Terre Haute Insurance Rates:

Terre Haute, IN homeowners insurance is about $669 to $907, about $55-$75/month. Our in depth analysis reveals consumers can save as much as $315 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
The cost is pretty low and easy to manage. the company did save me a couple dollars a month by switching to them from my previous company.
State Farm
I hate how they think they are smarter than me and use big words to make me feel belittled and small.
Amica
Amica's website is easy to use. it is easy to go on and do things like bill payment

Terre Haute, IN Homeowners Insurance By Home Value

Terre Haute, IN Home Value Total Homes % of Total Average Terre Haute, IN Homeowners Insurance
Less than $50,000 2,826 23.0% $260
$50,000 to $59,999 1,294 10.0% $543
$60,000 to $69,999 1,459 11.0% $669
$70,000 to $79,999 1,164 9.0% $780
$80,000 to $89,999 1,152 9.0% $882
$90,000 to $99,999 886 7.0% $985
$100,000 to $124,999 1,162 9.0% $1142
$125,000 to $149,999 993 8.0% $1426
$150,000 to $174,999 548 4.0% $1686
$175,000 to $199,999 182 1.0% $1946
$200,000 to $249,999 252 2.0% $2340
$250,000 to $299,999 221 1.0% $2860
$300,000 to $399,999 136 1.0% $3640

Top Home Insurance Agents Near Terre Haute, IN

Home Insurance Company Near Terre Haute, IN Homeowners Insurance Agency Near Terre Haute, IN Address
NA Sycamore Insurance Associates, Llc 999 Ohio St Terre Haute, Terre Haute, IN, 47807
NA Richard Williams Insurance Agency, Inc. 715 6Th St, Charleston, IL, 61920
NA Dyer Hill Ins Agcy 504 Main , Clay City, IN, 47841
Allstate Cooper-Bumpus Insurance Agency 655 W Lincoln Ave Ste 1, Charleston, IL, 61920
State Farm Max Markwell 612 E Cumberland St, Greenup, IL, 62428-1123

Cost Of Homeowners Insurance By Street Near Terre Haute, IN

Streets in Terre Haute Area Homeowners Insurance Cost
S Cherrywood St, Oak St, N Fruitridge Ave, W Custer St, Orchard St, Prairie Ave, Pennsylvania Ave, Wisteria Ct, Fruitridge Glen Ln, Marion Way$829
S 13 1/2 St, Terry Ave, Franklin Ct, S Barrington Pl, Greenbriar Dr, S 27th St, E Fairway Dr, Douglas Dr, N 78 1/2 St, E Honey Hills Dr$820
S 37th St, Delaware Ave, Powder Horn Ct, Helen Ave, Buckskin Ct, W Florine Dr, Honey Creek Pl, Grandeway Ct, Old Royse Rd, N Archer St$822
W Astor Dr, Terri Lynn St, E 45th Ave, E Canter Dr, Woodside Way Dr, Garfield Ave, Paul Dresser Ave, E Old Fort Harrison Ave, E Blocksom Dr, E Oakdale Dr$811
S Luckett Pl, E 33rd Ave, E Gobblers Knob Ave, Duane Ave, S 26th St, S Thirteenth and One Half St, N Smith St, Meneely St, Alexander Rd, S Edison Pl$811
Trey Cir, Planett Rd, E Railroad Ave, Cedar Ridge Ct, W 66th Dr, E Southern Manor Dr, Honey Creek Rd, Cherry Ave, W Doolittle Dr, N Farrier St$818
E Gilchrist Dr, S 23rd St, E 2nd Ave, S 20th St, 115th St, McCullough Ave, E Swalls Dr, E 33rd Ave, S State Rd 63, N 80th St$818
S 11th 1/2 St, S Marilyn St, Trey Dr, Canal Ct, View Ave, N Lucas St, E Seth Ave, Bendway Ct, E Devonald Ave, E Wheeler Ave$830
Clark Ln, N Arden St, N Erickson St, 51st Ave, 700 W, 23 1/2 Dr, US Prison Rd, E 47th Ave, Oak Hill Ct, N 20th St$806
Meadows Ct, E Steelton Ave, Par 3 Ln, McDaniel Rd, North St, E Rosehill Ave, Spring Clean Dr, N 97th St, Watson Ave, S 29th St$820

Terre Haute, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Terre Haute$117 to $120
Harrison$117
Dresser$111
Vigo County$119

Terre Haute, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harrison township, Vigo County, Indiana $118 $157 $236
Vigo County, Indiana $119 $159 $239
West Terre Haute town, Indiana $116 $155 $233

Terre Haute, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Terre Haute, IN7.7%20.5%
Harrison7.97%20.83%
Vigo County6.99%19.7%
West Terre Haute8.15%20.7%

Terre Haute Renters Insurance as a Percentage of Rent

Terre Haute Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 351 3.0% $365
$200 to $299 519 5.0% $815
$300 to $499 1,472 16.0% $1265
$500 to $749 3,448 39.0% $1940
$750 to $999 2,013 22.0% $2690
$1,000 to $1,499 753 8.0% $3815
$1,500 or more 260 2.0% $5465

Terre Haute, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Terre Haute Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,200
Net Savings to Terre Haute Home Owner from High Deductible Plan $1,200

Terre Haute, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Terre Haute, IN Home Replacement Value MORE than Home Value Terre Haute, IN Home Replacement Value LESS than Home Value
Replacement Value $104,500 $60,000
Insurance Premium based on Replacement Value $550 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Terre Haute Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceLiberty Mutual
Monthly Premium 363347
Year Built 196419461968
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$75000-$100000$100000-$125000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Terre Haute, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 175,000 Metal Roof 3,400 4 $2500-$5000 Deductible 410 10 Stucco siding yes
1941 85,000 Membrane Roof 1,500 3 $500- $1000 Deductible 370 12 Stone Siding No
1944 65,000 Slate Shingles Roof 1,040 2 $500 Deductible 80 3 Stucco siding No
1961 175,000 Wood Shake Roof 2,700 4 $2500-$5000 Deductible 70 2 Fiber-Cement Siding No
1967 80,000 Tile Roof 1,450 3 $1000-$2500 Deductible 260 8 Brick siding No
1943 115,000 Metal Roof 2,250 4 $1000-$2500 Deductible 80 2 Brick siding No
1944 160,000 Wood Shake Roof 3,180 4 $5000 to $10,000 Deductible 110 3 Vinyl siding yes
1943 65,000 Shingles Roof 1,020 2 $2500-$5000 Deductible 130 7 Vinyl siding No
1963 185,000 Wood Shake Roof 3,370 4 $500- $1000 Deductible 980 10 Stone Siding No
1949 120,000 Asphalt Shingles Roof 1,750 2 $500- $1000 Deductible 370 8 Brick siding yes
1949 70,000 Composition Roof 970 2 $2500-$5000 Deductible 60 2 Fiber-Cement Siding No
1949 175,000 Asphalt Shingles Roof 2,400 3 $500 Deductible 350 4 Stone Siding No
1968 130,000 Tile Roof 1,810 4 $500- $1000 Deductible 310 7 Stucco siding No
1963 120,000 Shingles Roof 1,920 4 $2500-$5000 Deductible 550 12 Stone Siding No