How To Make Your Thousand Oaks, CA Home Insurance Cheaper
Thousand Oaks, CA, homeowners insurance is about $1422. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Thousand Oaks, CA Home Insurance Rates with the Ventura County Average
| Place | Ventura County Average: $1,553.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Thousand Oaks, CA | $1,422.0 | -131.0 | -0.08 | 159,848 | 668,700 |
Cost of Thousand Oaks, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Las Posas | 836,700 | 72,424 | $1,327.1 |
| Santa Monica | 1,168,500 | 39,851 | $1,324.6 |
| San Fernando Valley | 535,800 | 3,617 | $1,591 |
| West Hollywood | 684,200 | 41,934 | $1,447.5 |
Homeowners Insurance Comparison for the Cheapest Premiums in Thousand Oaks, CA
| Mercury | Horace Mann Educators Corporation | GEICO | |
| Median Home Value ($) | 668,700 | 668,700 | 668,700 |
| Age of Home | Newly Constructed Home | Year 30 Old | Year 50 Old |
| Home Coverage ($) | $1000,000 -$1499,999 | $400,000 -$499,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $1,346.4 | $1,129.3 | $2,113.4 |
Cost of Thousand Oaks, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Safeco Insurance | 500 | $1000,000-$1499,999 | 1,653.2 |
| Farmer's Insurance | 500 | $100,000-$124,999 | 197.1 |
| State Farm | 500 | $175,000-$199,999 | 367.3 |
| Allied Insurance | 2000 | $250,000-$299,999 | 532.9 |
| Nationwide | 2500 | $175,000-$199,999 | 272.6 |
| Mercury | 1000 | $250,000-$299,999 | 604.4 |
| Westfield Insurance | 2500 | $100,000-$124,999 | 146.3 |
| Travelers | 2000 | $400,000-$499,999 | 857.4 |
| The Hartford | 2500 | $500,000-$749,999 | 963.6 |
| MAPFRE Insurance | 1500 | $1500,000-$2000,000 | 1,610.3 |