Thomaston, CT homeowners insurance is roughly $719 to $982, about $59-$81/month. Our comprehensive analysis shows customers can save as much as $340 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Thomaston, CT | Homeowners Insurance Agency Near Thomaston, CT | Address |
|---|---|---|
| Travelers | Horton Ins Services Llc | 95 EAST MAIN ST SUITE B8, MERIDEN, CT, 6450 |
| Liberty Mutual | Michele Procaccini | 751 Straits Turnpike Ste 1000, Middlebury, CT, 6762 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Plymouth town, Litchfield County, Connecticut | $106 | $141 | $211 |
| Watertown CDP, Connecticut | $108 | $143 | $215 |
| Terryville CDP, Connecticut | $105 | $140 | $210 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Thomaston, CT | 4.1% | 9.3% |
| Plymouth | 3.74% | 9.57% |
| Watertown | 3.89% | 12.36% |
| Terryville | 3.92% | 9.72% |
| Thomaston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 12 | 1.0% | $342 |
| $300 to $499 | 41 | 6.0% | $1242 |
| $500 to $749 | 86 | 13.0% | $1917 |
| $750 to $999 | 304 | 46.0% | $2667 |
| $1,000 to $1,499 | 167 | 25.0% | $3792 |
| $1,500 or more | 41 | 6.0% | $5442 |
| Streets in Thomaston Area | Homeowners Insurance Cost |
|---|---|
| Moosehorn Rd, Woodbridge Ln, View Dr, Innes Ave, Old Branch Rd, Old Northfield Rd, Pine Hill Rd, Ridgewood Acres, Branch Rd, Old Waterbury Rd | $847 |
| Judson St, Grand St, Hickory Hill Rd, Altair Ave, Reynolds Bridge Rd, W Hillside Ave, Ellen Ln, Marine St, Old Morris Rd, Hilltop Ave | $853 |
| Lattin Hill Rd, Meadowbrook Dr, Tracy St, Perrett Dr, Gill Rd, Twin Pond Rd, Ada Dr, Westover Hill Rd, Valley View Rd, W Hill Rd | $849 |
| Gavin Pl, Marthas Way, Thompson Ter, Thomas Ave, Bayberry Dr, Goodwin Ct, Clay St, Warner Ln, Twin Oaks Dr, Bristol St | $857 |
| Waterbury Rd, Treadwell Ave, Bradstreet Ave, Gilbert St, River St, Grove Hts, Sanford Ave, Dudley St, Walnut Hill Rd, Blue Trail Dr | $852 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Thomaston | $126 to $128 |
| Plymouth | $126 |
| Watertown | $129 |
| Oakville | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $4,300 |
| Yearly Thomaston Homeowner Insurance Premium Example | $5,300 | $4,800 |
| Out of Pocket Expense During Claim | $1,300 | $4,300 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $38,400 | $37,900 |
| Net Savings to Thomaston Home Owner from High Deductible Plan | $500 | |
| Scenario | Thomaston, CT Home Replacement Value MORE than Home Value | Thomaston, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $264,500 | $195,000 |
| Insurance Premium based on Replacement Value | $2,450 | $1,825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $37,000 | Risk Exposure from Under Insuring Coverage is $32,500 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $325/year |
| Insurance Company | Chubb Group of Insurance | Hartford Insurance Group | Farmers Insurance |
| Monthly Premium | 169 | 325 | 218 |
| Year Built | 1964 | 1943 | 1973 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $350000-$400000 | $300000-$350000 |
| Deductible | > $10,000 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |