Tonawanda Insurance Rates:

Tonawanda, NY homeowners insurance is roughly $501 to $678, about $41-$56/month. Our in depth guide reveals consumers can save upto $236 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I like that my insurance company is great because of they a variety of insurance plans that help my family be able to survive.
State Farm
I don't always feel like i'm heard. as a customer, my priorities should be the company's priorities and i don't always feel that way with state farm.
Allstate
It was easy to set up insurance initially. we did not have to be home for the audit, and we had a rate quote within a week. our rates have not varied so far from year to year.
Geico
I've never compare home insurance premiums, but they are the cheapest by around 400 for our car insurance so that's who we stay with.
Progressive
The customer service representative was friendly and engaged with me as a customer. Seemed to really care about my insurance needs.
Usaa
Making a claim with USAA is very easy and the customer service is exceptional. I have never had any issue when I had a question. Everyone is very knowledgeable and friendly.
State Farm
I haven't had to write into my company's customer service for anything as of yet; however, the few times we've interacted have been extremely cordial.

Tonawanda, NY Homeowners Insurance By Home Value

Tonawanda, NY Home Value Total Homes % of Total Average Tonawanda, NY Homeowners Insurance
Less than $50,000 683 2.0% $129
$50,000 to $59,999 399 1.0% $271
$60,000 to $69,999 555 2.0% $342
$70,000 to $79,999 1,076 4.0% $395
$80,000 to $89,999 2,778 12.0% $442
$90,000 to $99,999 2,966 12.0% $495
$100,000 to $124,999 6,607 28.0% $578
$125,000 to $149,999 4,039 17.0% $719
$150,000 to $174,999 2,276 9.0% $855
$175,000 to $199,999 715 3.0% $985
$200,000 to $249,999 553 2.0% $1185

Top Home Insurance Agents Near Tonawanda, NY

Home Insurance Company Near Tonawanda, NY Homeowners Insurance Agency Near Tonawanda, NY Address
Liberty Mutual Anthony Lorigo 3784 Commerce Court Ste 200, North Tonawanda, NY, 14120
Liberty Mutual Costas C Masourakis 3215 Southwestern Blvd. Ste 200, Orchard Park, NY, 14127
Liberty Mutual Erick Lauricella 3215 Southwestern Blvd. Ste 200, Orchard Park, NY, 14127
Travelers Fronczak Agency Inc 3638 SENECA ST, WEST SENECA, NY, 14224
Allstate Java Agency 4515 Route 78 Java Village, java village, NY, 14083

Cost Of Homeowners Insurance By Street Near Tonawanda, NY

Streets in Tonawanda Area Homeowners Insurance Cost
Decatur Rd, Idlewood Dr, Knowlton Ave, Colvin Blvd Exd, McConkey Dr, Sawyer Ave, Elmview Dr, Hawthorne Ave, Chapman Pl, Hamilton Blvd$593
Fowler Ave, Willowgrove S Ct, Evergreen Dr, Rosemont Ave, Southcrest Ct, Sunnydale Dr, Fancher Ave, Saint Amelia Dr, Marian Dr, Kingsbury Ln$590
Park Rd, E Park Dr, Krehmore Pl, Somerville Ave, Hampton Pkwy, Irving Ter, Nimitz Ct, Castleton Pl, Puritan Rd, Lyndale Ave$589
Calvin Ct S, Wilmington Ave, Fairfield Ave, Nadon Pl, Landers Rd, Bathurst Dr, Woodcrest Blvd, Masefield Dr, Oakvale Blvd, Cobb St$589
Dreyer Ave, Stillwell Ave, Burnett Pl, Kinsey Ave, Loretta St, Parkhurst Blvd, Faragut Ave, Walpole Pl, Werkley Rd, Marlee Dr$587

Tonawanda, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tonawanda$88 to $90
Kenmore$88
Grandyle Village$89
Grand Island$90

Tonawanda, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kenmore village, New York $74 $98 $147
Eggertsville CDP, New York $74 $98 $147
Grandyle Village CDP, New York $74 $99 $148

Tonawanda, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tonawanda, NY4.1%9.9%
Kenmore3.97%9.23%
Eggertsville3.98%8.4%
Grandyle Village3.54%9.05%

Tonawanda Renters Insurance as a Percentage of Rent

Tonawanda Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 103 1.0% $348
$200 to $299 320 3.0% $798
$300 to $499 621 7.0% $1248
$500 to $749 3,714 42.0% $1923
$750 to $999 3,140 35.0% $2673
$1,000 to $1,499 721 8.0% $3798
$1,500 or more 137 1.0% $5448

Tonawanda, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Tonawanda Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,700$8,900
Net Savings to Tonawanda Home Owner from High Deductible Plan $800

Tonawanda, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tonawanda, NY Home Replacement Value MORE than Home Value Tonawanda, NY Home Replacement Value LESS than Home Value
Replacement Value $140,500 $97,500
Insurance Premium based on Replacement Value $1,675 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $300/year

Example Tonawanda Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceErie Insurance
Monthly Premium 123135124
Year Built 194619741956
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$175000-$200000$125000-$150000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Tonawanda, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 360,000 Metal Roof 4,790 5 $5000 to $10,000 Deductible 670 3 Brick siding yes
1954 275,000 Metal Roof 3,150 4 $5000 to $10,000 Deductible 400 3 Fiber-Cement Siding No
1965 170,000 Metal Roof 2,630 4 $500- $1000 Deductible 530 4 Fiber-Cement Siding yes
1949 350,000 Membrane Roof 4,640 5 $2500-$5000 Deductible 530 3 Vinyl siding yes
1971 200,000 Tile Roof 2,520 4 $2500-$5000 Deductible 1380 10 Brick siding No
1976 125,000 Slate Shingles Roof 2,070 3 $500- $1000 Deductible 480 5 Brick siding No
1960 105,000 Slate Shingles Roof 1,710 4 $1000-$2500 Deductible 470 7 Stucco siding yes
1974 190,000 Shingles Roof 2,260 3 $5000 to $10,000 Deductible 110 1 Brick siding No
1972 230,000 Wood Shake Roof 3,030 4 > $10,000 Deductible 1090 9 Stucco siding yes
1948 180,000 Metal Roof 2,230 3 $1000-$2500 Deductible 500 5 Brick siding No
1957 245,000 Tile Roof 3,210 4 $500 Deductible 370 2 Wood siding No
1946 135,000 Wood Shake Roof 1,520 5 $500 Deductible 460 6 Brick siding No
1968 240,000 Shingles Roof 3,270 5 $500- $1000 Deductible 320 2 Stone Siding yes
1974 265,000 Composition Roof 3,140 4 > $10,000 Deductible 1160 12 Fiber-Cement Siding No
1952 135,000 Wood Shake Roof 1,570 3 $500 Deductible 440 4 Stone Siding No
1952 385,000 Wood Shake Roof 4,940 5 $2500-$5000 Deductible 1080 4 Stone Siding No
1953 215,000 Slate Shingles Roof 2,580 5 $2500-$5000 Deductible 970 7 Wood siding No
1961 285,000 Wood Shake Roof 3,400 5 $1000-$2500 Deductible 350 2 Wood siding yes
1954 80,000 Tile Roof 1,270 3 $2500-$5000 Deductible 480 8 Vinyl siding yes
1954 130,000 Slate Shingles Roof 1,780 3 $500 Deductible 1620 12 Vinyl siding No