Thomaston Insurance Rates:

Thomaston, CT homeowners insurance is roughly $719 to $982, about $59-$81/month. Our comprehensive analysis shows customers can save as much as $340 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Thomaston, CT Homeowners Insurance By Home Value

Thomaston, CT Home Value Total Homes % of Total Average Thomaston, CT Homeowners Insurance
Less than $50,000 27 1.0% $85
$90,000 to $99,999 58 2.0% $348
$100,000 to $124,999 212 9.0% $399
$125,000 to $149,999 177 7.0% $502
$150,000 to $174,999 244 10.0% $595
$175,000 to $199,999 212 9.0% $689
$200,000 to $249,999 465 19.0% $825
$250,000 to $299,999 492 21.0% $1012
$300,000 to $399,999 414 17.0% $1285

Top Home Insurance Agents Near Thomaston, CT

Home Insurance Company Near Thomaston, CT Homeowners Insurance Agency Near Thomaston, CT Address
NA The Fischetti Insurance Agency, Inc. 62 Pine Hill Dr , South Salem, NY, 10590
NA Ulster Insurance 1315 Route 9 Bldg 2 Ste 204 , Wappingers Falls, NY, 12590
NA Bafumi Ins Agcy 120 College St 120 College St, Middletown, CT, 6457
Travelers Horton Ins Services Llc 95 EAST MAIN ST SUITE B8, MERIDEN, CT, 6450
Liberty Mutual Michele Procaccini 751 Straits Turnpike Ste 1000, Middlebury, CT, 6762

Cost Of Homeowners Insurance By Street Near Thomaston, CT

Streets in Thomaston Area Homeowners Insurance Cost
Moosehorn Rd, Woodbridge Ln, View Dr, Innes Ave, Old Branch Rd, Old Northfield Rd, Pine Hill Rd, Ridgewood Acres, Branch Rd, Old Waterbury Rd$847
Judson St, Grand St, Hickory Hill Rd, Altair Ave, Reynolds Bridge Rd, W Hillside Ave, Ellen Ln, Marine St, Old Morris Rd, Hilltop Ave$853
Lattin Hill Rd, Meadowbrook Dr, Tracy St, Perrett Dr, Gill Rd, Twin Pond Rd, Ada Dr, Westover Hill Rd, Valley View Rd, W Hill Rd$849
Gavin Pl, Marthas Way, Thompson Ter, Thomas Ave, Bayberry Dr, Goodwin Ct, Clay St, Warner Ln, Twin Oaks Dr, Bristol St$857
Waterbury Rd, Treadwell Ave, Bradstreet Ave, Gilbert St, River St, Grove Hts, Sanford Ave, Dudley St, Walnut Hill Rd, Blue Trail Dr$852

Thomaston, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Thomaston$126 to $128
Plymouth$126
Watertown$129
Oakville$127

Thomaston, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plymouth town, Litchfield County, Connecticut $106 $141 $211
Watertown CDP, Connecticut $108 $143 $215
Terryville CDP, Connecticut $105 $140 $210

Thomaston, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Thomaston, CT4.1%9.3%
Plymouth3.74%9.57%
Watertown3.89%12.36%
Terryville3.92%9.72%

Thomaston Renters Insurance as a Percentage of Rent

Thomaston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 1.0% $342
$300 to $499 41 6.0% $1242
$500 to $749 86 13.0% $1917
$750 to $999 304 46.0% $2667
$1,000 to $1,499 167 25.0% $3792
$1,500 or more 41 6.0% $5442

Thomaston, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Thomaston Homeowner Insurance Premium Example $5,300$4,800
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $38,400$37,900
Net Savings to Thomaston Home Owner from High Deductible Plan $500

Thomaston, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Thomaston, CT Home Replacement Value MORE than Home Value Thomaston, CT Home Replacement Value LESS than Home Value
Replacement Value $264,500 $195,000
Insurance Premium based on Replacement Value $2,450 $1,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $325/year

Example Thomaston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceHartford Insurance GroupFarmers Insurance
Monthly Premium 169325218
Year Built 196419431973
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$350000-$400000$300000-$350000
Deductible > $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Thomaston, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 320,000 Composition Roof 3,110 4 $5000 to $10,000 Deductible 1180 6 Vinyl siding yes
1970 325,000 Asphalt Shingles Roof 3,260 4 $2500-$5000 Deductible 1780 9 Brick siding yes
1978 300,000 Metal Roof 2,470 4 $5000 to $10,000 Deductible 1180 7 Wood siding No
1963 180,000 Metal Roof 1,730 3 $500 Deductible 1020 9 Stucco siding yes
1940 210,000 Wood Shake Roof 1,690 3 $500- $1000 Deductible 160 1 Fiber-Cement Siding yes
2006 235,000 Slate Shingles Roof 1,730 3 $5000 to $10,000 Deductible 1390 10 Stone Siding yes
1991 445,000 Membrane Roof 3,410 5 $500- $1000 Deductible 3230 10 Stucco siding yes
1966 230,000 Asphalt Shingles Roof 1,830 3 $5000 to $10,000 Deductible 710 5 Fiber-Cement Siding yes
1947 245,000 Asphalt Shingles Roof 2,310 3 $500- $1000 Deductible 1240 8 Fiber-Cement Siding No
1943 255,000 Asphalt Shingles Roof 1,960 4 $1000-$2500 Deductible 680 3 Stone Siding yes
1997 340,000 Tile Roof 2,300 3 $500- $1000 Deductible 3160 10 Brick siding yes
1999 225,000 Asphalt Shingles Roof 1,840 3 $5000 to $10,000 Deductible 90 1 Wood siding No
1991 260,000 Wood Shake Roof 1,950 4 $500 Deductible 370 2 Wood siding No
1941 260,000 Wood Shake Roof 2,130 3 $500 Deductible 280 1 Wood siding No
1972 215,000 Tile Roof 1,780 5 > $10,000 Deductible 410 5 Fiber-Cement Siding yes
2002 265,000 Membrane Roof 2,290 4 $1000-$2500 Deductible 1710 10 Fiber-Cement Siding No
1969 135,000 Shingles Roof 1,310 3 $500- $1000 Deductible 140 1 Vinyl siding yes
1949 275,000 Metal Roof 2,200 3 > $10,000 Deductible 190 2 Stucco siding yes
2003 310,000 Composition Roof 2,800 4 $5000 to $10,000 Deductible 240 2 Wood siding yes
1974 280,000 Metal Roof 2,200 3 $1000-$2500 Deductible 910 5 Stucco siding No
1945 180,000 Wood Shake Roof 1,600 3 $1000-$2500 Deductible 1250 8 Stone Siding No
1968 230,000 Slate Shingles Roof 1,670 3 > $10,000 Deductible 560 5 Stone Siding No
1949 210,000 Wood Shake Roof 1,860 3 $5000 to $10,000 Deductible 250 3 Wood siding yes
2007 295,000 Asphalt Shingles Roof 2,260 4 $2500-$5000 Deductible 330 2 Brick siding No
1970 315,000 Membrane Roof 2,290 4 $1000-$2500 Deductible 950 4 Stone Siding No
1947 230,000 Shingles Roof 2,180 5 $5000 to $10,000 Deductible 900 7 Stucco siding No
1993 480,000 Composition Roof 3,310 4 > $10,000 Deductible 550 3 Wood siding No
1994 345,000 Slate Shingles Roof 2,340 3 $500 Deductible 2940 8 Stone Siding No
1943 335,000 Composition Roof 2,680 5 > $10,000 Deductible 890 7 Brick siding yes
1998 185,000 Composition Roof 1,680 5 $1000-$2500 Deductible 630 5 Stucco siding No
2003 325,000 Shingles Roof 2,430 4 $500- $1000 Deductible 710 2 Stucco siding yes
1968 365,000 Shingles Roof 3,220 4 $500- $1000 Deductible 970 3 Brick siding No
1968 185,000 Tile Roof 1,440 3 $1000-$2500 Deductible 910 6 Stone Siding yes
2007 635,000 Asphalt Shingles Roof 4,250 5 $500- $1000 Deductible 4730 8 Stucco siding No