Terre Haute Insurance Rates:

Terre Haute, IN homeowners insurance is about $669 to $907, about $55-$75/month. Our in depth analysis reveals consumers can save as much as $315 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Alfa Insurance
My current insurance company is very reliable to always there to answer my phone calls and various questions. I am very happy with my current choice of Aflak.
State Farm
I would most definitely recommend this company for home insurance because they take very good care of their customers and we have been with them for a very long time and have had absolutely no issues.
Erie Insurance
I don't know exactly what my deductible and premium are for my homeowners insurance policy. I know that I asked for a high-deducible policy in order to reduce my premiums.
I feel like they have a great home insurance policy. Their policy has low rates and is very comparable to others. I saved about 50 bucks just by switching from geico to them.
I would definitely recommend Progressive for home insurance. Their agents are caring and helpful; they truly want to help you find a plan that meets your needs and budget.
American Family Insurance
We have had excellent service with American Family. The monthly payments are low and we did end up filing a claim for wind damage to our roof and the adjuster agreed that it was wind damage.
Liberty Mutual
I have been happy with the rates and with the customer service at Liberty Mutual. They're very friendly and helpful and I don't wait on hold long.
I would absolutely recommend this company because they are honest, moral, sincere, helpful, friendly, appreciative, nice, authentic, trustworthy, reliable, and credible.
State Farm
I am satisfied with the premium and deductible of State Farm since it does not seem to be unusual or much more expensive than other companies.
I've been with progressive for years and they have always provided me with fantastic customer service every time I have had to deal with or communicate with them
The Allstate Insurance Customer Service is very helpful each time I call. They have always been prompt at answering my questions and filing my claims.
Our premium is a bit high compared to others we know, but it's because our home is over 100 years old and still is all the updated on the electric system. Our deductible is $1,000, which is fair.
State Farm
I have always had a positive experience when contacting State Farm's local office and national customer care cebter number. The CSRs have been knowledgable, understand the problem, and quite frankly.
State Farm
I hate how they think they are smarter than me and use big words to make me feel belittled and small.
Amica Mutual Insurance
Amica's website is easy to use. it is easy to go on and do things like bill payment
American Family
Some thing that i like about my insurance company is the agent and his staff are very welcoming and knowledgeable about the product
I rate AAA a 1 - I love the price, service and ease of use in the website. Any time I have had to make a claim, it's handled quickly and efficiently.
American Family
They are a big company so I know I can trust them and there are a lot of resources, locally and nationally out there.
State Farm
What I like about my homeowner's insurance website is that it is user-friendly. It was simple and easy to learn to navigate. I am able to file a claim and adjust my setting all on the website so that is nice.
I would recommend progressive due to their excellent customer service and support. They make it easy to take care of issues.
Alfa Insurance
I would definitely recommend this company because of how easy and quick everything was to do, I have actually recommended it to several people after my house was broken into.
Erie Insurance
We havent filed a claim yet so I cannot speak on how smoothly that process goes. However, we were happy with the customer service.

Terre Haute, IN Homeowners Insurance By Home Value

Terre Haute, IN Home Value Total Homes % of Total Average Terre Haute, IN Homeowners Insurance
Less than $50,000 2,826 23.0% $260
$50,000 to $59,999 1,294 10.0% $543
$60,000 to $69,999 1,459 11.0% $669
$70,000 to $79,999 1,164 9.0% $780
$80,000 to $89,999 1,152 9.0% $882
$90,000 to $99,999 886 7.0% $985
$100,000 to $124,999 1,162 9.0% $1142
$125,000 to $149,999 993 8.0% $1426
$150,000 to $174,999 548 4.0% $1686
$175,000 to $199,999 182 1.0% $1946
$200,000 to $249,999 252 2.0% $2340
$250,000 to $299,999 221 1.0% $2860
$300,000 to $399,999 136 1.0% $3640

Top Home Insurance Agents Near Terre Haute, IN

Home Insurance Company Near Terre Haute, IN Homeowners Insurance Agency Near Terre Haute, IN Address
Allstate Cooper-Bumpus Insurance Agency 655 W Lincoln Ave Ste 1, Charleston, IL, 61920
State Farm Max Markwell 612 E Cumberland St, Greenup, IL, 62428-1123
NA Sycamore Insurance Associates, Llc 999 Ohio St Terre Haute, Terre Haute, IN, 47807
NA Richard Williams Insurance Agency, Inc. 715 6Th St, Charleston, IL, 61920
NA Dyer Hill Ins Agcy 504 Main , Clay City, IN, 47841

Terre Haute, IN Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Terre Haute, IN

Streets in Terre Haute Area Homeowners Insurance Cost
S Cherrywood St, Oak St, N Fruitridge Ave, W Custer St, Orchard St, Prairie Ave, Pennsylvania Ave, Wisteria Ct, Fruitridge Glen Ln, Marion Way$829
S 13 1/2 St, Terry Ave, Franklin Ct, S Barrington Pl, Greenbriar Dr, S 27th St, E Fairway Dr, Douglas Dr, N 78 1/2 St, E Honey Hills Dr$820
S 37th St, Delaware Ave, Powder Horn Ct, Helen Ave, Buckskin Ct, W Florine Dr, Honey Creek Pl, Grandeway Ct, Old Royse Rd, N Archer St$822
W Astor Dr, Terri Lynn St, E 45th Ave, E Canter Dr, Woodside Way Dr, Garfield Ave, Paul Dresser Ave, E Old Fort Harrison Ave, E Blocksom Dr, E Oakdale Dr$811
S Luckett Pl, E 33rd Ave, E Gobblers Knob Ave, Duane Ave, S 26th St, S Thirteenth and One Half St, N Smith St, Meneely St, Alexander Rd, S Edison Pl$811
Trey Cir, Planett Rd, E Railroad Ave, Cedar Ridge Ct, W 66th Dr, E Southern Manor Dr, Honey Creek Rd, Cherry Ave, W Doolittle Dr, N Farrier St$818
E Gilchrist Dr, S 23rd St, E 2nd Ave, S 20th St, 115th St, McCullough Ave, E Swalls Dr, E 33rd Ave, S State Rd 63, N 80th St$818
S 11th 1/2 St, S Marilyn St, Trey Dr, Canal Ct, View Ave, N Lucas St, E Seth Ave, Bendway Ct, E Devonald Ave, E Wheeler Ave$830
Clark Ln, N Arden St, N Erickson St, 51st Ave, 700 W, 23 1/2 Dr, US Prison Rd, E 47th Ave, Oak Hill Ct, N 20th St$806
Meadows Ct, E Steelton Ave, Par 3 Ln, McDaniel Rd, North St, E Rosehill Ave, Spring Clean Dr, N 97th St, Watson Ave, S 29th St$820

Terre Haute, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Terre Haute$117 to $120
Vigo County$119

Terre Haute, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harrison township, Vigo County, Indiana $118 $157 $236
Vigo County, Indiana $119 $159 $239
West Terre Haute town, Indiana $116 $155 $233

Terre Haute, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Terre Haute, IN7.7%20.5%
Vigo County6.99%19.7%
West Terre Haute8.15%20.7%

Terre Haute Renters Insurance as a Percentage of Rent

Terre Haute Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 351 3.0% $365
$200 to $299 519 5.0% $815
$300 to $499 1,472 16.0% $1265
$500 to $749 3,448 39.0% $1940
$750 to $999 2,013 22.0% $2690
$1,000 to $1,499 753 8.0% $3815
$1,500 or more 260 2.0% $5465

Terre Haute, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Terre Haute Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Terre Haute Home Owner from High Deductible Plan $600

Terre Haute, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Terre Haute, IN Home Replacement Value MORE than Home Value Terre Haute, IN Home Replacement Value LESS than Home Value
Replacement Value $94,000 $61,500
Insurance Premium based on Replacement Value $375 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Terre Haute Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceErie InsuranceAllstate
Monthly Premium 353041
Year Built 196319431940
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$75000-$100000$100000-$125000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Terre Haute, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 60,000 Tile Roof 1,100 2 $1000-$2500 Deductible 20 1 Vinyl siding No
1963 200,000 Composition Roof 3,370 4 > $10,000 Deductible 70 2 Brick siding No
1943 175,000 Asphalt Shingles Roof 2,480 4 $5000 to $10,000 Deductible 410 6 Fiber-Cement Siding No
1965 115,000 Metal Roof 1,840 3 $2500-$5000 Deductible 380 12 Stucco siding No
1960 75,000 Slate Shingles Roof 1,200 2 $2500-$5000 Deductible 180 8 Vinyl siding No
1961 85,000 Membrane Roof 1,200 2 $500- $1000 Deductible 110 3 Stone Siding yes
1947 65,000 Composition Roof 1,180 2 $500- $1000 Deductible 20 1 Stucco siding yes
1969 90,000 Shingles Roof 1,330 3 $2500-$5000 Deductible 70 4 Brick siding No
1968 110,000 Shingles Roof 1,570 2 $500 Deductible 390 10 Fiber-Cement Siding No
1969 80,000 Metal Roof 1,420 2 $500 Deductible 80 2 Vinyl siding yes
1960 75,000 Composition Roof 1,280 2 $1000-$2500 Deductible 110 5 Stucco siding yes
1947 70,000 Metal Roof 1,450 3 $500 Deductible 80 3 Fiber-Cement Siding yes
1947 155,000 Slate Shingles Roof 2,340 3 $500 Deductible 240 3 Fiber-Cement Siding No
1940 80,000 Slate Shingles Roof 1,590 2 $500 Deductible 300 7 Vinyl siding yes
1966 145,000 Metal Roof 2,760 4 $500 Deductible 80 1 Vinyl siding No
1948 80,000 Slate Shingles Roof 1,250 2 $2500-$5000 Deductible 20 1 Stucco siding No
1940 110,000 Metal Roof 1,950 3 $500 Deductible 430 10 Wood siding No
1962 85,000 Shingles Roof 1,200 3 $500 Deductible 100 3 Stone Siding yes
1944 90,000 Membrane Roof 1,270 2 $2500-$5000 Deductible 40 1 Wood siding yes
1948 115,000 Metal Roof 1,980 4 $500- $1000 Deductible 430 10 Vinyl siding yes
1964 175,000 Metal Roof 3,400 4 $2500-$5000 Deductible 410 10 Stucco siding yes
1941 85,000 Membrane Roof 1,500 3 $500- $1000 Deductible 370 12 Stone Siding No
1944 65,000 Slate Shingles Roof 1,040 2 $500 Deductible 80 3 Stucco siding No
1961 175,000 Wood Shake Roof 2,700 4 $2500-$5000 Deductible 70 2 Fiber-Cement Siding No
1967 80,000 Tile Roof 1,450 3 $1000-$2500 Deductible 260 8 Brick siding No
1943 115,000 Metal Roof 2,250 4 $1000-$2500 Deductible 80 2 Brick siding No
1944 160,000 Wood Shake Roof 3,180 4 $5000 to $10,000 Deductible 110 3 Vinyl siding yes
1943 65,000 Shingles Roof 1,020 2 $2500-$5000 Deductible 130 7 Vinyl siding No
1963 185,000 Wood Shake Roof 3,370 4 $500- $1000 Deductible 980 10 Stone Siding No
1949 120,000 Asphalt Shingles Roof 1,750 2 $500- $1000 Deductible 370 8 Brick siding yes
1949 70,000 Composition Roof 970 2 $2500-$5000 Deductible 60 2 Fiber-Cement Siding No
1949 175,000 Asphalt Shingles Roof 2,400 3 $500 Deductible 350 4 Stone Siding No
1968 130,000 Tile Roof 1,810 4 $500- $1000 Deductible 310 7 Stucco siding No
1963 120,000 Shingles Roof 1,920 4 $2500-$5000 Deductible 550 12 Stone Siding No

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