Thousand Oaks Insurance Rates:

Thousand Oaks, CA homeowners insurance is nearly $566 to $766, about $47-$63/month. Our all inclusive guide shows customers can save as much as $266 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I reviewed other insurance companies, but this was the cheapest that actually had more coverage than the big name companies. I am satisfied with that aspect.
This insurance company provide for more opportunities for the customers. Which the company providing for more life insurance policy offering and that use for the people.
Century National
My earthquake policy seems a little expensive. i have a cinder block house, i guess policies for this type are more expensive.
State Farm
I would recommend my insurance provider to anyone. they are very helpful and very courteous.they have very affordable prices and they also are members of the community they serve.
State Farm
Their policy offering is pretty standard. They offer all the same things you would find at any company. There hasn't been anything i needed they couldn't offer.
I would absolutely recommend this company for home insurance. The coverage is amazing and the price is very reasonable. And customer service is absolutely wonderful.
They are willing to lower your monthly bill if you are willing to add your car insurance together with your home insurance.
There are a few people in the customer service department who are not fully knowledgeable in how to handle particular tasks for the customer, and neither do know where to direct their call to someone who does. perhaps they are still in training.
I have homeowners insurance, motorcycle insurance, car insurance and rv insurance for half the price i was paying before; with better coverage amounts!
Overall I am very satisfied with the way the company deals with its customers and the premium of their insurance rates.
I don't have much communication with them and that's how I prefer it. I pay my bill, they provide insurance, and IÃḃ€™ll call them if I have any issues.
Farmer's Insurance
The customer service is pretty good. It's a small, local office, so it has a personal touch. They usually return my calls within an afternoon.
Farmer's Insurance
I am able to pull up my policy online or on the app anytime I like. They frequently send me emails with new promotions or reminders I may need.
State Farm
Ease of contact, ease of communication. I will put them down as a 3. Their rates are very high compared to others.
I have no complaints against them they have been great so far
The things I dislike about the company is the paper works and the calling that I have to do and the appointments that I have to keep. it seems I have to do a lot to get the ball rolling
So far, we do not have any negatives about Allstate. We always wish things could be cheaper, but we are still getting a better rate than we were with AmFam.
Farmer's Insurance
it is very good company with good rate of return and will remind us about the due dates all the time and policies are very nice
Farmer's Insurance
I dislike the price of the premium. I believe I can get another company that would charge a similar premium for similar quality.
Liberty Mutual
what I do not like is their customer service they are slow when they are called and they do not answer calls right away
Allstate will insure your car even if it was hit while parking. They'll get you your money so it can be fixed with a week

Thousand Oaks, CA Homeowners Insurance By Home Value

Thousand Oaks, CA Home Value Total Homes % of Total Average Thousand Oaks, CA Homeowners Insurance
Less than $50,000 472 5.0% $26
$50,000 to $59,999 210 2.0% $53
$60,000 to $69,999 234 2.0% $66
$90,000 to $99,999 127 1.0% $99
$100,000 to $124,999 202 2.0% $113
$125,000 to $149,999 172 2.0% $146
$150,000 to $174,999 355 4.0% $172
$175,000 to $199,999 309 3.0% $199
$200,000 to $249,999 886 10.0% $239
$250,000 to $299,999 1,375 16.0% $292
$300,000 to $399,999 3,817 46.0% $372

Top Home Insurance Agents Near Thousand Oaks, CA

Home Insurance Company Near Thousand Oaks, CA Homeowners Insurance Agency Near Thousand Oaks, CA Address
Travelers Discovery Insurance Services Inc 3460 WILSHIRE BLVD 1200, LOS ANGELES, CA, 90010
State Farm Howard Blumberg 31244 P Verdes Dr W Ste 221, Rch Palos Vrd, CA, 90275-5370
Liberty Mutual Lynnean Chisom 222 N. Sepulveda Blvd Ste 2330, El Segundo, CA, 90245
State Farm Prolie Pascone 12440 Firestone Blvd Ste 305, Norwalk, CA, 90650-4393
Travelers United Agencies Inc 9155 TELEGRAPH RD SUITE 106, PICO RIVERA, CA, 90660

Thousand Oaks, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Thousand Oaks, CA

Streets in Thousand Oaks Area Homeowners Insurance Cost
N Venado Ave, Summerfield St, Kelmscott Ct, N Skyline Dr, Village 37, Cypress St, Burton St, Moberly Ct, Admiral Ct, Baccarat St$635
Rob Ct, Waterwheel Pl, White Birch Cir, Cam Durango, Fernhill Ct, Santa Monica Ct, Clear Haven Dr, Ave Amelgado, la Paloma Cir, Tottenham Ct$654
Roundtree Pl, Jensen Ct, Lindengrove St, Village 33, Ranchwood St, Lugano Way, Ashmore Cir, N Wendy Dr, Freeborn Way, N Wendy Dr$664
Harrier Ct, Pacific Cir, Spring Hill Ct, Clarendon Pl, Cll Damasco, Oak Run Trl, Lambourne Pl, Chesapeake Ct, Longview Pl, Corte Pinata$664
Cll Quebracho, Oleary Ct, Cll Alamo, N Dewey Ave, Rim Crest Dr, Longridge Ct, Olivewood Ct, N Napoleon Ave, Forest Knoll Ct, E Larkellen Ct$None
Cll Pimiento, Wicklow Ct, Oak Valley Ln, Woodview Ct, Ellen Ct, la Encina, Ave del Platino, Terra Bella Ln, Coalfax Ct, Taylor Ct$666
Cll Colina, Cam del Mar, el Azul Cir, Oldbury Pl, Mountclef Blvd, W Gainsborough Rd, Verde Ridge Ln, Moonflower Cir, Clarita Ct, Cactus Ct$660
Ulverston St, Red Barn Rd, Warwick Ave, Dutch Elm Cir, Cam Rojo, Savona Way, Farrell Cir, Wembly Ave, Jeffrey Rd, Roselawn Ave$669
Lazio Way, Lone Tree Ct, Sunstone St, Rodeo Ct, Whitworth St, Sarah Ct, Gold Hill Cir, Oakwood Dr, Par Five Ct, Winding Ln$688
E Las Posas Rd, Cedarcliff Ct, Oak Place Dr, Via Verde, Sumter Ct, Summer Cloud Dr, S Westlake Blvd, Village 16, Wetstone Ct, Hawksway Ct$713

Thousand Oaks, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Thousand Oaks$99 to $102
Santa Rosa Valley$109
Casa Conejo$96
Westlake Village$103

Thousand Oaks, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Santa Rosa Valley CDP, California $109 $145 $218
Casa Conejo CDP, California $96 $128 $192
Lake Sherwood CDP, California $109 $145 $218

Thousand Oaks, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Thousand Oaks, CA1.9%8.8%
Santa Rosa Valley1.51%6.05%
Casa Conejo1.99%14.94%
Lake Sherwood1.51%6.05%

Thousand Oaks Renters Insurance as a Percentage of Rent

Thousand Oaks Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 243 1.0% $764
$300 to $499 350 2.0% $1214
$500 to $749 254 1.0% $1889
$750 to $999 298 2.0% $2639
$1,000 to $1,499 2,802 20.0% $3764
$1,500 or more 9,694 70.0% $5414

Average Cost Of Home Insurance By Company In Areas Nearby Thousand Oaks For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsAmerican Modern570
1500002501-3 YearsFirst American Ins336
15000025041-70 YearsAIG Prop Cas618
150000500NewUnigard Group324
1500005004-6 YearsAmco365
1500005004-6 YearsTokio Marine America234
1500005007-15 YearsQBE (Balboa)464
15000050041-70 YearsEncompass544
2000005001-3 YearsQBE (Balboa)480
2000005007-15 YearsAmerican Reliable591
20000050016-25 YearsGrange517
20000050016-25 YearsKemper574
20000050026-40 YearsEncompass676
20000050041-70 YearsCalifornia Capital582
20000050041-70 YearsIDS Property Casualty852
25000010001-3 YearsChubb/Federal812
25000010001-3 YearsGeneral Ins416
250000100016-25 YearsUSAA581
250000500NewGeneral Ins455
2500005004-6 YearsWestern Mutual/Residence491
2500005007-15 YearsAmerican Reliable714

Thousand Oaks, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Thousand Oaks Homeowner Insurance Premium Example $2,700$2,100
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,000$16,400
Net Savings to Thousand Oaks Home Owner from High Deductible Plan $600

Thousand Oaks, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Thousand Oaks, CA Home Replacement Value MORE than Home Value Thousand Oaks, CA Home Replacement Value LESS than Home Value
Replacement Value $514,500 $347,500
Insurance Premium based on Replacement Value $1,450 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $104,000 Risk Exposure from Under Insuring Coverage is $63,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $300/year

Example Thousand Oaks Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmTravelers
Monthly Premium 5618998
Year Built 199420102001
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$700000-$800000$400000-$500000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Thousand Oaks, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 750,000 Metal Roof 2,360 3 $1000-$2500 Deductible 840 7 Stone Siding yes
2013 1,485,000 Metal Roof 4,760 5 $1000-$2500 Deductible 570 3 Fiber-Cement Siding yes
2013 385,000 Slate Shingles Roof 1,500 3 > $10,000 Deductible 320 5 Stone Siding yes
2001 455,000 Metal Roof 1,690 4 $2500-$5000 Deductible 520 7 Fiber-Cement Siding No
2002 1,000,000 Membrane Roof 2,910 5 $1000-$2500 Deductible 490 2 Wood siding yes
1990 950,000 Shingles Roof 3,010 4 $5000 to $10,000 Deductible 1360 10 Fiber-Cement Siding No
1971 475,000 Shingles Roof 1,790 3 $2500-$5000 Deductible 350 5 Stone Siding No
1978 740,000 Slate Shingles Roof 2,570 5 $2500-$5000 Deductible 160 1 Stucco siding yes
2007 665,000 Membrane Roof 1,980 3 $1000-$2500 Deductible 1670 12 Stone Siding No
2005 785,000 Composition Roof 2,480 5 $2500-$5000 Deductible 990 5 Fiber-Cement Siding No
1991 400,000 Tile Roof 1,620 4 $1000-$2500 Deductible 460 7 Fiber-Cement Siding yes
1981 675,000 Tile Roof 2,310 3 $1000-$2500 Deductible 1460 10 Stone Siding No
1995 970,000 Asphalt Shingles Roof 2,960 4 $500- $1000 Deductible 460 2 Vinyl siding No
2010 1,100,000 Shingles Roof 4,530 5 $500- $1000 Deductible 1150 6 Brick siding No
1974 1,100,000 Slate Shingles Roof 3,270 4 $500- $1000 Deductible 210 1 Vinyl siding yes
2011 310,000 Slate Shingles Roof 1,300 3 $1000-$2500 Deductible 320 7 Vinyl siding yes
1996 460,000 Shingles Roof 1,960 3 $5000 to $10,000 Deductible 280 4 Wood siding yes
1983 935,000 Tile Roof 2,880 4 $5000 to $10,000 Deductible 1120 8 Stone Siding No
1982 810,000 Tile Roof 2,340 4 $5000 to $10,000 Deductible 1750 12 Stucco siding yes
1995 690,000 Shingles Roof 2,640 4 $500 Deductible 900 4 Stucco siding yes
1995 630,000 Asphalt Shingles Roof 2,050 3 $500 Deductible 940 5 Fiber-Cement Siding yes
2014 910,000 Metal Roof 2,770 4 $1000-$2500 Deductible 680 4 Fiber-Cement Siding yes
2001 1,210,000 Metal Roof 3,540 5 $500 Deductible 270 1 Vinyl siding yes
2011 430,000 Metal Roof 1,290 3 $500 Deductible 680 7 Brick siding No
1973 620,000 Shingles Roof 2,180 3 > $10,000 Deductible 470 5 Fiber-Cement Siding yes
1974 800,000 Shingles Roof 2,800 4 $500 Deductible 1470 8 Vinyl siding yes
1973 530,000 Wood Shake Roof 1,680 4 $1000-$2500 Deductible 1120 10 Vinyl siding yes
1997 555,000 Metal Roof 2,330 3 $1000-$2500 Deductible 390 5 Brick siding yes
1978 775,000 Asphalt Shingles Roof 2,550 5 $500 Deductible 1750 10 Brick siding yes
1999 855,000 Slate Shingles Roof 2,710 5 $1000-$2500 Deductible 1520 5 Stucco siding yes

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