Tehachapi Insurance Rates:

Tehachapi, CA homeowners insurance is about $512 to $695, about $42-$57/month. Our detailed guide shows customers can save upto $241 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Old Republic Home Protection
The old republic continued to deny my reimbursement request after having to pay out of pocket to have something fixed that they should have had fixed in the first place. needless to say, i immediately filed for a cancellation of their services.
Farmer's Insurance
Based off of the conversation with the homeowner, the insurance policy is great, and the company is easy to communicate with. They offer great customer service and offer competitive rates.
State Farm
We have a lot of coverage for medical, interior belonging, building itself. Also on our policy we have appliance and water line added which is a huge bonus .
Farmer's Insurance
I would highly recommend this insurance to anyone because of their ease of use, great policies, and also flexible policies that fit anyone's life and budget.
Progressive
I am pleased with the premium and deductible of my insurance company. I would give them a 4 for being reasonable above other insurance companies.
Nationwide
If i have ever had to file a claim, they have never jack prices up ridiculously. anything they’ve ever raised it to was fair and within reason.
Mercury
So far the communication has been brief and very informative. I have not had to have a lot of communication.
State Farm
I am completely neutral about this. I chose it since it recognized my zip code. No other reason. Prices and coverage are all about the same for all companies.
State Farm
The customer service is great. My agent is always available any time of the day. I can always call him or text him and get a response instantly.
State Farm
Sometimes it seems we receive too many letters. I could do without the unsolicited mailings about other insurance products, but they do consistently send updates and notices when rates or policy details change.
Progressive
I dislike the fact that customer service is not always available. When I call to ask to speak to a rep I can never get through sometimes I have to wait on hold for about an hour to get through to a customer service agent. I also dislike the hold music they have playing.
Geico
The premium and deductible I pay are comparable to other company's quotes and the coverage is also similar. The premium comes from escrow so I don't notice paying it
Geico
Geico was the only company I could find that would insure us after a fire in our area nearby. Their prices were higher than what I was paying before, but that is ok.
Farmer's Insurance
I would recommend this company because they are reliable and reasonably priced. They offer the minimum amount necessary for my apartment complex's rental agreement.

Tehachapi, CA Homeowners Insurance By Home Value

Tehachapi, CA Home Value Total Homes % of Total Average Tehachapi, CA Homeowners Insurance
Less than $50,000 394 5.0% $60
$50,000 to $59,999 112 1.0% $132
$60,000 to $69,999 81 1.0% $169
$70,000 to $79,999 81 1.0% $193
$80,000 to $89,999 242 3.0% $217
$100,000 to $124,999 287 3.0% $283
$125,000 to $149,999 626 8.0% $356
$150,000 to $174,999 827 11.0% $422
$175,000 to $199,999 599 8.0% $489
$200,000 to $249,999 1,521 20.0% $585
$250,000 to $299,999 1,036 13.0% $718
$300,000 to $399,999 1,547 20.0% $912

Top Home Insurance Agents Near Tehachapi, CA

Home Insurance Company Near Tehachapi, CA Homeowners Insurance Agency Near Tehachapi, CA Address
State Farm Gary Charlon 6047 Lake Isabella Blvd, Lake Isabella, CA, 93240
Farmers Jack Gilliam 44504 10th St W, Lancaster, CA, 93534
Nationwide Michaud Insurance Agency Inc 201 California Ave, Bakersfield, CA, 93304
Allstate Nathalia Camacho 23300 Cinema Dr Ste 102, Valencia, CA, 91355
Farmers Tim Graves 321 Stine Rd, Bakersfield, CA, 93309

Tehachapi, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Tehachapi, CA

Streets in Tehachapi Area Homeowners Insurance Cost
Sarida Rd, Jury Ranch Dr, Wingfoot Pl, Sweet Cherry Ln, Sunland Way, Grove Ave, Meadow View Ct, Sasia Rd, Oak Pl, Feather Rd$620
N Rancho Dr, Sheeptrail Ct, Pine Summit Ct, Orchard St, Pearce Dr, Aleah Ln, Black Oak St, Saddleback Dr, Savannah Pl, Pine Tree Mine Rd$610
Miranda Ct, Rocky Ct, Chateau Ct, Busher Way, Sweetleaf Ln, Sierra Vista Dr, Tim Tam Pl, Creekside Dr, Santa Barbara Dr, Dennison Rd$611
Flare Dr, Clearview St, Branch Ct, Alan Ln, Brentwood Dr, Sweet Water Rd, Franceshi Rd, Chaparal St, Serra Pl, Creekside Ct$605
Indian Creek Rd, McIntosh St, Oak Glen Ave, Larkspur Ave, Blueridge Dr, Skyline Dr, Rosehaven, Brownfield St, Brentwood Dr, Springhill Ave$592
Hacienda Dr, Pinto Ct, Westwood Blvd, Zachery Rd, Engelbert Ct, Rawhide Ct, Hill St, Teton Park Dr, Palomino Way, Mountain Dr$609
140th St W, Banducci Rd, Gotthardt Dr, Angus Ct, Mountain View Dr, Kelton St, Kraft Ln, Jawbone Canyon Rd, Cameron Canyon Rd, Tamarac Dr$607
Scout Point Ct, E Steuber Rd, Cherry Ln, Derby Way, Hart Dr, Tucker Rd, Harness Dr, David Rd, Count Fleet Ct, Sunrise Ct$608
Winesap, Jacaranda Dr, Deer Creek Way, Saisa Rd, 280 St W, Senica Way, Anthony Ave, Sierra Song Ave, Sulky Ln, 130th St W$606
Adalante St, Golden Star Blvd, Matterhorn Ct, Birch Ct, Lalaponzi Ct, Cedar Glen Dr, Capot Ct, McLean Dr, Cub Ct, Oak Creek Rd$607

Tehachapi, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tehachapi$90 to $92
Golden Hills$90
Stallion Springs$91
Bear Valley Springs$92

Tehachapi, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Golden Hills CDP, California $75 $100 $150
Stallion Springs CDP, California $76 $101 $151
Bear Valley Springs CDP, California $77 $103 $154

Tehachapi, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tehachapi, CA3.0%12.8%
Golden Hills3.16%13.52%
Stallion Springs2.97%11.74%
Bear Valley Springs2.34%8.2%

Tehachapi Renters Insurance as a Percentage of Rent

Tehachapi Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 1.0% $347
$300 to $499 187 5.0% $1247
$500 to $749 760 22.0% $1922
$750 to $999 1,008 30.0% $2672
$1,000 to $1,499 836 25.0% $3797
$1,500 or more 478 14.0% $5447

Tehachapi, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Tehachapi Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,500$7,000
Net Savings to Tehachapi Home Owner from High Deductible Plan $500

Tehachapi, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tehachapi, CA Home Replacement Value MORE than Home Value Tehachapi, CA Home Replacement Value LESS than Home Value
Replacement Value $329,000 $209,000
Insurance Premium based on Replacement Value $1,125 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $74,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year

Example Tehachapi Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateGEICO Insurance
Monthly Premium 43112100
Year Built 199519862003
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$400000-$500000$600000-$700000
Deductible $500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Tehachapi, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 230,000 Tile Roof 1,770 4 $500- $1000 Deductible 340 5 Stone Siding No
2009 255,000 Composition Roof 1,910 3 > $10,000 Deductible 300 8 Stone Siding yes
2013 350,000 Asphalt Shingles Roof 3,050 5 > $10,000 Deductible 230 5 Wood siding No
2013 455,000 Membrane Roof 3,270 4 $500- $1000 Deductible 620 7 Wood siding yes
1986 260,000 Shingles Roof 2,000 5 $5000 to $10,000 Deductible 300 7 Brick siding No
1995 330,000 Membrane Roof 2,270 3 $500- $1000 Deductible 610 6 Fiber-Cement Siding No
1989 285,000 Wood Shake Roof 2,130 4 $2500-$5000 Deductible 200 6 Brick siding No
2014 235,000 Asphalt Shingles Roof 2,040 4 > $10,000 Deductible 360 10 Stucco siding No
2005 610,000 Membrane Roof 4,340 5 $2500-$5000 Deductible 540 4 Stone Siding No
2002 580,000 Slate Shingles Roof 4,010 5 > $10,000 Deductible 390 5 Wood siding yes
2014 350,000 Composition Roof 2,950 4 > $10,000 Deductible 200 5 Stucco siding yes
1989 240,000 Tile Roof 2,260 4 $500 Deductible 530 7 Fiber-Cement Siding yes
2014 365,000 Asphalt Shingles Roof 3,180 5 $500- $1000 Deductible 360 4 Vinyl siding No
2002 280,000 Shingles Roof 2,320 3 $5000 to $10,000 Deductible 440 12 Stucco siding yes
1981 395,000 Shingles Roof 3,220 4 $1000-$2500 Deductible 150 2 Brick siding No
1989 200,000 Wood Shake Roof 1,440 3 $500- $1000 Deductible 400 8 Stucco siding yes
1995 300,000 Slate Shingles Roof 2,610 4 $1000-$2500 Deductible 400 6 Stone Siding No
1985 730,000 Wood Shake Roof 4,900 5 $2500-$5000 Deductible 760 7 Vinyl siding No
2013 355,000 Wood Shake Roof 3,320 5 $1000-$2500 Deductible 150 2 Wood siding No
1988 225,000 Metal Roof 1,840 4 $5000 to $10,000 Deductible 130 3 Fiber-Cement Siding yes
1993 430,000 Metal Roof 3,240 5 $500- $1000 Deductible 410 4 Stone Siding yes
1991 315,000 Slate Shingles Roof 2,160 3 $1000-$2500 Deductible 160 2 Brick siding yes
2014 425,000 Asphalt Shingles Roof 3,780 5 $500 Deductible 1620 12 Vinyl siding No
2005 400,000 Composition Roof 2,710 4 $500- $1000 Deductible 170 2 Vinyl siding yes
1985 340,000 Composition Roof 2,670 4 $2500-$5000 Deductible 590 8 Brick siding yes
1992 470,000 Composition Roof 3,340 4 $5000 to $10,000 Deductible 140 2 Vinyl siding yes
1982 540,000 Slate Shingles Roof 3,650 5 $500- $1000 Deductible 660 5 Stone Siding No
2007 260,000 Metal Roof 2,310 3 $500 Deductible 490 8 Vinyl siding yes
1981 235,000 Asphalt Shingles Roof 1,710 4 $5000 to $10,000 Deductible 30 1 Brick siding yes
2000 290,000 Metal Roof 2,090 3 $500 Deductible 360 8 Stone Siding yes
2003 220,000 Metal Roof 1,940 3 $500 Deductible 360 9 Vinyl siding No
2007 255,000 Wood Shake Roof 1,790 5 $500 Deductible 50 1 Stucco siding No
1991 240,000 Tile Roof 2,020 3 $2500-$5000 Deductible 30 1 Brick siding yes
2011 160,000 Composition Roof 1,570 3 $500 Deductible 60 2 Fiber-Cement Siding yes

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