Tinley Park, IL Home Insurance - Analysis On Quotes, Rates & Agents
Tinley Park Insurance Rates:
Tinley Park, IL homeowners insurance is approximately $678 to $921, about $56-$76/month. Our extensive guide shows customers can save upto $320 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmI would recommend State Farm just because the people in the office have been excellent when explaining the coverages I have, and they have looked to see if they could find lower rates.
AaaI am incredibly happy with the annual premium rate and the deductible that we pay with AAA. I feel that it would be difficult for another company to match the quality of customer service.
State FarmI would rate our home insurance as a 5. We received a fair and prompt payout on a recent claim, and we have had no issues with billing and payments. I am very pleased with this company.
American Strategic InsuranceI like the comprehensive coverage, how the company sent a property inspector to help us mitigate any potential liabilities, how they gave us time to make repairs and improvements, how following their advice kept our premiums low.
AllstateWhat i like about allstate is that their rates are reasonable. in fact, mine haven't gone up for the past 5 years. i did have one claim on my insurance when there was a leak in my roof following a storm.
Goodville MutualI would recommend goodwill to anyone for their home insurance. i don't have one negative comment to say about them.
State FarmINTERACTION BETWEEN CUSTOMER AND COMPANY IS GOOD AT ALL THE TIME. SO I LIKE THAT COMPANY.
State FarmThere is almost everything is fine. They provide me accurate service so I have no way to a reason of dislike anything. I will get my service in time.
ProgressiveI HAVEN'T USED ANOTHER COMPANY FOR MY HOME INSURANCE. THE ONE THING I CAN SAY I DON'T LIKE IS MY PAYMENT COMES OUT SEPARATELY FROM HOME AND AUTO.
State FarmIt's a little high but in the range. This is something that I have done some shopping but admittedly have not done full research.
Liberty MutualHaving been customers for less than 2 years we have found little to complain about. The one thing might be that they were very persistent when we were trying to decide on whether to add car insurance as well.
AllstateGood company. Have been with for 15 yrs.
Homesite InsuranceI would recomment this company for home insurance because they are affiliated with Geico which is a well known insurance company and a company I use for auto insurance. I have not yet filed any claims but when calling customer service for policy questions and a change of last name on account their representatives were very courteous and helpful.
State FarmI would recommend this company because my experiences with them have always been straight forward and convenient.
American Family InsuranceThe premium and deductible are very affordable with American Family.I have also not filed a claim so my premium and deductible are potentially more favorable.
Tinley Park, IL Homeowners Insurance By Home Value
| Tinley Park, IL Home Value | Total Homes | % of Total | Average Tinley Park, IL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 226 | 1.0% | $80 |
| $90,000 to $99,999 | 164 | 1.0% | $312 |
| $100,000 to $124,999 | 543 | 3.0% | $360 |
| $125,000 to $149,999 | 554 | 3.0% | $456 |
| $150,000 to $174,999 | 1,956 | 11.0% | $536 |
| $175,000 to $199,999 | 1,978 | 12.0% | $616 |
| $200,000 to $249,999 | 4,111 | 25.0% | $744 |
| $250,000 to $299,999 | 2,888 | 17.0% | $912 |
| $300,000 to $399,999 | 3,757 | 22.0% | $1160 |
Top Home Insurance Agents Near Tinley Park, IL
| Home Insurance Company Near Tinley Park, IL | Homeowners Insurance Agency Near Tinley Park, IL | Address |
|---|---|---|
| Liberty Mutual Independent | Anderson Insurance | 570 VALE PARK RD STE A, VALPARAISO, IN, 46385 |
| Allstate | Bassel Elhrisse | 6920 Ogden Ave, Berwyn, IL, 60402 |
| Travelers | Bertholomey Insurance Group Llc | 109 S ROSELLE RD 202, SCHAUMBURG, IL, 60193 |
| State Farm | Olivia Kelley | 219 W Saint Charles Rd, Villa Park, IL, 60181-2402 |
| Farmers | Stuart Rutledge | 408 Northwest Hwy, Fox River Grv, IL, 60021 |
Tinley Park, IL Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Tinley Park, IL
| Streets in Tinley Park Area | Homeowners Insurance Cost |
|---|---|
| S Hampton Ct, Edgebrook Ln, S Sycamore Dr, S Acorn Ridge Dr, W Lakeside Dr, Carn Ave, S Driftwood Dr, Collin Dr, Catherine Ln, S Glasgow Dr | $794 |
| Westfield Ct, W Wintergreen Dr, Silverside Dr, S Cobble Stone Ct, Henry Dr, Brushwood Ln, Tinley Park Rd, Wildflower Dr, Brookridge Dr, Basswood Dr | $835 |
| W Arran Dr, Bangor Dr, Magnolia Ave, W Kenton Ct, Glenbrook Pl, Shimmering View Ct, S Patricia Ln, Lilac Ct, Pine St, W Barbara Ln | $798 |
| Cashel Ln, W 191st, S Jessica Ln, 92nd Ave, W Windmill Dr, S Hunter Dr, Pullman Ct, Timberwood Ln, S Farmington Ln, W Riverton Ct | $797 |
| W Braemar Ln, W Garland Ct, Cherry St, Redcastle Dr, S Skye Dr, S Mallory Dr, Newfield Ln, Crystal Lake Way, W Westinghouse Ct, S White Fence Ct | $793 |
Tinley Park, IL Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Tinley Park | $119 to $122 |
| Orland Hills | $119 |
| Orland | $122 |
| Oak Forest | $117 |
Tinley Park, IL Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Orland Hills village, Illinois | $119 | $158 | $237 |
| Frankfort Square CDP, Illinois | $119 | $159 | $239 |
| Orland township, Cook County, Illinois | $122 | $163 | $245 |
Tinley Park, IL Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Tinley Park, IL | 3.5% | 9.9% |
| Orland Hills | 3.55% | 9.93% |
| Frankfort Square | 3.48% | 11.43% |
| Orland | 3.42% | 9.66% |
Tinley Park Renters Insurance as a Percentage of Rent
| Tinley Park Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 38 | 1.0% | $319 |
| $200 to $299 | 34 | 1.0% | $769 |
| $300 to $499 | 47 | 1.0% | $1219 |
| $500 to $749 | 119 | 4.0% | $1894 |
| $750 to $999 | 1,436 | 50.0% | $2644 |
| $1,000 to $1,499 | 754 | 26.0% | $3769 |
| $1,500 or more | 427 | 14.0% | $5419 |
Tinley Park, IL Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $2,700 |
| Yearly Tinley Park Homeowner Insurance Premium Example | $1,400 | $1,200 |
| Out of Pocket Expense During Claim | $1,700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $12,900 | $12,300 |
| Net Savings to Tinley Park Home Owner from High Deductible Plan | $600 | |
Tinley Park, IL Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Tinley Park, IL Home Replacement Value MORE than Home Value | Tinley Park, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $288,500 | $174,500 |
| Insurance Premium based on Replacement Value | $1,325 | $800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $58,000 | Risk Exposure from Under Insuring Coverage is $56,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $275/year |
Example Tinley Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | American Family Insurance | Amica Mutual Insurance Company | Nationwide Insurance |
| Monthly Premium | 65 | 63 | 112 |
| Year Built | 1985 | 2002 | 2012 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $250000-$300000 |
| Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |
Sample Home Insurance Rates for Tinley Park, IL from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1986 | 380,000 | Slate Shingles Roof | 2,820 | 5 | $1000-$2500 Deductible | 960 | 7 | Brick siding | yes |
| 1998 | 310,000 | Metal Roof | 2,080 | 3 | $1000-$2500 Deductible | 480 | 4 | Wood siding | yes |
| 1985 | 215,000 | Shingles Roof | 1,630 | 4 | $500 Deductible | 770 | 9 | Brick siding | yes |
| 2006 | 190,000 | Slate Shingles Roof | 1,390 | 3 | $500 Deductible | 260 | 4 | Wood siding | yes |
| 1981 | 435,000 | Wood Shake Roof | 3,040 | 4 | $500- $1000 Deductible | 2350 | 12 | Vinyl siding | yes |
| 1993 | 345,000 | Shingles Roof | 2,880 | 4 | $500- $1000 Deductible | 670 | 7 | Brick siding | yes |
| 1994 | 300,000 | Membrane Roof | 2,000 | 4 | $500 Deductible | 400 | 4 | Vinyl siding | yes |
| 2014 | 365,000 | Slate Shingles Roof | 2,930 | 4 | > $10,000 Deductible | 750 | 8 | Wood siding | No |
| 2008 | 205,000 | Tile Roof | 1,830 | 3 | $1000-$2500 Deductible | 620 | 8 | Wood siding | yes |
| 1984 | 275,000 | Slate Shingles Roof | 1,870 | 3 | $2500-$5000 Deductible | 760 | 8 | Stucco siding | yes |
| 2011 | 220,000 | Membrane Roof | 1,680 | 3 | $500 Deductible | 560 | 5 | Stone Siding | No |
| 1982 | 225,000 | Slate Shingles Roof | 1,920 | 3 | $500 Deductible | 90 | 1 | Stucco siding | No |
| 2010 | 505,000 | Asphalt Shingles Roof | 3,580 | 5 | > $10,000 Deductible | 680 | 6 | Stucco siding | No |
| 1985 | 560,000 | Metal Roof | 4,040 | 5 | > $10,000 Deductible | 780 | 7 | Brick siding | yes |
| 2010 | 390,000 | Metal Roof | 2,890 | 4 | $5000 to $10,000 Deductible | 690 | 10 | Wood siding | yes |
| 1988 | 370,000 | Asphalt Shingles Roof | 2,700 | 4 | > $10,000 Deductible | 530 | 5 | Vinyl siding | yes |
| 2010 | 515,000 | Slate Shingles Roof | 4,100 | 5 | $500- $1000 Deductible | 2280 | 12 | Fiber-Cement Siding | No |
| 2014 | 365,000 | Tile Roof | 2,950 | 4 | $2500-$5000 Deductible | 440 | 5 | Fiber-Cement Siding | No |
| 2003 | 310,000 | Shingles Roof | 2,280 | 4 | $1000-$2500 Deductible | 1030 | 9 | Stone Siding | No |
| 2002 | 185,000 | Wood Shake Roof | 1,400 | 3 | $500- $1000 Deductible | 260 | 4 | Brick siding | yes |
| 1983 | 560,000 | Asphalt Shingles Roof | 3,830 | 5 | $2500-$5000 Deductible | 1340 | 7 | Stone Siding | yes |
| 2014 | 300,000 | Metal Roof | 2,310 | 5 | > $10,000 Deductible | 100 | 2 | Wood siding | yes |
| 2014 | 220,000 | Shingles Roof | 1,980 | 5 | $2500-$5000 Deductible | 570 | 7 | Stucco siding | No |
| 1995 | 540,000 | Membrane Roof | 4,500 | 5 | $500- $1000 Deductible | 580 | 4 | Wood siding | yes |
| 2007 | 250,000 | Asphalt Shingles Roof | 1,640 | 3 | $1000-$2500 Deductible | 1080 | 10 | Wood siding | No |
| 2012 | 255,000 | Asphalt Shingles Roof | 2,140 | 3 | $5000 to $10,000 Deductible | 790 | 10 | Stone Siding | No |
| 1996 | 270,000 | Slate Shingles Roof | 1,760 | 5 | > $10,000 Deductible | 670 | 10 | Brick siding | No |
| 1997 | 265,000 | Shingles Roof | 1,730 | 5 | $500- $1000 Deductible | 580 | 5 | Fiber-Cement Siding | yes |
| 1987 | 200,000 | Shingles Roof | 1,310 | 3 | $2500-$5000 Deductible | 500 | 6 | Stone Siding | yes |
| 2008 | 215,000 | Composition Roof | 1,610 | 5 | > $10,000 Deductible | 50 | 1 | Wood siding | No |
| 2010 | 145,000 | Slate Shingles Roof | 1,280 | 3 | $2500-$5000 Deductible | 210 | 5 | Brick siding | yes |
| 1999 | 170,000 | Wood Shake Roof | 1,300 | 3 | $2500-$5000 Deductible | 420 | 9 | Stone Siding | yes |
| 1993 | 405,000 | Tile Roof | 3,430 | 5 | $500 Deductible | 320 | 2 | Wood siding | No |