1,370 3 $500 Deductible 1740 9 Stucco siding No
1980 515,000 Slate Shingles Roof 1,310 3 $5000 to $10,000 Deductible 920 9 Fiber-Cement Siding yes
1974 840,000 Membrane Roof 1,670 3 $5000 to $10,000 Deductible 920 9 Stone Siding yes
2008 790,000 Asphalt Shingles Roof 1,550 3 $1000-$2500 Deductible 1890 8 Wood siding No
1944 705,000 Composition Roof 1,320 3 $5000 to $10,000 Deductible 1360 10 Vinyl siding No
1995 1,135,000 Tile Roof 2,100 4 $500- $1000 Deductible 2980 12 Stone Siding yes
1994 750,000 Membrane Roof 2,080 3 $500 Deductible 2030 9 Stone Siding yes
2008 650,000 Asphalt Shingles Roof 1,640 5 $500 Deductible 950 5 Stucco siding yes
1940 695,000 Wood Shake Roof 1,590 3 $500 Deductible 1070 6 Stucco siding yes
1993 725,000 Metal Roof 1,960 3 $500- $1000 Deductible 1150 8 Brick siding yes
2000 900,000 Asphalt Shingles Roof 1,890 3 $500 Deductible 2690 10 Wood siding yes
1978 2,040,000 Membrane Roof 3,870 5 $5000 to $10,000 Deductible 930 6 Vinyl siding yes
2006 760,000 Tile Roof 1,900 4 > $10,000 Deductible 1400 12 Wood siding yes