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Thousand Oaks, CA Home Values & Insurance Rates

Thousand Oaks, CA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 472 5.0% $26
$50,000 to $59,999 210 2.0% $53
$60,000 to $69,999 234 2.0% $66
$90,000 to $99,999 127 1.0% $99
$100,000 to $124,999 202 2.0% $113
$125,000 to $149,999 172 2.0% $146
$150,000 to $174,999 355 4.0% $172
$175,000 to $199,999 309 3.0% $199
$200,000 to $249,999 886 10.0% $239
$250,000 to $299,999 1,375 16.0% $292
$300,000 to $399,999 3,817 46.0% $372

Top Home Insurance Agents Near Thousand Oaks, CA

Home Insurance Company Near Thousand Oaks, CA Homeowners Insurance Agency Near Thousand Oaks, CA Address
Travelers Discovery Insurance Services Inc 3460 WILSHIRE BLVD 1200, LOS ANGELES, CA, 90010
State Farm Howard Blumberg 31244 P Verdes Dr W Ste 221, Rch Palos Vrd, CA, 90275-5370
Liberty Mutual Lynnean Chisom 222 N. Sepulveda Blvd Ste 2330, El Segundo, CA, 90245
State Farm Prolie Pascone 12440 Firestone Blvd Ste 305, Norwalk, CA, 90650-4393
Travelers United Agencies Inc 9155 TELEGRAPH RD SUITE 106, PICO RIVERA, CA, 90660

Estimated Home Insurance By Street Area Near Thousand Oaks, CA

Thousand Oaks Area Estimated House Insurance
N Venado Ave, Summerfield St, Kelmscott Ct, N Skyline Dr, Village 37, Cypress St, Burton St, Moberly Ct, Admiral Ct, Baccarat St$635
Rob Ct, Waterwheel Pl, White Birch Cir, Cam Durango, Fernhill Ct, Santa Monica Ct, Clear Haven Dr, Ave Amelgado, la Paloma Cir, Tottenham Ct$654
Roundtree Pl, Jensen Ct, Lindengrove St, Village 33, Ranchwood St, Lugano Way, Ashmore Cir, N Wendy Dr, Freeborn Way, N Wendy Dr$664
Harrier Ct, Pacific Cir, Spring Hill Ct, Clarendon Pl, Cll Damasco, Oak Run Trl, Lambourne Pl, Chesapeake Ct, Longview Pl, Corte Pinata$664
Cll Quebracho, Oleary Ct, Cll Alamo, N Dewey Ave, Rim Crest Dr, Longridge Ct, Olivewood Ct, N Napoleon Ave, Forest Knoll Ct, E Larkellen Ct$None
Cll Pimiento, Wicklow Ct, Oak Valley Ln, Woodview Ct, Ellen Ct, la Encina, Ave del Platino, Terra Bella Ln, Coalfax Ct, Taylor Ct$666
Cll Colina, Cam del Mar, el Azul Cir, Oldbury Pl, Mountclef Blvd, W Gainsborough Rd, Verde Ridge Ln, Moonflower Cir, Clarita Ct, Cactus Ct$660
Ulverston St, Red Barn Rd, Warwick Ave, Dutch Elm Cir, Cam Rojo, Savona Way, Farrell Cir, Wembly Ave, Jeffrey Rd, Roselawn Ave$669
Lazio Way, Lone Tree Ct, Sunstone St, Rodeo Ct, Whitworth St, Sarah Ct, Gold Hill Cir, Oakwood Dr, Par Five Ct, Winding Ln$688
E Las Posas Rd, Cedarcliff Ct, Oak Place Dr, Via Verde, Sumter Ct, Summer Cloud Dr, S Westlake Blvd, Village 16, Wetstone Ct, Hawksway Ct$713

Savings on home insurance for senior occupied homes

PlaceSavings
Thousand Oaks$99 to $102
Santa Rosa Valley$109
Casa Conejo$96
Westlake Village$103

Thousand Oaks, CA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Thousand Oaks, CA1.9%8.8%
Santa Rosa Valley1.51%6.05%
Casa Conejo1.99%14.94%
Lake Sherwood1.51%6.05%

Thousand Oaks Renters Insurance as a Percentage of Rent

Thousand Oaks Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 243 1.0% $764
$300 to $499 350 2.0% $1214
$500 to $749 254 1.0% $1889
$750 to $999 298 2.0% $2639
$1,000 to $1,499 2,802 20.0% $3764
$1,500 or more 9,694 70.0% $5414

Thousand Oaks, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Thousand Oaks Homeowner Insurance Premium Example $2,700$2,100
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,000$16,400
Net Savings to Thousand Oaks Home Owner from High Deductible Plan $600

Thousand Oaks, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Thousand Oaks, CA Home Replacement Value MORE than Home Value Thousand Oaks, CA Home Replacement Value LESS than Home Value
Replacement Value $514,500 $347,500
Insurance Premium based on Replacement Value $1,450 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $104,000 Risk Exposure from Under Insuring Coverage is $63,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $300/year

Example Thousand Oaks Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmTravelers
Monthly Premium 5618998
Year Built 199420102001
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$700000-$800000$400000-$500000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Thousand Oaks, CA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Santa Rosa Valley CDP, California $109 $145 $218
Casa Conejo CDP, California $96 $128 $192
Lake Sherwood CDP, California $109 $145 $218

Sample Home Insurance Rates for Thousand Oaks, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 1,210,000 Metal Roof 3,540 5 $500 Deductible 270 1 Vinyl siding yes
2011 430,000 Metal Roof 1,290 3 $500 Deductible 680 7 Brick siding No
1973 620,000 Shingles Roof 2,180 3 > $10,000 Deductible 470 5 Fiber-Cement Siding yes
1974 800,000 Shingles Roof 2,800 4 $500 Deductible 1470 8 Vinyl siding yes
1973 530,000 Wood Shake Roof 1,680 4 $1000-$2500 Deductible 1120 10 Vinyl siding yes
1997 555,000 Metal Roof 2,330 3 $1000-$2500 Deductible 390 5 Brick siding yes
1978 775,000 Asphalt Shingles Roof 2,550 5 $500 Deductible 1750 10 Brick siding yes
1999 855,000 Slate Shingles Roof 2,710 5 $1000-$2500 Deductible 1520 5 Stucco siding yes