Tolono Insurance Rates:

Tolono, IL homeowners insurance is nearly $632 to $875, about $52-$72/month. Our complete analysis shows customers can save upto $301 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Tolono, IL Homeowners Insurance By Home Value

Tolono, IL Home Value Total Homes % of Total Average Tolono, IL Homeowners Insurance
Less than $50,000 162 11.0% $128
$50,000 to $59,999 57 4.0% $271
$60,000 to $69,999 46 3.0% $338
$70,000 to $79,999 31 2.0% $391
$80,000 to $89,999 51 3.0% $436
$90,000 to $99,999 17 1.0% $489
$100,000 to $124,999 221 16.0% $572
$125,000 to $149,999 149 10.0% $715
$150,000 to $174,999 115 8.0% $843
$175,000 to $199,999 117 8.0% $978
$200,000 to $249,999 295 21.0% $1174
$250,000 to $299,999 70 5.0% $1438
$300,000 to $399,999 27 1.0% $1822

Top Home Insurance Agents Near Tolono, IL

Home Insurance Company Near Tolono, IL Homeowners Insurance Agency Near Tolono, IL Address
State Farm Maggi Pratt 802 N Clinton St, Bloomington, IL, 61701-3299
Travelers Winston Taylor Insurance Agency 1301 W KING ST, DECATUR, IL, 62522
NA Clarence Miller Insurance Services, Inc. 1419 Lincoln Ave., Charleston, IL, 61920
NA Spicer Insurance Services, Inc. 208 N Gray, Sidell, IL, 61876
Allstate Dick Butler & Assoc 620 Lake Land Blvd, Mattoon, IL, 61938

Cost Of Homeowners Insurance By Street Near Tolono, IL

Streets in Tolono Area Homeowners Insurance Cost
Co Rd 700 N, County Line St, W Madison St, Hayes St, S Harrison St, W Old Church St, Redington Dr, Colburn St, Niagara Dr, Co Rd 575 E$754
Sutton St, G St, E Vine St, Hunlen St, S Jackson, E Reynolds St, Benham St, Ellen Ave, Pershing Ct, Co Rd 250 N$753
E Co Rd 0 N, Cascade Dr, Sunray Dr, Surrey Ln, Golfview, S Jackson St, Chestnut Dr, Co Rd 100 E, Locust St, Co Rd 525 E$750
Sun Ridge Rd, E Daggy St, S West St, Chapin St, Essex Ln, W Austin St, Banbury Ln, Co Rd 475 N, Westboro Rd, Daggy St$750
Fletcher Ct, George St, N Long, E Larmon St, Van Buren St, Bourne St, S Lincoln St, Fletcher Ln, N Vorcey St, N Long St$753

Tolono, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tolono$111 to $114
Savoy$117
Philo$114
Champaign$113

Tolono, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Savoy village, Illinois $98 $130 $195
Philo township, Champaign County, Illinois $95 $127 $190
Champaign city, Illinois $95 $126 $189

Tolono, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tolono, IL4.5%13.5%
Savoy4.12%12.6%
Philo4.88%10.73%
Champaign4.61%11.52%

Tolono Renters Insurance as a Percentage of Rent

Tolono Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 41 5.0% $793
$300 to $499 43 5.0% $1243
$500 to $749 131 17.0% $1918
$750 to $999 249 34.0% $2668
$1,000 to $1,499 268 36.0% $3793

Tolono, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Tolono Homeowner Insurance Premium Example $2,600$2,100
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $11,300$10,300
Net Savings to Tolono Home Owner from High Deductible Plan $1,000

Tolono, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tolono, IL Home Replacement Value MORE than Home Value Tolono, IL Home Replacement Value LESS than Home Value
Replacement Value $168,000 $118,500
Insurance Premium based on Replacement Value $975 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Tolono Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceErie Insurance
Monthly Premium 233856
Year Built 200420131946
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$200000-$250000$200000-$250000
Deductible $2500-$5000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Tolono, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 325,000 Slate Shingles Roof 3,400 5 $5000 to $10,000 Deductible 350 3 Wood siding yes
1945 220,000 Wood Shake Roof 2,720 4 $1000-$2500 Deductible 670 8 Wood siding yes
2014 220,000 Membrane Roof 2,790 4 > $10,000 Deductible 500 9 Brick siding yes
2011 230,000 Asphalt Shingles Roof 2,310 5 > $10,000 Deductible 250 7 Stone Siding No
1940 480,000 Asphalt Shingles Roof 4,850 5 $2500-$5000 Deductible 1860 12 Fiber-Cement Siding No
2002 455,000 Shingles Roof 4,870 5 $2500-$5000 Deductible 680 6 Fiber-Cement Siding yes
2010 205,000 Shingles Roof 2,540 4 > $10,000 Deductible 560 10 Stone Siding No
1941 135,000 Asphalt Shingles Roof 1,840 3 $2500-$5000 Deductible 500 12 Wood siding yes
2012 175,000 Membrane Roof 1,800 4 $5000 to $10,000 Deductible 250 9 Stucco siding yes
2012 185,000 Shingles Roof 2,040 3 $500 Deductible 380 5 Brick siding No
2013 335,000 Asphalt Shingles Roof 4,480 5 $500 Deductible 1070 9 Fiber-Cement Siding No
1944 290,000 Composition Roof 3,490 5 $2500-$5000 Deductible 900 8 Wood siding yes
1942 150,000 Wood Shake Roof 2,060 3 $2500-$5000 Deductible 540 10 Brick siding No
2003 300,000 Composition Roof 3,210 4 $2500-$5000 Deductible 1070 10 Brick siding No
2005 160,000 Asphalt Shingles Roof 1,810 4 $2500-$5000 Deductible 320 8 Fiber-Cement Siding No
1942 175,000 Tile Roof 2,250 3 $500 Deductible 400 6 Fiber-Cement Siding No
2002 120,000 Shingles Roof 1,270 3 $2500-$5000 Deductible 160 4 Fiber-Cement Siding No
2014 270,000 Tile Roof 3,090 5 $500- $1000 Deductible 870 9 Brick siding yes
2009 210,000 Metal Roof 2,040 3 > $10,000 Deductible 90 2 Fiber-Cement Siding yes
2014 190,000 Metal Roof 2,110 3 $500- $1000 Deductible 350 4 Brick siding No
2004 220,000 Shingles Roof 2,250 5 $2500-$5000 Deductible 400 5 Brick siding No
2009 270,000 Shingles Roof 3,220 4 $500- $1000 Deductible 290 2 Brick siding No
2012 205,000 Shingles Roof 2,190 4 $2500-$5000 Deductible 640 12 Stucco siding yes
1944 195,000 Tile Roof 2,050 4 $5000 to $10,000 Deductible 430 9 Stone Siding yes
2011 205,000 Membrane Roof 2,700 4 $5000 to $10,000 Deductible 190 4 Brick siding yes
2008 300,000 Wood Shake Roof 3,050 4 $2500-$5000 Deductible 770 9 Vinyl siding No
2010 165,000 Metal Roof 1,830 3 $500 Deductible 610 10 Wood siding yes
2014 275,000 Shingles Roof 3,130 5 > $10,000 Deductible 490 9 Wood siding No
2004 205,000 Metal Roof 2,200 5 $2500-$5000 Deductible 50 1 Wood siding No
2013 155,000 Tile Roof 1,950 4 $1000-$2500 Deductible 100 2 Fiber-Cement Siding yes
1944 240,000 Slate Shingles Roof 2,740 4 $5000 to $10,000 Deductible 460 5 Fiber-Cement Siding No
2004 125,000 Metal Roof 1,530 3 $500- $1000 Deductible 510 9 Stone Siding yes
2013 290,000 Membrane Roof 2,770 4 $500 Deductible 680 6 Vinyl siding yes
2003 265,000 Composition Roof 3,100 5 $5000 to $10,000 Deductible 830 10 Fiber-Cement Siding yes