Thornton Insurance Rates:

Thornton, CO homeowners insurance is about $744 to $1,009, about $62-$84/month. Our comprehensive research indicates shoppers can save upto $350 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I have everything with them, home auto bike and always used them in any situation i was in, weather renting or owning a home
I feel like the offerings are somewhat comparable to other insurance companies; however, I think that some services offered by my insurance company are higher priced.
Farmer's Insurance
We are mostly satisfied. They were able to bundle windstorm with regular insurance saving us some money, however, our premium went up for some reason and they haven't advised why.
The premium amounts that we are paying are extremely reasonable and we also have an affordable deductible should we ever need to file a claim.
I think when it comes to the premium and deductible USAA seems to be on point with other companies. While I do not believe that I am getting an exceptional deal in regards to either premium or deductible.
American Family Insurance
i would recommend this company to a 100% since a friend recommended it to me as i was having some issues with my previous company.Ever since i started using this company my experience has been good with them fo those 2years.
Great coverage and low rates, been with them since almost like forever. I carry my auto insurance with them as well. On a scale of 1-5, I'd definitely give Pemco a 5 out of 5. I am very satisfied.
Always friendly, nice and easy to understand and talk to unlike a lot of other companies. Always English speaking without heavy accent
I have a very pleasant experience with my insurance company. They have excellent customer service and respond very quickly to any and all requests.
Farmer's Insurance
Our farmers insurance agent is patient and understanding when it comes to claiming information. when paperwork is being done and our emotions are high, our agent always doubles checks and verifies everything before sending.
State Farm
Not including our agent but i have spoken on the phone with two different agents that were very rude and short with me.
Geico always stays on top of what is going on in your life when it comes to your insurance. they are always there when you need help.
One positive point of this plan is that they made the entire sign up process extremely streamlined. As soon as I was signing my lease paper.
They have various ways that I can get in touch including through a phone, an app, a chat service and more. They are very responsive in most cases.
I like that I am never on hold for long, and can call them 24 hours a day. I can also use online chat if I prefer.
It is easy to pay your bills online. Their customer service is amazing. I have never had any trouble making a claim or anything with them.
I chose A high level of satisfaction for my insurance provider because they rarely bombard me with communications, which is what I prefer. They will mail items infrequently, but if I need anything I typically reach out to them.
I do not like how their website is not easy to use and their mobile app isn't simple to use and I am very tech savvy so having it on my phone is important.
Farmer's Insurance
The one thing i dislike is that the insurance rates are very high premiums. and the thing is i cant go with basic coverage i have to go with a higher plan.
State Farm
In general, it seems to me a good insurance company that it is essential to obtain their services for the safety of all the members of my house and my goods.
There is nothing that I dislike regarding this company at this time because they have shown nothing but the kindest regard to myself and my family. If at any point in the future they were to sacrifice any of their morals for the sake of profit I would most certainly take up an issue.
National General
I like the fact that the customer service is quick, friendly and professional when they are contacted and do try to resolve issues in a timely manner.
State Farm
Usually, there is not something that I do not like about my insurance company, I do not have nightmares about this at this moment
Country Financial
I would recommend this company due to their customer service. My agent is from my home town and knows the ins and outs of what I need and don't need. Be wary of price though.
Liberty Mutual
If someone is looking for a dependable, affordable company to provide home insurance, I would recommend Liberty Mutual. They take care of me as a customer, and ensure that I am receiving the coverage that I need.
USAA is great overall. We use them for vehicles, home, and banking. They're convenient and efficient. They also have consistently had the lowest prices. However, it can only be used for military families.
I didn't do any shopping around for a home insurance policy. I have always had my auto insurance policy with State Farm. He set it up and I am very happy. I would give the policy a 5.
I feel like the prices are incredibly inflated, and there seem to be so many particulars asked when obtaining a policy, that I don't recall ever having to deal with when obtaining any other forms of insurance.
Liberty Mutual
I like that Liberty Mutual was pretty easy to get homeowners and auto insurance bundled together. I have the low car and house insurance because of this. This was partly due to the fact that I have a credit union account with one of their partners so I was able to save money. The also had the lowest rates compared to their competitors.
American Family
As I said before I like everything about the company, especially its good and fast attention both to the client and when it is necessary to solve a problem
State Farm
Any time we have had to contact our insurance company for repairs they responded promptly and had a repair person out to our home within 24 hours.

Thornton, CO Homeowners Insurance By Home Value

Thornton, CO Home Value Total Homes % of Total Average Thornton, CO Homeowners Insurance
Less than $50,000 2,235 8.0% $105
$90,000 to $99,999 300 1.0% $394
$100,000 to $124,999 1,271 4.0% $455
$125,000 to $149,999 2,026 7.0% $578
$150,000 to $174,999 3,158 11.0% $683
$175,000 to $199,999 3,793 13.0% $788
$200,000 to $249,999 6,950 24.0% $946
$250,000 to $299,999 4,415 15.0% $1156
$300,000 to $399,999 3,206 11.0% $1471

Top Home Insurance Agents Near Thornton, CO

Home Insurance Company Near Thornton, CO Homeowners Insurance Agency Near Thornton, CO Address
NA Prall Enterprises Inc Dba Pei Insurance Agency 9373 W Colfax Ave Denver, Lakewood, CO, 80215
Farmers Alan Carpenter 11160 Huron St Ste 201a, Northglenn, CO, 80234
State Farm Bill Tutt Tutterow 3005 Center Green Dr Ste 240, Boulder, CO, 80301-6306
Travelers Gia Risk Management 9195 W 44Th Avenue , Wheat Ridge, CO, 80033
Travelers Taggart & Associates 1600 CANYON BLVD, BOULDER, CO, 80302

Thornton, CO Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Thornton, CO

Streets in Thornton Area Homeowners Insurance Cost
Alcott Dr, E 81st Pl, Ellen Ct, W 154th Ave, E 73rd Ave, Sheldon Dr, E 151st Ave, W 149th Ave, E 130th Ave, Grape Ct$919
el Paso Blvd, Eppinger Blvd, Mona Ct, Mitze Way, Wigham St, E 121st Ct, E 162nd Pl, E 147th Ave, Bellaire Ct, Sherman Way$861
E 121st Ave, E 91st Ave, Detroit Ct, Kimberly Dr, Quince St, Kingston Ct, Niagara Way, Torrey Rd, E 126th Way, E 166th Ct$888
E 132nd Cir, E 130th Dr, Wyco Dr, Larkwood St, Ivywood St, Wigham St, Birch Ave, 145th Ave, Utah Ct, E 118th Way$855
Elizabeth Way, Kola Dr, Snowmass Rd, E 103rd Pl, 83rd Ave, E 82nd Pl, E 130th Pl, Pelon Dr, Brandon Way, E 130th Pl$875
E 140th Dr, E 109th Dr, E 138th Cir, E 124th Pl, E 133rd Pl, I- 76 Svc Rd, Forest Dr, Fox Run Pkwy, E 85th Ave, E 132nd Cir$870
Bexley Close, Devonshire Blvd, Tamarac St, Gaylord Way, Jolene Dr, Newport Ct, W 84th Pl, E 94th Pl, Havana Way, E 96th Dr$947
Inca Ct, E 158th Ave, Kearney Cir, Holiday Dr, Grape Way, Heritage Dr, E 132nd Way, 89th Pl, 118th Ct, E 134th Ct$950
Eudora Dr, Driftwood Ln N, Spring Dr, E 131st Ct, Fairfax Cir, Melody Cir, Lake Ave, Osage Way, Darwin Ct, E 129th Pl$869
W 83rd Pl, Badding Dr, E 148th Ln, E 79th Pl, Verbena St, E 83rd Pl, Bryant Mews, Grant Cir N, Coronado Pkwy S, Kokai Cir$838

Thornton, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Thornton$131 to $133
Federal Heights$123

Thornton, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northglenn city, Colorado $109 $145 $217
West Adams CCD, Adams County, Colorado $109 $145 $217
Federal Heights city, Colorado $103 $137 $206

Thornton, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Thornton, CO4.3%17.3%
West Adams4.66%18.01%
Federal Heights5.5%10.4%

Thornton Renters Insurance as a Percentage of Rent

Thornton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 139 1.0% $351
$500 to $749 1,347 11.0% $1926
$750 to $999 3,431 29.0% $2676
$1,000 to $1,499 4,795 41.0% $3801
$1,500 or more 1,521 13.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Thornton For Different Scenarios

Structure Type Deductible Company Premium
Masonry $500 Allstate Vehicle And Property Insurance $1,725
Frame $500 American Strategic Insurance Corporation $1,636
Frame $500 Armed Forces Insurance Exchange $1,478
Masonry $500 Esurance Insurance Company $941
Frame $500 Grange Insurance Association $1,259
Masonry $500 Homesite Insurance Company $1,308
Masonry $500 Lm Insurance Corporation $1,899
Masonry $500 National Farmers Union Prop & Cas $1,271
Masonry $500 Praetorian Insurance Company $1,420
Masonry $500 State Farm Fire And Casualty Company $1,967

Thornton, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Thornton Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,100$13,300
Net Savings to Thornton Home Owner from High Deductible Plan $1,800

Thornton, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Thornton, CO Home Replacement Value MORE than Home Value Thornton, CO Home Replacement Value LESS than Home Value
Replacement Value $37,000 $22,000
Insurance Premium based on Replacement Value $225 $125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,500 Risk Exposure from Under Insuring Coverage is $7,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Thornton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceState Farm
Monthly Premium 60140123
Year Built 198320122003
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$300000-$350000$350000-$400000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Thornton, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 195,000 Asphalt Shingles Roof 1,670 4 $5000 to $10,000 Deductible 450 10 Wood siding yes
2011 355,000 Membrane Roof 3,390 5 $500 Deductible 1220 8 Brick siding yes
2014 490,000 Shingles Roof 4,960 5 $500- $1000 Deductible 710 4 Fiber-Cement Siding No
1980 220,000 Wood Shake Roof 2,170 3 $500- $1000 Deductible 320 3 Wood siding No
1985 230,000 Asphalt Shingles Roof 2,140 5 $500 Deductible 230 3 Brick siding yes
2012 145,000 Asphalt Shingles Roof 1,560 3 $500 Deductible 60 1 Fiber-Cement Siding No
1981 185,000 Composition Roof 1,770 4 $5000 to $10,000 Deductible 270 5 Brick siding No
1985 180,000 Tile Roof 1,570 5 $2500-$5000 Deductible 230 5 Brick siding yes
1985 260,000 Membrane Roof 2,530 4 $1000-$2500 Deductible 380 4 Stone Siding No
2009 340,000 Membrane Roof 2,870 4 $5000 to $10,000 Deductible 180 2 Stucco siding No
1999 280,000 Wood Shake Roof 2,060 3 $5000 to $10,000 Deductible 300 4 Stucco siding yes
2012 240,000 Asphalt Shingles Roof 2,240 3 > $10,000 Deductible 260 6 Fiber-Cement Siding No
2012 165,000 Tile Roof 1,510 3 $500 Deductible 60 1 Brick siding yes
2011 180,000 Metal Roof 1,310 3 $500- $1000 Deductible 330 6 Brick siding yes
1992 255,000 Metal Roof 1,960 3 $5000 to $10,000 Deductible 660 12 Stucco siding No
2008 160,000 Wood Shake Roof 1,460 3 $1000-$2500 Deductible 310 6 Wood siding No
1990 190,000 Composition Roof 1,900 3 $1000-$2500 Deductible 590 9 Stucco siding yes
2002 535,000 Asphalt Shingles Roof 4,580 5 $1000-$2500 Deductible 1090 8 Vinyl siding yes
1992 680,000 Asphalt Shingles Roof 4,890 5 $500- $1000 Deductible 1520 6 Stucco siding No
1994 245,000 Slate Shingles Roof 1,780 4 $500 Deductible 500 5 Stone Siding No
1988 260,000 Asphalt Shingles Roof 2,730 5 $5000 to $10,000 Deductible 80 1 Stone Siding yes
2003 145,000 Wood Shake Roof 1,470 3 $500 Deductible 170 3 Vinyl siding yes
1999 265,000 Slate Shingles Roof 1,990 3 $5000 to $10,000 Deductible 640 10 Stucco siding No
1984 185,000 Composition Roof 1,790 5 $1000-$2500 Deductible 470 7 Stone Siding No
1991 195,000 Tile Roof 1,430 3 $2500-$5000 Deductible 340 7 Stone Siding yes
1985 280,000 Shingles Roof 2,230 3 $500- $1000 Deductible 770 8 Stucco siding No
2001 405,000 Membrane Roof 2,980 4 $500 Deductible 2520 12 Wood siding yes
1997 195,000 Slate Shingles Roof 2,020 3 $1000-$2500 Deductible 760 12 Fiber-Cement Siding No
1981 640,000 Metal Roof 4,720 5 $1000-$2500 Deductible 1690 7 Vinyl siding No
1986 405,000 Shingles Roof 3,290 5 $2500-$5000 Deductible 930 9 Vinyl siding No
1983 480,000 Membrane Roof 2,905 4 $500 Deductible 1480 10 Fiber-Cement Siding yes

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