Thompson Insurance Rates:

Thompson, NY homeowners insurance is roughly $510 to $692, about $42-$57/month. Our all inclusive research shows customers can save as much as $240 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Thompson, NY Homeowners Insurance By Home Value

Thompson, NY Home Value Total Homes % of Total Average Thompson, NY Homeowners Insurance
Less than $50,000 301 10.0% $84
$50,000 to $59,999 101 3.0% $180
$60,000 to $69,999 33 1.0% $228
$70,000 to $79,999 129 4.0% $264
$80,000 to $89,999 56 1.0% $300
$90,000 to $99,999 66 2.0% $330
$100,000 to $124,999 347 11.0% $384
$125,000 to $149,999 282 9.0% $480
$150,000 to $174,999 407 14.0% $570
$175,000 to $199,999 298 10.0% $661
$200,000 to $249,999 453 15.0% $793
$250,000 to $299,999 284 9.0% $973
$300,000 to $399,999 141 4.0% $1238

Top Home Insurance Agents Near Thompson, NY

Home Insurance Company Near Thompson, NY Homeowners Insurance Agency Near Thompson, NY Address
NA Falcones Insurance Agency Inc. 1138 Main St, Peekskill, NY, 10566
State Farm Eric Plese 1097 Route 55 Ste 14, Lagrangeville, NY, 12540-5027
Travelers Hutchings Agency Inc 45 DOLSON AVE, MIDDLETOWN, NY, 10940
Travelers Lewin Insurance Inc 191 HAMBURG TPKE, POMPTON LAKES, NJ, 7442
Nationwide The Ron Keats Ins. Agency Inc. 103 N Main St, Florida, NY, 10921-1307

Thompson, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Monticello village, New York $74 $99 $148
Rock Hill CDP, New York $77 $103 $154
South Fallsburg CDP, New York $75 $100 $150

Thompson, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Thompson, NY3.0%7.3%
Monticello3.36%7.04%
Rock Hill2.47%6.18%
South Fallsburg2.55%6.73%

Thompson Renters Insurance as a Percentage of Rent

Thompson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 92 3.0% $343
$200 to $299 80 3.0% $793
$300 to $499 136 5.0% $1243
$500 to $749 824 33.0% $1918
$750 to $999 768 31.0% $2668
$1,000 to $1,499 379 15.0% $3793
$1,500 or more 157 6.0% $5443

Thompson, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Thompson Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,700$7,200
Net Savings to Thompson Home Owner from High Deductible Plan $500

Thompson, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Thompson, NY Home Replacement Value MORE than Home Value Thompson, NY Home Replacement Value LESS than Home Value
Replacement Value $174,000 $94,500
Insurance Premium based on Replacement Value $1,900 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $450/year

Example Thompson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceErie Insurance
Monthly Premium 94271174
Year Built 201119711988
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$300000-$350000$400000-$500000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Thompson, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 140,000 Membrane Roof 1,360 2 $500- $1000 Deductible 590 6 Stone Siding yes
2012 270,000 Asphalt Shingles Roof 3,330 4 $5000 to $10,000 Deductible 1430 8 Wood siding yes
2010 250,000 Slate Shingles Roof 2,160 3 $2500-$5000 Deductible 1540 12 Vinyl siding No
1977 275,000 Shingles Roof 2,390 5 $500 Deductible 2580 8 Vinyl siding yes
1993 135,000 Membrane Roof 1,290 3 $1000-$2500 Deductible 900 8 Wood siding yes
1985 155,000 Shingles Roof 1,650 4 $5000 to $10,000 Deductible 430 7 Stucco siding No
1961 180,000 Composition Roof 1,600 3 $1000-$2500 Deductible 1340 12 Wood siding No
1949 270,000 Shingles Roof 2,320 4 $500 Deductible 2880 12 Wood siding yes
1979 195,000 Shingles Roof 1,900 4 $5000 to $10,000 Deductible 120 1 Stucco siding yes
1963 460,000 Wood Shake Roof 4,110 5 $500- $1000 Deductible 2020 7 Wood siding No
1966 320,000 Composition Roof 2,950 5 > $10,000 Deductible 250 2 Vinyl siding No
2012 130,000 Shingles Roof 1,270 3 $1000-$2500 Deductible 620 8 Stone Siding yes
1978 270,000 Composition Roof 2,580 5 $2500-$5000 Deductible 530 4 Fiber-Cement Siding No
1975 225,000 Composition Roof 1,860 3 $5000 to $10,000 Deductible 360 3 Stucco siding yes
1995 225,000 Membrane Roof 2,770 4 $2500-$5000 Deductible 990 7 Vinyl siding No
1975 115,000 Shingles Roof 1,230 3 $2500-$5000 Deductible 910 9 Vinyl siding yes
1976 200,000 Membrane Roof 1,740 2 $500- $1000 Deductible 1510 12 Stone Siding yes
1945 135,000 Slate Shingles Roof 1,560 2 $2500-$5000 Deductible 540 5 Stone Siding yes
1968 155,000 Slate Shingles Roof 1,530 2 $1000-$2500 Deductible 340 3 Vinyl siding No
1946 265,000 Shingles Roof 3,250 4 $500 Deductible 980 5 Stucco siding yes
1962 145,000 Metal Roof 1,450 2 $500- $1000 Deductible 700 8 Fiber-Cement Siding No
1997 160,000 Shingles Roof 1,510 2 $500 Deductible 1160 9 Stone Siding No
1944 175,000 Metal Roof 1,540 2 $2500-$5000 Deductible 1160 9 Brick siding No
1947 210,000 Composition Roof 1,780 4 > $10,000 Deductible 220 2 Fiber-Cement Siding yes
1982 110,000 Membrane Roof 1,210 3 $500- $1000 Deductible 720 10 Brick siding No
1971 160,000 Wood Shake Roof 1,810 5 $500- $1000 Deductible 520 4 Fiber-Cement Siding yes
1981 235,000 Shingles Roof 2,590 4 > $10,000 Deductible 1180 12 Vinyl siding yes
2014 175,000 Metal Roof 1,530 2 $5000 to $10,000 Deductible 280 3 Fiber-Cement Siding No
1998 135,000 Wood Shake Roof 1,330 2 $500 Deductible 250 2 Wood siding yes
2013 180,000 Wood Shake Roof 1,990 3 $500- $1000 Deductible 340 2 Vinyl siding yes