Temple Hills Insurance Rates:

Temple Hills, MD homeowners insurance is nearly $595 to $809, about $49-$67/month. Our thorough guide reveals consumers can save as much as $280 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Temple Hills, MD Homeowners Insurance By Home Value

Temple Hills, MD Home Value Total Homes % of Total Average Temple Hills, MD Homeowners Insurance
Less than $50,000 17 1.0% $63
$125,000 to $149,999 42 4.0% $358
$150,000 to $174,999 57 5.0% $421
$175,000 to $199,999 103 9.0% $491
$200,000 to $249,999 254 24.0% $589
$250,000 to $299,999 311 29.0% $723
$300,000 to $399,999 251 24.0% $919

Top Home Insurance Agents Near Temple Hills, MD

Home Insurance Company Near Temple Hills, MD Homeowners Insurance Agency Near Temple Hills, MD Address
Liberty Mutual Independent Bb&T - Frederick Underwriters 7200 BANK CT, FREDERICK, MD, 21703
Allstate Catherine B. Sorrell 795 Aquahart Rd Ste 228, Glen Burnie, MD, 21061
State Farm Josh Mesh 25450 Pt Lkout Rd Ste 2, Leonardtown, MD, 20650-3841
State Farm Melvin Harnsberry 6331 Allentown Rd, Camp Springs, MD, 20748-2616
State Farm Will Wingo 12116 Darnestown Road Suite L2, Gaithersburg, MD, 20878-2227

Cost Of Homeowners Insurance By Street Near Temple Hills, MD

Streets in Temple Hills Area Homeowners Insurance Cost
Beachcraft Ct, Edgemere Ct, Southgate Dr, Stan Haven Rd, Farness Dr, Westridge Pl, Rehling St, Chestnut Ave, Toby Dr, Simmons Ln$715
Acorn Dr, Southgate Ct, John Adams Dr, Damian Dr, Suburban Ct, Brentley Rd, Purdun Dr, Sharon Rd, Crystal Ln, Fisher Dr$712
Alcon Dr, Collinson Ct, Clow Ct, Lucerne Rd, Pelham Ct, Jane Ct, Cedell Pl, Dodge Ln, Portal Ave, Colon Ter$711
Matthews Dr, Corkran Ln, Westridge Ct, Joan Ln, Acton Rd, Dogwood Dr, Temple Blvd, Trude St, Church Way, Norris Dr$714
Cristina Lynn Ct, Joel Ln, Tipton Dr, Corning Ave, Charlotte Dr, Lambert Dr, Cedar Bluff Pl, Glen Rock Ave, Teak Ct, Gull Rd$705

Temple Hills, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Temple Hills$104 to $107
Marlow Heights$105
Camp Springs$106
Glassmanor$104

Temple Hills, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Marlow Heights CDP, Maryland $88 $117 $176
Camp Springs CDP, Maryland $89 $118 $177
Glassmanor CDP, Maryland $87 $116 $174

Temple Hills, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Temple Hills, MD2.7%9.8%
Marlow Heights3.04%9.43%
Camp Springs2.62%8.68%
Glassmanor3.06%9.63%

Temple Hills Renters Insurance as a Percentage of Rent

Temple Hills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 102 4.0% $1234
$750 to $999 232 11.0% $2659
$1,000 to $1,499 1,355 65.0% $3784
$1,500 or more 358 17.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby Temple Hills For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
310,000 500 Frame 35 Aig Property Casualty Co. 1,263
410,000 1,000 Masonry 15 Cumberland Mutual Fire Insurance Co. 1,164
410,000 1,000 Masonry 15 Donegal Mutual Insurance Co. 1,337
310,000 500 Frame 35 Federal Insurance Co. 2,042
360,000 500 Frame 25 Hartford Fire Insurance Co. 1,597
410,000 1,000 Masonry 15 Horace Mann Insurance Co. 1,233
410,000 1,000 Masonry 15 Mutual Benefit Insurance Co. 1,291
410,000 1,000 Masonry 15 Teachers Insurance Co. 924
460,000 1,000 Frame 10 Teachers Insurance Co. 1,155
310,000 500 Frame 35 Windsor Mt. Joy Mutual Insurance Co. 1,094

Temple Hills, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Temple Hills Homeowner Insurance Premium Example $2,100$1,500
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,400$14,200
Net Savings to Temple Hills Home Owner from High Deductible Plan $1,200

Temple Hills, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Temple Hills, MD Home Replacement Value MORE than Home Value Temple Hills, MD Home Replacement Value LESS than Home Value
Replacement Value $307,500 $200,500
Insurance Premium based on Replacement Value $1,450 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,000 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $300/year

Example Temple Hills Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceErie Insurance
Monthly Premium 1134197
Year Built 198620061998
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$125000-$150000$250000-$300000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Temple Hills, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 280,000 Wood Shake Roof 1,910 3 > $10,000 Deductible 210 3 Stone Siding No
2006 470,000 Slate Shingles Roof 3,030 5 > $10,000 Deductible 920 9 Wood siding yes
2003 280,000 Wood Shake Roof 1,890 4 $5000 to $10,000 Deductible 80 1 Brick siding yes
2005 220,000 Metal Roof 1,580 2 > $10,000 Deductible 170 3 Stucco siding yes
2003 345,000 Tile Roof 2,130 4 $5000 to $10,000 Deductible 940 10 Brick siding No
1974 215,000 Wood Shake Roof 1,760 2 > $10,000 Deductible 130 2 Brick siding No
2009 400,000 Tile Roof 2,620 5 $5000 to $10,000 Deductible 820 7 Vinyl siding yes
1993 195,000 Membrane Roof 1,710 2 $5000 to $10,000 Deductible 350 9 Wood siding yes
2006 345,000 Slate Shingles Roof 2,860 4 $2500-$5000 Deductible 210 2 Vinyl siding No
1972 190,000 Slate Shingles Roof 1,340 3 $500- $1000 Deductible 640 10 Fiber-Cement Siding No
1964 190,000 Metal Roof 1,580 2 $2500-$5000 Deductible 100 2 Wood siding No
1987 290,000 Tile Roof 2,000 3 $500- $1000 Deductible 450 4 Wood siding No
1972 140,000 Metal Roof 1,180 2 $500 Deductible 220 4 Stone Siding No
1964 335,000 Tile Roof 2,050 5 > $10,000 Deductible 490 10 Vinyl siding No
1970 405,000 Composition Roof 3,200 5 $500 Deductible 660 3 Wood siding yes
1980 325,000 Asphalt Shingles Roof 2,020 4 $500 Deductible 100 1 Fiber-Cement Siding No
1993 270,000 Membrane Roof 1,710 3 $500 Deductible 1030 10 Stone Siding No
2003 305,000 Composition Roof 2,050 5 $500- $1000 Deductible 1210 8 Vinyl siding yes
1977 395,000 Membrane Roof 2,560 5 $5000 to $10,000 Deductible 200 2 Brick siding yes
1991 325,000 Composition Roof 2,210 4 $500 Deductible 1720 12 Brick siding yes
1978 255,000 Composition Roof 1,670 3 $500 Deductible 650 7 Stone Siding No
2007 370,000 Metal Roof 3,230 5 $500 Deductible 860 8 Stone Siding No
1970 260,000 Composition Roof 1,640 4 $5000 to $10,000 Deductible 830 9 Brick siding No
1974 170,000 Asphalt Shingles Roof 1,040 2 $1000-$2500 Deductible 160 3 Stone Siding yes
2000 540,000 Shingles Roof 3,240 4 $500 Deductible 3180 12 Stone Siding No
1974 475,000 Metal Roof 3,350 4 $1000-$2500 Deductible 780 5 Stucco siding No
1960 330,000 Slate Shingles Roof 2,670 4 > $10,000 Deductible 410 7 Vinyl siding No
1965 275,000 Wood Shake Roof 2,210 3 $500 Deductible 240 2 Stucco siding yes