Three Rivers Insurance Rates:

Three Rivers, MI homeowners insurance is approximately $608 to $827, about $50-$68/month. Our detailed guide shows customers can save upto $286 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Three Rivers, MI Homeowners Insurance By Home Value

Three Rivers, MI Home Value Total Homes % of Total Average Three Rivers, MI Homeowners Insurance
Less than $50,000 373 21.0% $229
$50,000 to $59,999 80 4.0% $480
$60,000 to $69,999 206 12.0% $595
$70,000 to $79,999 264 15.0% $688
$80,000 to $89,999 217 12.0% $781
$90,000 to $99,999 163 9.0% $874
$100,000 to $124,999 216 12.0% $1010
$125,000 to $149,999 74 4.0% $1269
$150,000 to $174,999 65 3.0% $1498
$200,000 to $249,999 24 1.0% $2079

Top Home Insurance Agents Near Three Rivers, MI

Home Insurance Company Near Three Rivers, MI Homeowners Insurance Agency Near Three Rivers, MI Address
NA C & O Insurance Services Po Box 446 , Coldwater, MI, 49036
State Farm Andrea Olson 228 Broadway St, South Haven, MI, 49090-1472
Erie Black & Ramer Insurance Llc 528 W North Street, Kendallville, IN, 46755
State Farm Dave Tuls 181 North Ave, Battle Creek, MI, 49017-3467
Liberty Mutual Independent Preferred Ins Services Inc 132 W MICHIGAN AVE, THREE RIVERS, MI, 49093

Cost Of Homeowners Insurance By Street Near Three Rivers, MI

Streets in Three Rivers Area Homeowners Insurance Cost
10th Ave, Pleasant View Ct, Vidzeme Rd, Ruggles Rd, McKinley, Corey Dr, Bullock Rd, S Fisher Lake Rd, Kellogg Ave, Roberts Rd$765
Hawk Ct, Puma Dr, W Michigan Ave, Van Selous Rd, Constantine Rd, Coolidge, State St, West Dr, Hayman Rd, Co Hwy 109$760
Saunders Shores Rd, S Jane St, North Rd, Lance Rd, E Michigan Ave, Shafer Brothers Rd, River St, Tomahawk Ct, E Prutzman St, Meyer Rd$735
Union St, N Jane St, Kurzeme Rd, E Buck St, Co Hwy 126, Hill St, Ferguson Rd, Featherstone Rd, E Broadway St, Roys Pl$710
9th St, Oak St, Lambert Rd, Circle Dr, 3rd St, Crooked Creek Rd, Marlene Dr, W Charlotte St, River Shore Dr, Sunnycrest Ct$718

Three Rivers, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Three Rivers$107 to $110
Lockport$113
Fabius$114
Centreville$109

Three Rivers, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lockport township, St. Joseph County, Michigan $113 $151 $227
Fabius township, St. Joseph County, Michigan $114 $152 $228
Centreville village, Michigan $110 $146 $219

Three Rivers, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Three Rivers, MI6.2%17.2%
Lockport5.3%17.21%
Fabius5.35%18.17%
Centreville5.31%15.93%

Three Rivers Renters Insurance as a Percentage of Rent

Three Rivers Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 64 5.0% $366
$200 to $299 103 8.0% $816
$300 to $499 235 19.0% $1266
$500 to $749 521 43.0% $1941
$750 to $999 246 20.0% $2691
$1,000 to $1,499 28 2.0% $3816

Three Rivers, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Three Rivers Homeowner Insurance Premium Example $800$400
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$5,800
Net Savings to Three Rivers Home Owner from High Deductible Plan $1,200

Three Rivers, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Three Rivers, MI Home Replacement Value MORE than Home Value Three Rivers, MI Home Replacement Value LESS than Home Value
Replacement Value $185,500 $114,500
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Three Rivers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 366242
Year Built 197119881968
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$125000-$150000$100000-$125000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Three Rivers, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 100,000 Shingles Roof 1,790 4 $1000-$2500 Deductible 200 6 Stone Siding yes
1986 105,000 Asphalt Shingles Roof 1,480 2 $500 Deductible 370 12 Fiber-Cement Siding yes
1947 200,000 Composition Roof 3,260 5 $500- $1000 Deductible 580 6 Stone Siding No
1986 50,000 Shingles Roof 910 2 $500 Deductible 120 4 Stone Siding yes
1979 50,000 Tile Roof 1,020 2 $500- $1000 Deductible 320 12 Fiber-Cement Siding yes
1947 85,000 Shingles Roof 1,450 2 $2500-$5000 Deductible 240 8 Stone Siding No
1944 85,000 Tile Roof 1,690 2 $1000-$2500 Deductible 200 6 Wood siding yes
1945 175,000 Metal Roof 3,400 5 $2500-$5000 Deductible 250 5 Stucco siding yes
1974 175,000 Shingles Roof 2,480 4 $1000-$2500 Deductible 770 12 Brick siding yes
1988 115,000 Tile Roof 2,380 3 $2500-$5000 Deductible 360 12 Vinyl siding yes
1965 145,000 Wood Shake Roof 2,030 3 $500 Deductible 480 9 Fiber-Cement Siding No
1976 160,000 Slate Shingles Roof 2,760 4 $1000-$2500 Deductible 560 12 Fiber-Cement Siding yes
1976 110,000 Asphalt Shingles Roof 2,000 4 $2500-$5000 Deductible 80 3 Wood siding yes
1965 110,000 Shingles Roof 1,640 3 $500- $1000 Deductible 460 12 Fiber-Cement Siding No
1975 295,000 Membrane Roof 4,890 5 $1000-$2500 Deductible 620 6 Brick siding No
1972 160,000 Membrane Roof 2,270 3 $2500-$5000 Deductible 420 8 Stucco siding yes
1947 205,000 Tile Roof 3,980 5 $500 Deductible 470 6 Stucco siding No
1969 110,000 Asphalt Shingles Roof 2,160 5 $1000-$2500 Deductible 520 12 Brick siding No
1960 105,000 Wood Shake Roof 1,540 5 $2500-$5000 Deductible 140 4 Stone Siding yes
1986 105,000 Slate Shingles Roof 1,670 2 $1000-$2500 Deductible 100 3 Fiber-Cement Siding yes
1981 115,000 Shingles Roof 1,550 2 $500 Deductible 260 6 Wood siding No
1981 90,000 Tile Roof 1,310 2 $500- $1000 Deductible 330 9 Stone Siding No
1960 135,000 Slate Shingles Roof 2,070 5 $500- $1000 Deductible 40 1 Stucco siding No
1984 120,000 Asphalt Shingles Roof 1,820 3 $500- $1000 Deductible 340 6 Stucco siding yes
1972 195,000 Tile Roof 3,510 5 $500 Deductible 160 2 Stucco siding No
1949 165,000 Asphalt Shingles Roof 2,730 4 $1000-$2500 Deductible 270 4 Wood siding No
1976 200,000 Tile Roof 2,790 5 $500 Deductible 100 1 Stone Siding yes
1948 115,000 Metal Roof 2,170 4 $2500-$5000 Deductible 480 10 Stucco siding yes
1973 90,000 Wood Shake Roof 1,730 2 $500 Deductible 140 5 Brick siding No
1946 100,000 Membrane Roof 1,780 3 $1000-$2500 Deductible 310 7 Wood siding yes
1943 220,000 Shingles Roof 3,240 5 > $10,000 Deductible 440 9 Stone Siding No
1943 85,000 Composition Roof 1,700 2 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
1961 160,000 Shingles Roof 3,230 4 $1000-$2500 Deductible 50 1 Stucco siding yes
1989 115,000 Metal Roof 2,080 3 $500- $1000 Deductible 360 6 Stone Siding yes