Timonium Insurance Rates:

Timonium, MD homeowners insurance is approximately $614 to $835, about $51-$69/month. Our extensive analysis reveals consumers can save as much as $290 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Timonium, MD Homeowners Insurance By Home Value

Timonium, MD Home Value Total Homes % of Total Average Timonium, MD Homeowners Insurance
Less than $50,000 27 1.0% $50
$100,000 to $124,999 55 2.0% $224
$125,000 to $149,999 22 1.0% $282
$150,000 to $174,999 23 1.0% $333
$175,000 to $199,999 49 2.0% $384
$200,000 to $249,999 305 14.0% $464
$250,000 to $299,999 477 22.0% $565
$300,000 to $399,999 1,147 53.0% $717

Top Home Insurance Agents Near Timonium, MD

Home Insurance Company Near Timonium, MD Homeowners Insurance Agency Near Timonium, MD Address
Travelers Horenberg Insurance Services Inc 3915 NATIONAL DR STE 400, BURTONSVILLE, MD, 20866
Erie Mauro Group Llc 10105 Lorain Avenue, Silver Spring, MD, 20901
Travelers Passauer & Miller Ins Inc 3215 MAIN ST, MANCHESTER, MD, 21102
State Farm Shanna Stringfield 6915 Laurel Bowie Road, Bowie, MD, 20715-1703
Allstate Wade D. Cansler 130 Holiday Ct Ste 107, Annapolis, MD, 21401

Cost Of Homeowners Insurance By Street Near Timonium, MD

Streets in Timonium Area Homeowners Insurance Cost
Harcroft Rd, Northleigh Rd, Coldbrook Rd, Ravenview Rd, Trebor Ct, Harrisburg Expy, Tree Ln, Springside Dr, Suburban Greens Dr, Knollton Rd$715
Old Spring Ct, Folkstone Ct, Northwood Dr, Evans Ave, E Aylesbury Rd, E Timonium Rd, Shaston Ct, North Ave, Fallsbrook Rd, Dulany Valley Rd$717
Francke Ave, Pebble Ln, Summer Run Ct, Eastham Rd, Brackenwood Ct, Dumont Rd, Flanders Ridge Ct, Royal Mews Rd, Cinder Rd, Eastridge Garth$714
Saxon Hill Dr, Marykay Rd, Foxley Rd, Anglo Hill Rd, Stillway Ct, Chapelwood Ct, Galewood Rd, Stream Run Ct, Kurtz Ave, W Seminary Ave$755
Aliceview Ct, E Padonia Rd, Starlight Pl, E Ridgely Rd, Edgemoor Rd, Longbranch Rd, Wyngate Rd, Bird Hill Ct, Roundtop Ct, Boxmere Rd$723

Timonium, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Timonium$108 to $111
Baltimore County$105
Lutherville$108
Mays Chapel$109

Timonium, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Baltimore County, Maryland $105 $140 $210
Lutherville CDP, Maryland $108 $144 $216
Mays Chapel CDP, Maryland $110 $146 $219

Timonium, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Timonium, MD2.9%10.1%
Baltimore County3.2%10.9%
Lutherville2.84%10.77%
Mays Chapel2.72%10.22%

Timonium Renters Insurance as a Percentage of Rent

Timonium Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 3.0% $772
$500 to $749 54 5.0% $1897
$750 to $999 127 12.0% $2647
$1,000 to $1,499 401 39.0% $3772
$1,500 or more 401 39.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Timonium For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
350,000 1,000 Masonry 15 Allstate Vehicle & Property Insurance Co. 914
350,000 1,000 Masonry 15 Cincinnati Insurance Co. 1,214
250,000 500 Frame 35 Encompass Home/Auto Insurance Co. 1,942
350,000 1,000 Masonry 15 Everett Cash Mutual Insurance Co. 1,183
250,000 500 Frame 35 Federal Insurance Co. 1,472
400,000 1,000 Frame 10 Frederick Mutual Insurance Co. 895
400,000 1,000 Frame 10 Pharmacists Mutual Insurance Co. 1,032
350,000 1,000 Masonry 15 State Auto Property & Casualty Ins. Co. 932
400,000 1,000 Frame 10 Usaa General Indemnity Co. 1,843
350,000 1,000 Masonry 15 United Services Automobile Association 1,379

Timonium, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Timonium Homeowner Insurance Premium Example $2,100$1,700
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,400$17,200
Net Savings to Timonium Home Owner from High Deductible Plan $1,200

Timonium, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Timonium, MD Home Replacement Value MORE than Home Value Timonium, MD Home Replacement Value LESS than Home Value
Replacement Value $420,500 $261,000
Insurance Premium based on Replacement Value $1,725 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $65,000 Risk Exposure from Under Insuring Coverage is $94,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $250/year

Example Timonium Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceChubb Group of Insurance
Monthly Premium 10187295
Year Built 198819752011
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$300000-$350000$900000-$1000000
Deductible > $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Timonium, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 380,000 Slate Shingles Roof 2,370 5 > $10,000 Deductible 200 2 Stucco siding No
1985 485,000 Metal Roof 2,810 4 $2500-$5000 Deductible 340 2 Brick siding yes
1978 345,000 Shingles Roof 2,030 4 $2500-$5000 Deductible 1030 10 Brick siding No
2012 730,000 Metal Roof 4,590 5 $5000 to $10,000 Deductible 170 1 Stone Siding yes
1983 225,000 Shingles Roof 1,390 2 $500 Deductible 400 5 Vinyl siding No
1980 375,000 Wood Shake Roof 2,520 4 $500 Deductible 1320 10 Stone Siding yes
1988 280,000 Tile Roof 1,560 2 > $10,000 Deductible 620 12 Brick siding No
1987 230,000 Wood Shake Roof 1,100 2 $1000-$2500 Deductible 100 1 Vinyl siding No
1984 350,000 Shingles Roof 1,700 2 $2500-$5000 Deductible 300 3 Brick siding No
1973 525,000 Composition Roof 3,450 5 $500- $1000 Deductible 1890 10 Wood siding No
1961 335,000 Composition Roof 2,230 5 $500- $1000 Deductible 1790 12 Brick siding yes
1963 200,000 Wood Shake Roof 1,110 2 > $10,000 Deductible 260 5 Brick siding No
2014 335,000 Shingles Roof 2,350 3 $500- $1000 Deductible 1110 10 Stone Siding No
1986 340,000 Slate Shingles Roof 1,910 3 $1000-$2500 Deductible 110 1 Wood siding yes
2012 350,000 Membrane Roof 2,360 3 $500 Deductible 320 3 Wood siding yes
1989 325,000 Metal Roof 1,930 3 $5000 to $10,000 Deductible 300 3 Stucco siding No
1983 460,000 Shingles Roof 2,310 4 $5000 to $10,000 Deductible 360 4 Brick siding yes
1966 440,000 Membrane Roof 2,450 4 $500- $1000 Deductible 1010 8 Stucco siding yes
1984 145,000 Asphalt Shingles Roof 940 2 $1000-$2500 Deductible 70 1 Wood siding No
1975 340,000 Asphalt Shingles Roof 1,960 3 $1000-$2500 Deductible 580 7 Brick siding No
1975 660,000 Asphalt Shingles Roof 3,280 4 > $10,000 Deductible 1520 12 Stone Siding No
1983 190,000 Composition Roof 1,280 3 $500 Deductible 240 4 Wood siding yes
2011 395,000 Composition Roof 2,180 3 $1000-$2500 Deductible 210 2 Fiber-Cement Siding No
1968 340,000 Metal Roof 2,230 3 $500 Deductible 110 1 Wood siding No
1984 305,000 Asphalt Shingles Roof 1,430 3 $2500-$5000 Deductible 680 9 Stucco siding yes
1988 335,000 Metal Roof 2,150 4 $2500-$5000 Deductible 860 8 Vinyl siding yes
1971 440,000 Membrane Roof 2,310 3 $5000 to $10,000 Deductible 1090 9 Stone Siding yes
1979 965,000 Membrane Roof 4,860 5 $5000 to $10,000 Deductible 2130 9 Fiber-Cement Siding No
1970 255,000 Asphalt Shingles Roof 1,770 3 $500 Deductible 530 7 Fiber-Cement Siding No
1984 220,000 Shingles Roof 1,390 3 $5000 to $10,000 Deductible 480 7 Fiber-Cement Siding yes
1978 435,000 Composition Roof 2,970 4 > $10,000 Deductible 850 12 Wood siding yes
2012 530,000 Shingles Roof 2,530 4 > $10,000 Deductible 420 5 Wood siding yes
1972 190,000 Slate Shingles Roof 1,090 2 $5000 to $10,000 Deductible 580 10 Vinyl siding No
1966 320,000 Tile Roof 2,120 3 > $10,000 Deductible 730 10 Fiber-Cement Siding No