Temple Terrace Insurance Rates:

Temple Terrace, FL homeowners insurance is nearly $995 to $1,355, about $82-$112/month. Our in depth analysis shows customers can save as much as $470 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
My home insurance company is always available when i need them, and helps explain how to resolve any issues i might have.
Geico
Very easy to pay. i signed up for auto-pay and now it's super easy! it drafts automatically with out me doing anything.
Usaa
I really like that i can view my homeowners insurance, and other property and casualty insurances, as well as my banking all on the same page.
Usaa
The website and app are frustrating because we have to go through a multilayer process to login when sometimes I need to log in quickly.
State Farm
I rate them down for the price, but I guess you get what you pay for. I can get a cheaper policy elsewhere but I like their service.
Centauri Insurance
The company as a whole is very good to deal with, every employee seems to care and are helpful. The workers seem to enjoy what they do and it shows how they treat the customer. I am pleased and plan on staying with them for a long time.
Usaa
I am very satisfied with the premium because when compared to other companies for the same coverage it was way more for six months than I am paying for a year. The agents are always nice and professional whenever in interact with them. I really like the communication with the insurance company. All in all, they are the company I will always go with.

Temple Terrace, FL Homeowners Insurance By Home Value

Temple Terrace, FL Home Value Total Homes % of Total Average Temple Terrace, FL Homeowners Insurance
Less than $50,000 203 4.0% $164
$50,000 to $59,999 118 2.0% $352
$60,000 to $69,999 171 3.0% $435
$70,000 to $79,999 163 3.0% $505
$80,000 to $89,999 252 5.0% $564
$90,000 to $99,999 206 4.0% $635
$100,000 to $124,999 536 10.0% $740
$125,000 to $149,999 404 8.0% $917
$150,000 to $174,999 647 12.0% $1093
$175,000 to $199,999 440 8.0% $1258
$200,000 to $249,999 860 17.0% $1517
$250,000 to $299,999 626 12.0% $1858
$300,000 to $399,999 412 8.0% $2352

Top Home Insurance Agents Near Temple Terrace, FL

Home Insurance Company Near Temple Terrace, FL Homeowners Insurance Agency Near Temple Terrace, FL Address
NA South Pinellas Management Company Dba Wallace Insurance 341 3Rd St S St Petersburg, St. Petersburg, FL, 33701
NA We Insure Florida 9600 Koger Blvd N Ste 202 St Petersburg, St. Petersburg, FL, 33702
NA The Jim Horden Agency 10225 Ulmerton Rd #9B, Largo, FL, 33771
State Farm Dan Mann 6967 Cyprs Gdns Blvd, Winter Haven, FL, 33884-3572
Travelers Wallace Welch & Willingham Inc 300 1ST AVE S 5TH FL, ST PETERSBURG, FL, 33701

Cost Of Homeowners Insurance By Street Near Temple Terrace, FL

Streets in Temple Terrace Area Homeowners Insurance Cost
N Queensway Dr, Gillette Ave, Linda Ave, Higdon Dr, Hidden Ridge Pl, Real Short Rd, Capwood Ave, Whitewater West Ct, Bullard Pkwy, Wayne Way$1,170
Ventura Way, Dorado Ct, Courtney Dr, Sunnyside Rd, Esthel Rd, Terrace Springs Dr, Rough Rd, Wakulla Dr, Sand Pebble Ave, Druid Hills Rd$1,164
Glades Ct, Hollow Stump Rd, George Washington Ln, Wax Myrtle Ln, Goldenrod Rd, Woodspray Ln, Marjo Dr, Jamesville Dr, Cerca del Rio Pl, River Mont Way$1,139
Raulerson Ranch Rd, Natchez St, N 59th St, N Riverhills Dr, Viscaya Rd, Overlook Dr, Harney Baptist Church Rd, David Ln, Woodland Ridge Dr, Belle Meade Cir$1,138
Downpatrick Ct, Fillian Ave, Bella Terraza Way, Aspen Ave, Vanderbaker Rd, Plum Ln, Trout River Dr, Linbanks Pl, Whitestone Dr, Bellhaven St$1,123

Temple Terrace, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Temple Terrace$175 to $177
East Lake-Orient Park$170
Tampa$175
Thonotosassa$172

Temple Terrace, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Lake-Orient Park CDP, Florida $142 $189 $283
University CDP (Hillsborough County), Florida $142 $189 $283
Tampa CCD, Hillsborough County, Florida $146 $195 $292

Temple Terrace, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Temple Terrace, FL6.4%19.4%
East Lake-Orient Park7.55%25.0%
University7.44%27.58%
Tampa6.15%21.4%

Temple Terrace Renters Insurance as a Percentage of Rent

Temple Terrace Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 57 1.0% $785
$300 to $499 169 3.0% $1235
$500 to $749 453 10.0% $1910
$750 to $999 1,491 35.0% $2660
$1,000 to $1,499 1,755 41.0% $3785
$1,500 or more 295 6.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Temple Terrace For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Citizens Property Insurance $1,950
150,000 27 NO State Farm Florida Insurance $3,302
150,000 27 NO Tower Hill Select Insurance $2,974
150,000 27 YES Southern Oak Insurance $2,076
150,000 27 YES St. Johns Insurance $1,603
150,000 27 YES United Property & Casualty Insurance $1,175
150,000 27 YES Universal Property & Casualty Insurance $1,420
300,000 12 NA First Protective Insurance $2,563

Temple Terrace, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$7,700
Yearly Temple Terrace Homeowner Insurance Premium Example $3,400$2,200
Out of Pocket Expense During Claim$1,700$7,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $22,100$20,900
Net Savings to Temple Terrace Home Owner from High Deductible Plan $1,200

Temple Terrace, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Temple Terrace, FL Home Replacement Value MORE than Home Value Temple Terrace, FL Home Replacement Value LESS than Home Value
Replacement Value $255,000 $177,500
Insurance Premium based on Replacement Value $5,175 $3,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $1,025/year Insurance costlier by $550/year

Example Temple Terrace Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersGEICO Insurance
Monthly Premium 298231147
Year Built 201420041991
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$250000-$300000$150000-$175000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Temple Terrace, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 240,000 Slate Shingles Roof 2,070 4 $1000-$2500 Deductible 930 3 Fiber-Cement Siding No
1983 120,000 Metal Roof 1,010 2 $500- $1000 Deductible 1990 12 Vinyl siding No
1998 205,000 Composition Roof 2,030 3 $2500-$5000 Deductible 2130 7 Brick siding yes
1967 175,000 Asphalt Shingles Roof 1,610 2 $5000 to $10,000 Deductible 1630 8 Stone Siding No
1986 150,000 Slate Shingles Roof 1,610 2 $500- $1000 Deductible 250 1 Vinyl siding yes
1990 130,000 Tile Roof 1,160 2 $500 Deductible 3040 12 Vinyl siding No
1962 175,000 Composition Roof 1,990 5 $5000 to $10,000 Deductible 2120 12 Wood siding yes
2013 140,000 Tile Roof 1,320 2 $1000-$2500 Deductible 1210 5 Stucco siding yes
2005 225,000 Wood Shake Roof 2,280 4 $500 Deductible 670 2 Fiber-Cement Siding yes
1988 365,000 Tile Roof 3,830 5 $2500-$5000 Deductible 6100 12 Stone Siding No
2005 575,000 Metal Roof 4,890 5 $2500-$5000 Deductible 10060 12 Fiber-Cement Siding yes
1992 245,000 Slate Shingles Roof 2,000 4 $500 Deductible 3020 7 Fiber-Cement Siding No
1963 135,000 Tile Roof 1,470 3 $500 Deductible 1350 7 Wood siding yes
1983 270,000 Shingles Roof 2,800 5 $5000 to $10,000 Deductible 3830 12 Stucco siding yes
1990 290,000 Composition Roof 2,660 5 $2500-$5000 Deductible 480 2 Wood siding No
1996 135,000 Membrane Roof 1,410 2 $500- $1000 Deductible 1210 5 Stucco siding yes
1986 185,000 Asphalt Shingles Roof 1,530 2 $500- $1000 Deductible 3070 8 Vinyl siding yes
2011 340,000 Membrane Roof 4,050 5 $500 Deductible 2840 7 Stone Siding No
1996 300,000 Metal Roof 3,120 5 $5000 to $10,000 Deductible 1130 5 Vinyl siding yes
2013 225,000 Composition Roof 2,090 4 $5000 to $10,000 Deductible 550 2 Stone Siding No
1960 140,000 Shingles Roof 1,620 3 $500- $1000 Deductible 2250 9 Brick siding yes
2012 135,000 Tile Roof 1,530 2 $2500-$5000 Deductible 1720 12 Fiber-Cement Siding No
1969 375,000 Wood Shake Roof 3,670 5 $2500-$5000 Deductible 3290 6 Fiber-Cement Siding yes
2007 265,000 Asphalt Shingles Roof 2,830 4 $1000-$2500 Deductible 1820 5 Stucco siding yes
1965 175,000 Asphalt Shingles Roof 2,150 3 $500- $1000 Deductible 230 1 Vinyl siding yes
1995 340,000 Slate Shingles Roof 3,330 5 > $10,000 Deductible 3670 10 Stucco siding No
1989 335,000 Metal Roof 3,240 4 $1000-$2500 Deductible 1980 4 Stone Siding No
1981 350,000 Slate Shingles Roof 3,260 5 $500- $1000 Deductible 1480 3 Brick siding No
1986 335,000 Shingles Roof 3,240 4 $500- $1000 Deductible 4870 10 Fiber-Cement Siding No
1999 185,000 Membrane Roof 2,260 3 $2500-$5000 Deductible 230 1 Wood siding No
1961 130,000 Slate Shingles Roof 1,170 2 $500- $1000 Deductible 2380 12 Wood siding No
2010 395,000 Tile Roof 4,320 5 $1000-$2500 Deductible 600 1 Fiber-Cement Siding yes
2005 160,000 Composition Roof 1,400 2 $500- $1000 Deductible 600 3 Brick siding yes
2008 210,000 Asphalt Shingles Roof 2,050 4 $2500-$5000 Deductible 2210 7 Stone Siding yes