Terre Haute Insurance Rates:

Terre Haute, IN homeowners insurance is about $669 to $907, about $55-$75/month. Our in depth analysis reveals consumers can save as much as $315 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Terre Haute, IN: Customer-Reviewed Options


Top Home Insurance Agents Near Terre Haute, IN

Home Insurance Company Near Terre Haute, IN Homeowners Insurance Agency Near Terre Haute, IN Address
State Farm Max Markwell 612 E Cumberland St, Greenup, IL, 62428-1123
Allstate Cooper-Bumpus Insurance Agency 655 W Lincoln Ave Ste 1, Charleston, IL, 61920

Terre Haute, IN Home Insurance Agents for Top Companies

 

Terre Haute, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harrison township, Vigo County, Indiana $118 $157 $236
Vigo County, Indiana $119 $159 $239
West Terre Haute town, Indiana $116 $155 $233

 


Terre Haute, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Terre Haute, IN7.7%20.5%
Harrison7.97%20.83%
Vigo County6.99%19.7%
West Terre Haute8.15%20.7%

Terre Haute Renters Insurance as a Percentage of Rent

Terre Haute Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 351 3.0% $365
$200 to $299 519 5.0% $815
$300 to $499 1,472 16.0% $1265
$500 to $749 3,448 39.0% $1940
$750 to $999 2,013 22.0% $2690
$1,000 to $1,499 753 8.0% $3815
$1,500 or more 260 2.0% $5465

Cost Of Homeowners Insurance By Street Near Terre Haute, IN

Streets in Terre Haute Area Homeowners Insurance Cost
S Cherrywood St, Oak St, N Fruitridge Ave, W Custer St, Orchard St, Prairie Ave, Pennsylvania Ave, Wisteria Ct, Fruitridge Glen Ln, Marion Way$829
S 13 1/2 St, Terry Ave, Franklin Ct, S Barrington Pl, Greenbriar Dr, S 27th St, E Fairway Dr, Douglas Dr, N 78 1/2 St, E Honey Hills Dr$820
S 37th St, Delaware Ave, Powder Horn Ct, Helen Ave, Buckskin Ct, W Florine Dr, Honey Creek Pl, Grandeway Ct, Old Royse Rd, N Archer St$822
W Astor Dr, Terri Lynn St, E 45th Ave, E Canter Dr, Woodside Way Dr, Garfield Ave, Paul Dresser Ave, E Old Fort Harrison Ave, E Blocksom Dr, E Oakdale Dr$811
S Luckett Pl, E 33rd Ave, E Gobblers Knob Ave, Duane Ave, S 26th St, S Thirteenth and One Half St, N Smith St, Meneely St, Alexander Rd, S Edison Pl$811
Trey Cir, Planett Rd, E Railroad Ave, Cedar Ridge Ct, W 66th Dr, E Southern Manor Dr, Honey Creek Rd, Cherry Ave, W Doolittle Dr, N Farrier St$818
E Gilchrist Dr, S 23rd St, E 2nd Ave, S 20th St, 115th St, McCullough Ave, E Swalls Dr, E 33rd Ave, S State Rd 63, N 80th St$818
S 11th 1/2 St, S Marilyn St, Trey Dr, Canal Ct, View Ave, N Lucas St, E Seth Ave, Bendway Ct, E Devonald Ave, E Wheeler Ave$830
Clark Ln, N Arden St, N Erickson St, 51st Ave, 700 W, 23 1/2 Dr, US Prison Rd, E 47th Ave, Oak Hill Ct, N 20th St$806
Meadows Ct, E Steelton Ave, Par 3 Ln, McDaniel Rd, North St, E Rosehill Ave, Spring Clean Dr, N 97th St, Watson Ave, S 29th St$820

Terre Haute, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Terre Haute$117 to $120
Harrison$117
Dresser$111
Vigo County$119

Terre Haute, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Terre Haute Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Terre Haute Home Owner from High Deductible Plan $600

 


Terre Haute, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Terre Haute, IN Home Replacement Value MORE than Home Value Terre Haute, IN Home Replacement Value LESS than Home Value
Replacement Value $94,000 $61,500
Insurance Premium based on Replacement Value $375 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

 


Example Terre Haute Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceErie InsuranceAllstate
Monthly Premium 353041
Year Built 196319431940
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$75000-$100000$100000-$125000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible