Thomson Insurance Rates:

Thomson, GA homeowners insurance is nearly $733 to $1,005, about $61-$83/month. Our exhaustive analysis shows customers can save upto $347 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
rates on auto a are a little high but rates on homeowners are pretty low so i balances out
Allstate
We have been with Allstate for about 25 years. We had a free fall over and hit the side of our house. Allstate had someone out the next day and the claim was very quick to be paid and fixed.

Thomson, GA Homeowners Insurance By Home Value

Thomson, GA Home Value Total Homes % of Total Average Thomson, GA Homeowners Insurance
Less than $50,000 459 11.0% $199
$50,000 to $59,999 315 8.0% $425
$60,000 to $69,999 436 11.0% $530
$70,000 to $79,999 129 3.0% $608
$80,000 to $89,999 387 10.0% $686
$90,000 to $99,999 143 3.0% $773
$100,000 to $124,999 368 9.0% $895
$125,000 to $149,999 424 11.0% $1121
$150,000 to $174,999 238 6.0% $1320
$175,000 to $199,999 143 3.0% $1529
$200,000 to $249,999 343 8.0% $1833
$250,000 to $299,999 286 7.0% $2242
$300,000 to $399,999 163 4.0% $2850

Top Home Insurance Agents Near Thomson, GA

Home Insurance Company Near Thomson, GA Homeowners Insurance Agency Near Thomson, GA Address
Liberty Mutual Independent Donald H Bailie Agency Inc 1220 GREENE ST, AUGUSTA, GA, 30901
Travelers Fields Insurance Agency 37 Pine View Avenue , North Augusta, SC, 29841
Travelers Georgia Farm Bureau Brokerage Inc 2550 GA HWY 88, HEPHZIBAH, GA, 30815
Allstate Griggs Ficklen Ins 110 E Robert Toombs Ave, Washington, GA, 30673
State Farm Tom Long 5 Pecan Park, Edgefield, SC, 29824-4341

Cost Of Homeowners Insurance By Street Near Thomson, GA

Streets in Thomson Area Homeowners Insurance Cost
Coxville Rd, Fred Reeves Rd, Stratford Ln, White Oak Exd, Thompson Rd, White Oak Rd, Hemlock Dr, Lincoln Cir, Hinton Dr, Wrens Hwy$870
Clark Reese Rd, Cambridge Ct, Wolfpen Dr, West Ln, Long Hill Dr, Holly Ln, Reese St, A St, Perdue Dr, Johnson Ave$855
Wire Rd Exd, King St, W Bypass Rd, McLeroy Dr, Neal St, Mattox Creek Dr, Dunn St, Short St, Cobbham Rd, Cowhide Rd$858
Georgia St, Wrightsboro Rd, Scuffle Rd, Whitehead St, Dean Rd, Westview Dr, West St, Guy Rd, Simons Rd, Ginger Hill Estates Rd$886
Madera Dr, Gus St, Carolyn Lake Cir, Old Wire Rd, Sandhill Rd, West St, Holt St, Harrison Rd SE, Lincoln Dr, McCommons St$859

Thomson, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Thomson$129 to $131
McDuffie County$130
Camak$127
Warrenton$128

Thomson, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McDuffie County, Georgia $109 $145 $217
Camak CCD, Warren County, Georgia $106 $141 $212
Warrenton CCD, Warren County, Georgia $107 $142 $213

Thomson, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Thomson, GA6.8%18.0%
McDuffie County6.9%20.04%
Camak8.07%18.35%
Warrenton6.9%18.83%

Thomson Renters Insurance as a Percentage of Rent

Thomson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 64 3.0% $376
$200 to $299 102 5.0% $826
$300 to $499 424 21.0% $1276
$500 to $749 743 38.0% $1951
$750 to $999 362 18.0% $2701
$1,000 to $1,499 239 12.0% $3826

Average Cost Of Home Insurance By Company In Areas Nearby Thomson For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$150,000 veneer American Family Insurance Company $1069.00 $963.00 $866.00
$200,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $1050.86
$200,000 frame Buckeye State Mutual Insurance Company N/A $2487.00 $1877.00
$200,000 veneer Foremost Signature Insurance Company $2517 $2492 N/A
$200,000 veneer Hartford Insurance Company Of The Midwest $2746 $2668 $2527
$300,000 veneer Hartford Insurance Company Of The Midwest $4053 $3952 $3760
$300,000 frame Old Dominion Insurance Company $4137 $3437 $3182
$75,000 frame Safeco Insurance Company Of Indiana $1657 $1535 $1374
$100,000 veneer Safeco Insurance Company Of Indiana $1427.00 $1323.63 $1199.25
$350,000 frame State Farm Fire & Casualty Company N/A N/A $2402

Thomson, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Thomson Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Thomson Home Owner from High Deductible Plan $600

Thomson, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Thomson, GA Home Replacement Value MORE than Home Value Thomson, GA Home Replacement Value LESS than Home Value
Replacement Value $99,000 $72,500
Insurance Premium based on Replacement Value $550 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Thomson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmerican Family InsuranceState Farm
Monthly Premium 329398
Year Built 198320142008
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$250000-$300000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Thomson, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 210,000 Shingles Roof 2,550 5 > $10,000 Deductible 340 6 Fiber-Cement Siding No
2009 260,000 Membrane Roof 3,030 4 > $10,000 Deductible 70 1 Stone Siding No
2000 170,000 Membrane Roof 2,380 3 $1000-$2500 Deductible 130 2 Stone Siding No
1987 125,000 Asphalt Shingles Roof 1,610 5 $2500-$5000 Deductible 160 5 Brick siding yes
1994 145,000 Metal Roof 1,990 3 $2500-$5000 Deductible 200 5 Brick siding yes
2002 160,000 Composition Roof 2,390 4 $5000 to $10,000 Deductible 320 9 Stone Siding No
1982 215,000 Metal Roof 3,010 5 $5000 to $10,000 Deductible 420 8 Fiber-Cement Siding yes
1989 95,000 Metal Roof 1,470 3 $500- $1000 Deductible 360 7 Stucco siding yes
2003 235,000 Shingles Roof 2,720 5 > $10,000 Deductible 900 12 Vinyl siding yes
1970 110,000 Tile Roof 1,500 3 $500- $1000 Deductible 240 6 Brick siding yes
1986 245,000 Membrane Roof 3,290 4 $500 Deductible 1140 12 Wood siding No
1984 150,000 Metal Roof 2,540 5 $5000 to $10,000 Deductible 480 12 Brick siding No
1975 210,000 Composition Roof 2,610 4 $2500-$5000 Deductible 490 8 Brick siding yes
1987 220,000 Wood Shake Roof 3,310 4 > $10,000 Deductible 530 12 Wood siding No
1975 230,000 Tile Roof 3,040 4 > $10,000 Deductible 140 3 Brick siding yes
1989 200,000 Wood Shake Roof 3,380 5 $500 Deductible 1120 12 Stone Siding No
1991 250,000 Tile Roof 3,060 5 $5000 to $10,000 Deductible 60 1 Vinyl siding No
2005 135,000 Membrane Roof 1,800 4 $1000-$2500 Deductible 150 4 Fiber-Cement Siding No
1991 135,000 Composition Roof 1,840 3 $1000-$2500 Deductible 220 7 Brick siding yes
2010 140,000 Slate Shingles Roof 2,310 5 $1000-$2500 Deductible 80 2 Brick siding No
2001 140,000 Membrane Roof 1,770 4 $2500-$5000 Deductible 330 8 Stone Siding yes
1998 220,000 Wood Shake Roof 3,620 5 $1000-$2500 Deductible 470 8 Stone Siding No
1990 90,000 Membrane Roof 1,290 3 $500 Deductible 90 3 Fiber-Cement Siding yes
2013 105,000 Asphalt Shingles Roof 1,690 3 $500 Deductible 200 5 Stone Siding yes
1980 170,000 Asphalt Shingles Roof 2,370 5 $1000-$2500 Deductible 80 1 Stone Siding No
1991 210,000 Asphalt Shingles Roof 2,790 4 $5000 to $10,000 Deductible 320 6 Stucco siding No
2002 100,000 Membrane Roof 1,210 3 $1000-$2500 Deductible 220 6 Fiber-Cement Siding No
1982 245,000 Membrane Roof 3,030 4 > $10,000 Deductible 230 5 Vinyl siding No
1981 165,000 Slate Shingles Roof 2,300 3 $1000-$2500 Deductible 240 4 Wood siding yes
1974 125,000 Asphalt Shingles Roof 1,860 5 $2500-$5000 Deductible 180 5 Stone Siding No
2014 245,000 Asphalt Shingles Roof 3,750 5 $2500-$5000 Deductible 710 10 Vinyl siding No
1987 215,000 Slate Shingles Roof 2,800 5 $5000 to $10,000 Deductible 190 3 Stone Siding yes
1975 220,000 Wood Shake Roof 2,530 5 $500 Deductible 530 7 Fiber-Cement Siding yes
1990 155,000 Membrane Roof 1,910 3 $5000 to $10,000 Deductible 110 3 Fiber-Cement Siding yes