How Much Does Thousand Oaks, CA Home Insurance Cost?
Thousand Oaks, CA Average Homeowners Insurance Cost
$1,422
Homeowners Insurance Cost - Thousand Oaks, CA
$668,700
Median Home Value - Thousand Oaks, CA
Thousand Oaks, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.06 | $1,404.94 |
| $1000 Deductible | -$151.02 | $1,270.98 |
| $1500 Deductible | -$225.53 | $1,196.47 |
| $2000 Deductible | -$335.88 | $1,086.12 |
| $2500 Deductible | -$401.0 | $1,021.0 |
Thousand Oaks, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$327 | $1,095 |
| 30 year old | +$21 | $1,443 |
| 40 year old | +$37 | $1,459 |
| 50 year old | +$54 | $1,476 |
| Above 50 year old | +$68 | $1,490 |
Thousand Oaks, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$199 | $1,223 |
| Superior | -$142 | $1,280 |
| Masonry | -$71 | $1,351 |
| Brick | -$71 | $1,351 |
| Hail Resistant Roof | -$28 | $1,394 |
Thousand Oaks, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$28 | $1,450 |
| Swimming Pool With A Diving Board | +$57 | $1,479 |
| Swimming Pool With Slide | +$85 | $1,507 |
Thousand Oaks, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $43 | $1,379 |
| Police Department | $14 | $1,408 |
Thousand Oaks, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$597.24 | $2,019 |
| Filing a Second Liability Claim | +$540.36 | $1,962 |
| Filing a Second Theft Claim | +$540.36 | $1,962 |
| Filing a Second Water Claim | +$469.26 | $1,891 |
| Filing a Fire Claim | +$284.4 | $1,706 |
| Filing a Liability Claim | +$270.18 | $1,692 |
| Filing a Theft Claim | +$270.18 | $1,692 |
| Filing a Water Claim | +$227.52 | $1,650 |
| Filing a Weather Claim | +$227.52 | $1,650 |