Simple Ways to Save on Texas Homeowners Insurance
Texas homeowners can save about $214. A detailed analysis by Vhome insurance shows customers can save upto $214 by choosing different saving options. Our analysis shows the cheapest and the most expensive home insurance providers.Enter your zip code and click “GO” to get multiple free quotes.
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Top Populated Places with Average Home Insurance Rates and Potential Savings
| Place | Average Home Insurance ($) | Savings ($) |
|---|
| Houston |
1,675 |
670 |
| Dallas |
1,700 |
680 |
| San Antonio |
1,671 |
668 |
| Dallas |
1,707 |
683 |
| Dallas |
1,654 |
661 |
| Austin |
2,006 |
803 |
| Fort Worth |
1,654 |
662 |
| San Antonio Central |
1,609 |
644 |
| Harris |
1,722 |
689 |
| El Paso |
1,663 |
665 |
Top Populated Counties with Average Home Insurance Rates and Potential Savings
| Place | Average Home Insurance ($) | Savings ($) |
|---|
| Harris County |
1,707 |
683 |
| Dallas County |
1,699 |
680 |
| Tarrant County |
1,713 |
685 |
| Bexar County |
1,691 |
676 |
| Travis County |
1,972 |
789 |
| El Paso County |
1,657 |
663 |
| Collin County |
1,939 |
775 |
| Hidalgo County |
1,612 |
645 |
| Denton County |
1,849 |
740 |
| Fort Bend County |
1,852 |
741 |
Places with Highest Savings Calculated as the Difference between the 75th Percentile
and 25th Percentile on Yearly Premiums
| Place | Median Home Value ($) | 25th Percentile | 75th Percentile | 75th - 25th Percentile |
|---|
| Rockport |
2,236 |
944 |
4,891 |
3,947 |
| Tierra Grande Cdp |
2,885 |
1,260 |
5,141 |
3,881 |
| Winnie Cdp |
2,448 |
1,055 |
4,733 |
3,678 |
| Port Lavaca |
2,265 |
924 |
4,228 |
3,304 |
| Portland City |
2,160 |
906 |
4,019 |
3,113 |
| Refugio |
2,124 |
961 |
4,013 |
3,052 |
| Pearland City |
1,999 |
893 |
3,723 |
2,830 |
| San Perlita |
1,760 |
919 |
3,645 |
2,726 |
| Mertzon City |
2,866 |
1,680 |
4,243 |
2,563 |
| Brownsville |
1,682 |
818 |
3,356 |
2,538 |
The Cheapest and Most Expensive Quotes and Their Differences in Texas
| Expensive Home Insurance company | Average Premium ($) | Cheap Home Insurance company | Average Premium ($) | Difference between Expensive and Cheap Insurance Premiums ($) |
|---|
| State Farm Lloyds |
4,890 |
American Mercury Lloyd'S Insurance Company |
275 |
4,615 |
Texas Homeowners Insurance Premium in Comparison with the Nation
| State | Population | Median Home Value ($) | National Average Premium ($) | State Average Premium ($) | Difference vs. National Average ($) | Percentage Difference vs. National Average |
|---|
| Texas |
27,419,612 |
$151,500 |
$1,191 |
$2,142 |
951 |
80% |