Texarkana Insurance Rates:

Texarkana, AR homeowners insurance is about $929 to $1,264, about $77-$105/month. Our thorough research indicates shoppers can save as much as $438 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The state farm insurance company is famous brand , i trust big brand , it is good guarantee and it is promise .
Progressive
They have a very quick response time in regards to any claims that are filed, and typically provide payment for claims in a timely manner.
Aaa
I at times do not like the amount of time i have to wait it get someone on the phone in order to ask a question.
Allstate
My premium is a little bit skewed right now because we opted to increase our deductible this year in order to save a little money. We recently had some work done on the house with the insurance paying for it 100% so I don't have any real complaints, but mostly we are locked in regardless of what the premium is because it's too difficult to try and switch auto, home, etc. All at once.
Liberty Mutual
Our agent has been a huge part of why we like Liberty Mutual so much. He always answers his phone even if we just have a quick question. He goes above and beyond. He will call just to check in. They send out the same emails that other insurance companies send out about how to be safe in the weather or what not but our agent will give us a call to check and make sure everything is going well.
Geico
I have not had to use customer service as I have not had any claims. I have family who has been with this company for years, however, and they have sung their praises when it comes to customer service.

Texarkana, AR Homeowners Insurance By Home Value

Texarkana, AR Home Value Total Homes % of Total Average Texarkana, AR Homeowners Insurance
Less than $50,000 1,157 16.0% $274
$50,000 to $59,999 576 8.0% $591
$60,000 to $69,999 432 6.0% $734
$70,000 to $79,999 301 4.0% $843
$80,000 to $89,999 741 10.0% $953
$90,000 to $99,999 498 7.0% $1074
$100,000 to $124,999 499 7.0% $1238
$125,000 to $149,999 578 8.0% $1545
$150,000 to $174,999 593 8.0% $1830
$175,000 to $199,999 419 6.0% $2115
$200,000 to $249,999 512 7.0% $2542
$250,000 to $299,999 224 3.0% $3112
$300,000 to $399,999 447 6.0% $3956

Top Home Insurance Agents Near Texarkana, AR

Home Insurance Company Near Texarkana, AR Homeowners Insurance Agency Near Texarkana, AR Address
NA Pace Insurance Managers, Inc. 408 North Arkansas, Springhill, LA, 71075
NA Sullivan And Assoc. Insurance Agency 1601 Texas Blvd, Texarkana, TX, 75501
Travelers Ashdown Insurance Agency Inc 319 Nw Front St, Ashdown, AR, 71822
Allstate Complete Coverage 4770 Texas Blvd, Texarkana, TX, 75503
Allstate Landmark Insurance 691 Highway 27 Byp, Nashville, AR, 71852

Cost Of Homeowners Insurance By Street Near Texarkana, AR

Streets in Texarkana Area Homeowners Insurance Cost
Mc 481, Dogwood St, McKay St, E 44th St, Victoria St, Smith Dr, Miller County 416, Christie Cir, School St, E 37th St$1,097
E 51st St, Janet Ln, Miller County 423, Division St, Hazel St, Miller County 501, Co Rd 340, Miller County 226, Glendale Ave, Co Rd 330$1,085
Lawndale, Dudley St, Miller County 20, Rudd Nichols Rd, Charleston St, Tennessee Acres Dr, Miller County 84, Ida St, Meadowview Dr, Central St$1,089
Country Club Pl, Miller County 268, State Line Ave, 4th St, Carter St, Baden St, E 26th St, E Arley St, E 17th St, State Hwy 108$1,083
Union Rd, Miller County 388, Co Rd 425, Florida St, Timbercreek Dr, N Collins St, Palomino Dr, Genoa Rd, E 40th St, Pine Hill Cir$1,088
Griffith Ln, Seibert St, Minden St, Stonebrook Dr, Quail Creek Cir, Edge Wood Rd, Arkansas St, N Jefferson Ave, Bonita Park Rd, Des Moines St$1,080
Grand Ave, Mark St, Sammy Ln, Co Rd 237, S Washington Ave, Co Rd 68, W Milton, Clark St, Miller County 50, Miller County 515$1,087
Pecan St, Yespe St, Parish Rd 1180, Walker St, Grand Ave, Miller County 34, Briar Ridge Dr, Old Post Rd, Cherry St, Smith Dr$1,105
N Wardner St, Fox Trail St, Summit Cir, Co Rd 301, Grand Ave, Glendale Ave, Smith Rd, Teague, Sugar Ridge Ln, E 37th St$1,109
E 34th St, Eastwood Dr, E 30th St, US Hwy 59, Co Rd 171, Highland Hills Ln, Miller County 212, Country Club Rd, Dry Creek Rd, Coca Cola Lake Rd$1,115

Texarkana, AR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Texarkana$163 to $165
Garland$164
Wake Village$154
Nash$151

Texarkana, AR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Garland township, Miller County, Arkansas $164 $218 $327
Wake Village city, Texas $154 $205 $308
Nash city, Texas $151 $201 $302

Texarkana, AR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Texarkana, AR8.9%28.5%
Garland9.16%29.22%
Wake Village7.53%19.58%
Nash8.96%28.28%

Texarkana Renters Insurance as a Percentage of Rent

Texarkana Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 59 1.0% $377
$200 to $299 247 5.0% $827
$300 to $499 645 14.0% $1277
$500 to $749 1,728 38.0% $1952
$750 to $999 1,224 27.0% $2702
$1,000 to $1,499 499 11.0% $3827

Texarkana, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Texarkana Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Texarkana Home Owner from High Deductible Plan $600

Texarkana, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Texarkana, AR Home Replacement Value MORE than Home Value Texarkana, AR Home Replacement Value LESS than Home Value
Replacement Value $98,000 $62,000
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Texarkana Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAllstate
Monthly Premium 1066190
Year Built 201019821998
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$75000-$100000$200000-$250000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Texarkana, AR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 210,000 Slate Shingles Roof 3,260 5 $1000-$2500 Deductible 670 6 Stone Siding No
1960 275,000 Composition Roof 4,630 5 $5000 to $10,000 Deductible 1720 12 Stucco siding No
1993 140,000 Composition Roof 1,700 3 $1000-$2500 Deductible 940 9 Wood siding yes
1960 160,000 Wood Shake Roof 2,650 4 $1000-$2500 Deductible 740 8 Vinyl siding No
2010 115,000 Composition Roof 1,950 3 $2500-$5000 Deductible 660 8 Stone Siding No
1987 215,000 Asphalt Shingles Roof 3,390 5 $500- $1000 Deductible 830 7 Vinyl siding No
1992 275,000 Slate Shingles Roof 3,550 5 > $10,000 Deductible 1220 9 Brick siding No
2011 145,000 Slate Shingles Roof 2,070 4 $500 Deductible 810 9 Brick siding yes
1967 260,000 Asphalt Shingles Roof 3,250 4 $5000 to $10,000 Deductible 120 1 Brick siding yes
1985 125,000 Metal Roof 1,800 3 $500- $1000 Deductible 690 8 Fiber-Cement Siding yes
1983 320,000 Wood Shake Roof 3,830 5 $5000 to $10,000 Deductible 200 2 Wood siding No
1999 170,000 Tile Roof 2,670 5 $5000 to $10,000 Deductible 300 3 Fiber-Cement Siding No
1984 110,000 Tile Roof 1,700 4 $500 Deductible 980 10 Brick siding yes
1974 120,000 Asphalt Shingles Roof 2,030 5 $500 Deductible 450 5 Brick siding yes
1972 255,000 Metal Roof 3,380 5 $500 Deductible 1150 6 Brick siding No
2011 155,000 Slate Shingles Roof 2,440 4 $500 Deductible 880 6 Brick siding No
1991 135,000 Wood Shake Roof 1,670 2 $1000-$2500 Deductible 440 5 Stone Siding yes
1975 240,000 Membrane Roof 3,780 5 $5000 to $10,000 Deductible 120 1 Brick siding No
2014 250,000 Membrane Roof 3,170 4 $5000 to $10,000 Deductible 710 7 Wood siding yes
1969 370,000 Membrane Roof 4,510 5 $500 Deductible 730 3 Stone Siding No
2000 100,000 Asphalt Shingles Roof 1,260 2 $1000-$2500 Deductible 680 12 Stone Siding yes
2002 120,000 Wood Shake Roof 1,650 2 $1000-$2500 Deductible 40 1 Stucco siding yes
1998 140,000 Shingles Roof 2,260 4 $500 Deductible 1040 9 Brick siding yes
2008 90,000 Tile Roof 1,460 2 $1000-$2500 Deductible 190 4 Fiber-Cement Siding yes
1989 110,000 Asphalt Shingles Roof 1,820 3 $1000-$2500 Deductible 130 2 Brick siding yes
2013 170,000 Metal Roof 2,180 4 $1000-$2500 Deductible 1250 10 Fiber-Cement Siding yes
2007 180,000 Asphalt Shingles Roof 2,480 5 $500 Deductible 240 2 Fiber-Cement Siding No
1979 175,000 Membrane Roof 2,780 4 $500 Deductible 290 3 Fiber-Cement Siding yes