Thousand Palms Insurance Rates:

Thousand Palms, CA homeowners insurance is approximately $499 to $682, about $41-$56/month. Our all inclusive guide indicates shoppers can save as much as $236 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Thousand Palms, CA Homeowners Insurance By Home Value

Thousand Palms, CA Home Value Total Homes % of Total Average Thousand Palms, CA Homeowners Insurance
Less than $50,000 77 3.0% $100
$50,000 to $59,999 136 6.0% $212
$70,000 to $79,999 55 2.0% $300
$80,000 to $89,999 91 4.0% $342
$90,000 to $99,999 175 8.0% $383
$100,000 to $124,999 372 18.0% $442
$125,000 to $149,999 167 8.0% $554
$150,000 to $174,999 354 17.0% $654
$175,000 to $199,999 126 6.0% $755
$200,000 to $249,999 324 16.0% $908
$250,000 to $299,999 52 2.0% $1115
$300,000 to $399,999 81 4.0% $1416

Top Home Insurance Agents Near Thousand Palms, CA

Home Insurance Company Near Thousand Palms, CA Homeowners Insurance Agency Near Thousand Palms, CA Address
Allstate Bobbi Gardner 1658 E 2Nd St Ste B, Beaumont, CA, 92223
Allstate James Munoz 42425 Jackson St Ste C104, Indio, CA, 92203
Farmers Todd Dailey 29930 Hunter Rd Ste 104, Murrieta, CA, 92563
Farmers Wilber Rendon 47060 Washington St Ste 5202, La Quinta, CA, 92253
Farmers Bill Reed 72880 Fred Waring Dr Ste D20, Palm Desert, CA, 92260

Cost Of Homeowners Insurance By Street Near Thousand Palms, CA

Streets in Thousand Palms Area Homeowners Insurance Cost
Palomar Way, Banff St, Dunham Way, Traviso Dr, College View Cir E, Barcelona Dr, Vinewood Dr, Silver Lake Ter, Sky Valley Rd, Arbol Real$585
Boca Chica Trl, Woodward Dr, Haskell Rd, Driscoll St, Cumberland Ct, Thelma Ave, Gaucho Way, Saint Michael Pl, Daisy Ln, Reins Rd$625
Callita Bonnie, Fairway Dunes Dr, Dry Gulch Rd, Platinum Dr, Sterling Ln, Hollyhock Dr, Francesca Ct, Thousand Palms Canyon Rd, Roseview Ln, Travers St$626
Merida Ave, Painted Mountain Dr, Wildcat Dr, Laura Dr, Tesori Ct, Dancing Waters Rd, Nectarine Dr, Narcissus Way, Gorham Ln, Banyon Grove Ct$626
Gainsborough Cir, Blue Palm Dr, Desert Country Cir, Callita Bell, Sunshine Dr, Suncliff Cir, Sundance Trl, Sandy Dr, Longvue Rd, Cornet Way$626

Thousand Palms, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Thousand Palms$88 to $91
Desert Palms$94
Sky Valley$87
Palm Desert$92

Thousand Palms, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Desert Palms CDP, California $78 $104 $156
Sky Valley CDP, California $73 $97 $145
Palm Desert city, California $77 $103 $154

Thousand Palms, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Thousand Palms, CA3.1%15.4%
Desert Palms2.85%7.74%
Sky Valley3.16%14.65%
Palm Desert2.45%7.06%

Thousand Palms Renters Insurance as a Percentage of Rent

Thousand Palms Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 25 3.0% $1255
$500 to $749 12 1.0% $1930
$750 to $999 123 19.0% $2680
$1,000 to $1,499 309 48.0% $3805
$1,500 or more 168 26.0% $5455

Average Cost Of Home Insurance By Company In Areas Nearby Thousand Palms For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Modern542
250000500NewAmica Mutual734
300000500NewCalifornia Capital634
300000500NewStillwater Ins Co728
5000002500NewCalifornia Capital712
1500005001-3 YearsSafeco592
2000005001-3 YearsCalifornia Casualty634
25000010001-3 YearsCalifornia Casualty664
2500005001-3 YearsLiberty Ins Corp706
3000005001-3 YearsOregon Mutual722
50000010001-3 YearsCentury National1211
50000010001-3 YearsForemost Insurance1813
50000010001-3 YearsIDS Property Casualty1536
50000025001-3 YearsAIG Prop Cas1439
75000025001-3 YearsBankers Standard2623
1500005004-6 YearsAIG Prop Cas737
2000005004-6 YearsGrange588
2500005004-6 YearsAAA (Interinsurance Exchange)675
2500005004-6 YearsCalifornia Capital642
2500005004-6 YearsWawanesa758
3000005004-6 YearsStillwater Prop & Cas Co1147
50000025004-6 YearsMAPFRE Group1066
1500005007-15 YearsAmerican Security448
1500005007-15 YearsFirst American Ins573

Thousand Palms, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Thousand Palms Homeowner Insurance Premium Example $800$400
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $6,300$5,500
Net Savings to Thousand Palms Home Owner from High Deductible Plan $800

Thousand Palms, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Thousand Palms, CA Home Replacement Value MORE than Home Value Thousand Palms, CA Home Replacement Value LESS than Home Value
Replacement Value $153,000 $101,000
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Thousand Palms Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualTravelers
Monthly Premium 2548151
Year Built 198320142001
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$250000-$300000$500000-$600000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Thousand Palms, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 150,000 Metal Roof 1,390 3 $1000-$2500 Deductible 350 10 Fiber-Cement Siding No
1999 190,000 Shingles Roof 1,980 3 $1000-$2500 Deductible 230 6 Stucco siding No
2006 395,000 Slate Shingles Roof 3,940 5 $500- $1000 Deductible 950 8 Stone Siding yes
2010 105,000 Slate Shingles Roof 1,420 3 $1000-$2500 Deductible 70 3 Brick siding yes
1981 310,000 Composition Roof 2,930 5 > $10,000 Deductible 350 10 Stone Siding yes
2014 185,000 Asphalt Shingles Roof 2,320 4 $500- $1000 Deductible 310 7 Stone Siding yes
2010 340,000 Metal Roof 4,650 5 > $10,000 Deductible 170 4 Stone Siding No
1985 110,000 Slate Shingles Roof 1,470 3 $2500-$5000 Deductible 230 12 Vinyl siding yes
2002 380,000 Membrane Roof 4,240 5 > $10,000 Deductible 290 6 Stucco siding No
2004 200,000 Membrane Roof 1,940 4 $2500-$5000 Deductible 40 1 Stucco siding yes
2011 225,000 Asphalt Shingles Roof 3,050 4 $500 Deductible 450 6 Wood siding No
2010 310,000 Tile Roof 3,660 5 $500- $1000 Deductible 360 7 Wood siding No
1988 245,000 Wood Shake Roof 2,540 4 $5000 to $10,000 Deductible 440 12 Fiber-Cement Siding yes
1990 200,000 Shingles Roof 2,350 3 $1000-$2500 Deductible 230 5 Brick siding No
1996 245,000 Slate Shingles Roof 3,250 5 $500- $1000 Deductible 260 5 Vinyl siding No
1998 150,000 Slate Shingles Roof 1,620 3 $500 Deductible 230 6 Wood siding No
1984 305,000 Slate Shingles Roof 3,000 4 $500 Deductible 940 10 Stone Siding yes
2002 115,000 Membrane Roof 1,540 3 $500 Deductible 230 10 Stucco siding No
2010 175,000 Membrane Roof 2,280 3 $500- $1000 Deductible 140 3 Stucco siding yes
2010 275,000 Slate Shingles Roof 3,200 4 > $10,000 Deductible 300 8 Vinyl siding yes
2002 160,000 Wood Shake Roof 1,740 3 $5000 to $10,000 Deductible 320 9 Fiber-Cement Siding No
2000 190,000 Shingles Roof 2,210 3 $500 Deductible 160 3 Brick siding yes
2000 160,000 Wood Shake Roof 1,740 4 $1000-$2500 Deductible 100 4 Fiber-Cement Siding No
2002 155,000 Slate Shingles Roof 1,880 5 $2500-$5000 Deductible 60 2 Stone Siding yes
1987 205,000 Wood Shake Roof 1,990 3 $1000-$2500 Deductible 70 2 Vinyl siding yes
1981 195,000 Wood Shake Roof 2,160 3 $2500-$5000 Deductible 390 9 Vinyl siding yes
1984 190,000 Slate Shingles Roof 2,500 5 $500- $1000 Deductible 470 12 Stone Siding No
2005 315,000 Tile Roof 3,160 4 $2500-$5000 Deductible 130 2 Stucco siding No
1986 270,000 Metal Roof 2,650 4 $1000-$2500 Deductible 530 7 Wood siding No
1988 105,000 Wood Shake Roof 1,270 3 $1000-$2500 Deductible 40 2 Stucco siding yes
1995 260,000 Metal Roof 2,550 4 $5000 to $10,000 Deductible 560 12 Stone Siding No
1997 140,000 Slate Shingles Roof 1,590 3 $2500-$5000 Deductible 350 12 Stone Siding No