Thomasville Insurance Rates:

Thomasville, GA homeowners insurance is about $748 to $1,027, about $62-$85/month. Our in depth guide reveals consumers can save as much as $354 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They have great customer service, very prompt and usually don't make me wait on the phone long plus they always go above and beyond.
Allstate
Allstate's communication is a+ they will return emails/phone calls in a timely manner. they were able to find me discounts that other insurance companies were unable to. saving my family and i money.
Liberty Mutual
Based on the other answers, I am completely satisfied except that I believe it is a little higher than other companies.
Geico
Their customer service and bundling discounts are the two things that set them apart from other companies
Country Financial
Liked that we able to continue the farm coverage with the same company that had the insurance prior to us buying the farm. The agent knew the property and there were no issues with insuring a working cattle farm. Have had many issues in the past with home insurance when it was situated on a working cattle farm with horses.
Allstate
I like that I can bundle my car insurance with them. Plus so far they have had good relationship with me and my wife. The also and handle everything we have brought to them in a timely manner.
State Farm
I would recommend my company for the customer service and competitive pricing and the value they hold in me as a customer
State Farm
i would recommend them because they are local, and they are always there for you when you need them. I mean in every time, we can talk to them and they make room for us
Allstate
We've been a customer of Allstate for about forty years now. We have found to be satisfactory for our needs. We've had a few claims over the tears, and they've always treated us well.
State Farm
If I would recommend this company to any family member or friend, I already have time with them and until now they have always acted in good way
Georgia Farm Bureau Insurance
I would definitely recommend that someone give this company at least an opportunity to give you a quote. I think it would be beneficial to always shop around especially when it comes to insurance.
State Farm
The website sucks and that can make it hard to pay bills online if you prefer to pay that way.
Allstate
Allstate has been great to deal with in my experience. Their customer service and empathy are great. My agent and her staff are great. All very knowledgable and helpful.
State Farm
State Farm is my first choice for home insurance. I bundle it with my auto for a discount. I had Country Insurance prior to that and they require you to buy a membership to the Farm Bureau.
Geico
I have not done research recently on the premium and deductible, but at the time we secured the policy it was reasonable. We had limited options due to our coverage needs.

Thomasville, GA Homeowners Insurance By Home Value

Thomasville, GA Home Value Total Homes % of Total Average Thomasville, GA Homeowners Insurance
Less than $50,000 1,029 17.0% $150
$50,000 to $59,999 239 4.0% $328
$60,000 to $69,999 253 4.0% $408
$70,000 to $79,999 385 6.0% $470
$80,000 to $89,999 226 3.0% $532
$90,000 to $99,999 266 4.0% $594
$100,000 to $124,999 577 9.0% $691
$125,000 to $149,999 409 6.0% $860
$150,000 to $174,999 758 12.0% $1020
$175,000 to $199,999 489 8.0% $1170
$200,000 to $249,999 584 9.0% $1410
$250,000 to $299,999 256 4.0% $1729
$300,000 to $399,999 449 7.0% $2199

Top Home Insurance Agents Near Thomasville, GA

Home Insurance Company Near Thomasville, GA Homeowners Insurance Agency Near Thomasville, GA Address
Travelers Florida Insurance Access Llc 2958 WELLINGTON CIRCLE N STE 200, TALLAHASSEE, FL, 32309
State Farm Jerrell Lowery 1660 N Monroe St Ste 9B, Tallahassee, FL, 32303-5558
Travelers North Florida Insurance Specialists Inc 535 E Tennessee St, Tallahassee, FL, 32308
State Farm Travis Pate 515 N St Augustine Road, Valdosta, GA, 31601-3540
Farmers William Waller 4165 Bemiss Rd Ste A, Valdosta, GA, 31605

Thomasville, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Thomasville, GA

Streets in Thomasville Area Homeowners Insurance Cost
Yates St, Fawn Cir, Suzanne Ln, Tower St, Bosser Ave, Chatham Dr, Roseway Dr, Celeste Ct, Cedar Trl, Campbell St$854
Springdale Cir, W Hill St, Hadley Dr, Norias Rd, Horrix St, Lake Cir, Cherokee St, Ruby St, Barbeque Ln, Courtyard Dr$890
Cannon St, Cobblestone Ln, Rena Ridge, Woodruff Ln, Roddenberry Rd, Millpond Rd, Israel Ave, Beth Dr, 4th Ave, Davis St$887
Rabkkn Ln, Horne Cemetery Rd, E Washington St, Hillcrest Ln, Hayes St, Old Albany Rd, Avalon Way, Briarwood Dr, Simeon St, Archbold Ave$894
Clermont Dr, Jones Rd, Grady St, S Williams St, Floyd Ave, Forest Manor Rd, Country Meadows Rd, Allen St, Manning St, Bluebird Ave$875

Thomasville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Thomasville$132 to $134
Thomas County$131
Boston$130
Southeast Grady$142

Thomasville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Thomas County, Georgia $131 $175 $263
Boston CCD, Thomas County, Georgia $130 $173 $260
Southeast Grady CCD, Grady County, Georgia $143 $190 $285

Thomasville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Thomasville, GA6.2%17.8%
Thomas County6.38%19.1%
Boston6.79%19.76%
Southeast Grady5.25%16.6%

Thomasville Renters Insurance as a Percentage of Rent

Thomasville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 65 1.0% $364
$200 to $299 249 5.0% $814
$300 to $499 588 12.0% $1264
$500 to $749 1,860 40.0% $1939
$750 to $999 1,181 25.0% $2689
$1,000 to $1,499 600 13.0% $3814
$1,500 or more 71 1.0% $5464

Thomasville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Thomasville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,600$7,000
Net Savings to Thomasville Home Owner from High Deductible Plan $600

Thomasville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Thomasville, GA Home Replacement Value MORE than Home Value Thomasville, GA Home Replacement Value LESS than Home Value
Replacement Value $182,000 $110,000
Insurance Premium based on Replacement Value $775 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Thomasville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceFarmers Insurance
Monthly Premium 9035100
Year Built 200419901941
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$125000-$150000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Thomasville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 175,000 Asphalt Shingles Roof 2,110 3 $1000-$2500 Deductible 130 2 Vinyl siding No
2001 265,000 Membrane Roof 2,840 5 $500 Deductible 300 4 Vinyl siding No
1985 150,000 Asphalt Shingles Roof 1,560 5 $500 Deductible 170 3 Fiber-Cement Siding yes
2014 290,000 Slate Shingles Roof 3,640 5 $2500-$5000 Deductible 960 12 Stone Siding yes
2004 335,000 Membrane Roof 3,850 5 $1000-$2500 Deductible 780 8 Brick siding yes
2008 160,000 Metal Roof 2,050 3 $5000 to $10,000 Deductible 280 7 Fiber-Cement Siding No
1982 225,000 Slate Shingles Roof 2,160 5 $2500-$5000 Deductible 260 3 Stone Siding yes
1970 330,000 Wood Shake Roof 3,290 5 $5000 to $10,000 Deductible 680 6 Brick siding No
1946 180,000 Shingles Roof 1,690 3 $500 Deductible 230 4 Stucco siding yes
2014 325,000 Membrane Roof 3,470 5 $500- $1000 Deductible 860 6 Stucco siding yes
2003 160,000 Shingles Roof 1,710 3 $500 Deductible 900 12 Vinyl siding yes
2011 265,000 Metal Roof 3,070 5 $500- $1000 Deductible 290 2 Vinyl siding yes
1978 400,000 Shingles Roof 4,830 5 $500 Deductible 920 5 Fiber-Cement Siding yes
1977 230,000 Shingles Roof 2,290 3 $2500-$5000 Deductible 230 3 Stone Siding yes
2014 200,000 Tile Roof 2,230 4 $1000-$2500 Deductible 370 6 Stucco siding No
2008 150,000 Asphalt Shingles Roof 1,940 4 $2500-$5000 Deductible 70 2 Vinyl siding No
1975 260,000 Shingles Roof 3,070 5 $500 Deductible 780 8 Wood siding No
1990 255,000 Asphalt Shingles Roof 2,800 4 > $10,000 Deductible 570 9 Brick siding No
1941 110,000 Slate Shingles Roof 1,330 3 $2500-$5000 Deductible 190 5 Vinyl siding yes
1995 180,000 Shingles Roof 1,980 4 $1000-$2500 Deductible 600 8 Wood siding yes
2008 350,000 Wood Shake Roof 3,580 5 $2500-$5000 Deductible 890 9 Stone Siding No
1975 285,000 Asphalt Shingles Roof 3,040 5 $5000 to $10,000 Deductible 460 8 Stucco siding No
1976 200,000 Shingles Roof 2,270 3 $500- $1000 Deductible 680 10 Brick siding No
2010 350,000 Tile Roof 3,680 5 $5000 to $10,000 Deductible 410 4 Vinyl siding No
2007 130,000 Tile Roof 1,300 3 $500 Deductible 180 3 Fiber-Cement Siding yes
2002 105,000 Composition Roof 1,380 3 $500 Deductible 130 3 Brick siding yes
2001 175,000 Wood Shake Roof 1,950 4 $2500-$5000 Deductible 400 9 Wood siding No
2003 180,000 Slate Shingles Roof 2,060 3 $500- $1000 Deductible 210 3 Wood siding yes
2006 270,000 Composition Roof 3,090 4 $500 Deductible 410 3 Vinyl siding yes
1948 330,000 Wood Shake Roof 4,110 5 $5000 to $10,000 Deductible 770 9 Fiber-Cement Siding No
2013 150,000 Slate Shingles Roof 1,550 5 $500- $1000 Deductible 320 7 Stone Siding yes
1942 90,000 Tile Roof 1,260 3 $1000-$2500 Deductible 290 7 Wood siding No
2010 220,000 Tile Roof 2,290 3 $1000-$2500 Deductible 260 4 Wood siding yes
1979 215,000 Asphalt Shingles Roof 2,920 5 $2500-$5000 Deductible 60 1 Wood siding No

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