Tompkinsville Insurance Rates:

Tompkinsville, KY homeowners insurance is approximately $620 to $851, about $51-$70/month. Our comprehensive guide indicates shoppers can save upto $294 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Tompkinsville, KY Homeowners Insurance By Home Value

Tompkinsville, KY Home Value Total Homes % of Total Average Tompkinsville, KY Homeowners Insurance
Less than $50,000 746 39.0% $272
$50,000 to $59,999 171 9.0% $581
$60,000 to $69,999 91 4.0% $721
$70,000 to $79,999 175 9.0% $831
$80,000 to $89,999 181 9.0% $942
$90,000 to $99,999 21 1.0% $1052
$100,000 to $124,999 173 9.0% $1221
$125,000 to $149,999 46 2.0% $1530
$150,000 to $174,999 132 7.0% $1803
$175,000 to $199,999 26 1.0% $2082
$200,000 to $249,999 49 2.0% $2509
$250,000 to $299,999 40 2.0% $3061
$300,000 to $399,999 21 1.0% $3893

Top Home Insurance Agents Near Tompkinsville, KY

Home Insurance Company Near Tompkinsville, KY Homeowners Insurance Agency Near Tompkinsville, KY Address
NA Jack & Jack Insurance 2395 N Main St, Jamestown, KY, 42629
Nationwide Michael Allen Sturm Agency 1111 Shive Ln STE 104, Bowling Green, KY, 42103
Allstate Rains Agency Inc 500 N Main St, Jamestown, TN, 38556
State Farm Ronnie Cunningham 1594 Gallatin Rd, Scottsville, KY, 42164-8954
Allstate Wilmoth Ins. Agency 201 Reagan St, Cookeville, TN, 38501

Cost Of Homeowners Insurance By Street Near Tompkinsville, KY

Streets in Tompkinsville Area Homeowners Insurance Cost
Richard Ford Rd, Carl Benson Rd, Cloyd Spur Rd, Meredith-Blythe Rd, Hwy 2452, Rush Ln, Josh Butler Rd, George Carter Rd, Co Rd 1020, T Poland Rd$741
Kentucky Ave, Ben Hall Rd, Anderson Rd, James Lyon Rd, Hilltop Dr, Warren Rd, E Bushong Rd, G Emmert Rd, Hwy 2768, Gene Turner Rd$726
Harlans Crossroads, Hwy 2441, 4th Street Blvd, Foley Henson Rd, Doug Lyons Rd, Robert Ln, E 1st St, Tim Lee Carter Rd, C Carlock Rd, Copass Rd$742
State Hwy 212, Spruce St, Terry St, Green Hills, Meshack Rd, Fawbush Rd, E Short St, Beech Grove Boles Rd, Richards Dr, Sheffield Ridge Rd$725
Margart St, Woodhaven St, Kidwell Ln, Kettle Creek Rd, Ballard Rd, W Hollywood St, Green Acres Rd, Thompson Ridge Rd, M Scott Rd, Maxey Dr$729

Tompkinsville, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tompkinsville$109 to $111
Monroe County$110
Mount Hermon$111
Gamaliel$109

Tompkinsville, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Monroe County, Kentucky $92 $123 $184
Mount Hermon CCD, Monroe County, Kentucky $93 $123 $185
Gamaliel city, Kentucky $91 $121 $182

Tompkinsville, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tompkinsville, KY8.2%23.6%
Monroe County7.92%23.9%
Mount Hermon7.07%28.99%
Gamaliel7.46%25.49%

Tompkinsville Renters Insurance as a Percentage of Rent

Tompkinsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 68 9.0% $361
$200 to $299 130 17.0% $811
$300 to $499 248 33.0% $1261
$500 to $749 261 35.0% $1936
$750 to $999 29 3.0% $2686
$1,000 to $1,499 9 1.0% $3811

Tompkinsville, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Tompkinsville Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,000$3,400
Net Savings to Tompkinsville Home Owner from High Deductible Plan $600

Tompkinsville, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tompkinsville, KY Home Replacement Value MORE than Home Value Tompkinsville, KY Home Replacement Value LESS than Home Value
Replacement Value $88,000 $58,000
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Tompkinsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceErie Insurance
Monthly Premium 202846
Year Built 197619912009
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $50000-$75000$75000-$100000$125000-$150000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Tompkinsville, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 120,000 Slate Shingles Roof 1,840 5 $500- $1000 Deductible 300 8 Brick siding No
2007 70,000 Metal Roof 1,260 3 $500- $1000 Deductible 20 1 Fiber-Cement Siding No
2002 100,000 Wood Shake Roof 1,720 3 $2500-$5000 Deductible 170 4 Brick siding No
1976 115,000 Slate Shingles Roof 2,350 5 $500 Deductible 610 10 Vinyl siding yes
1959 225,000 Membrane Roof 4,690 5 $500 Deductible 930 8 Stone Siding yes
1974 245,000 Shingles Roof 3,710 5 $5000 to $10,000 Deductible 1090 12 Wood siding yes
2005 130,000 Tile Roof 2,660 4 $1000-$2500 Deductible 50 1 Stone Siding No
1999 80,000 Membrane Roof 1,820 3 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
1953 140,000 Asphalt Shingles Roof 2,080 4 $2500-$5000 Deductible 260 7 Vinyl siding yes
1984 175,000 Metal Roof 2,730 4 $1000-$2500 Deductible 130 2 Stucco siding No
1950 175,000 Slate Shingles Roof 3,340 4 $500- $1000 Deductible 960 12 Stone Siding yes
1977 85,000 Metal Roof 1,560 3 $2500-$5000 Deductible 300 12 Stucco siding No
1993 135,000 Wood Shake Roof 2,100 4 $500 Deductible 270 7 Vinyl siding No
1979 120,000 Tile Roof 2,220 3 $1000-$2500 Deductible 490 10 Vinyl siding yes
1976 160,000 Shingles Roof 2,760 4 $5000 to $10,000 Deductible 350 9 Fiber-Cement Siding yes
1970 165,000 Tile Roof 3,210 5 $2500-$5000 Deductible 380 9 Fiber-Cement Siding yes
1999 115,000 Shingles Roof 1,830 4 $1000-$2500 Deductible 140 4 Brick siding No
1979 75,000 Shingles Roof 1,510 5 $2500-$5000 Deductible 40 2 Stone Siding No
1970 170,000 Metal Roof 2,670 4 $2500-$5000 Deductible 280 6 Fiber-Cement Siding No
1970 200,000 Metal Roof 3,180 5 $5000 to $10,000 Deductible 410 6 Fiber-Cement Siding No
2005 105,000 Membrane Roof 2,100 4 $500- $1000 Deductible 240 9 Vinyl siding yes
1986 190,000 Metal Roof 3,230 5 $500- $1000 Deductible 50 1 Stucco siding No
2008 155,000 Slate Shingles Roof 2,930 4 $500 Deductible 120 2 Wood siding yes
1997 75,000 Wood Shake Roof 1,550 5 $2500-$5000 Deductible 20 1 Wood siding No
1954 230,000 Asphalt Shingles Roof 3,560 5 $1000-$2500 Deductible 730 12 Brick siding No
1973 115,000 Wood Shake Roof 2,250 4 $500 Deductible 450 9 Wood siding No
1988 115,000 Composition Roof 1,860 4 $500 Deductible 140 3 Stucco siding No
1984 110,000 Tile Roof 2,180 3 $2500-$5000 Deductible 180 8 Stone Siding No
1997 90,000 Shingles Roof 1,450 3 $500 Deductible 70 2 Stone Siding No
1993 120,000 Tile Roof 2,100 3 $2500-$5000 Deductible 150 4 Fiber-Cement Siding yes
1986 130,000 Tile Roof 2,160 4 $500 Deductible 120 3 Fiber-Cement Siding yes