Tega Cay Insurance Rates:

Tega Cay, SC homeowners insurance is about $737 to $1,019, about $61-$84/month. Our all inclusive research reveals consumers can save upto $351 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Tega Cay, SC Homeowners Insurance By Home Value

Tega Cay, SC Home Value Total Homes % of Total Average Tega Cay, SC Homeowners Insurance
Less than $50,000 51 2.0% $70
$125,000 to $149,999 200 10.0% $430
$150,000 to $174,999 203 10.0% $500
$175,000 to $199,999 265 13.0% $579
$200,000 to $249,999 253 12.0% $702
$250,000 to $299,999 385 19.0% $860
$300,000 to $399,999 599 30.0% $1088

Top Home Insurance Agents Near Tega Cay, SC

Home Insurance Company Near Tega Cay, SC Homeowners Insurance Agency Near Tega Cay, SC Address
NA Express Insurance Service, Inc. 4016 Wilkinson Blvd Ste F, Charlotte, NC, 28208
NA Group Benefit Solutions 580 Gateway Dr , Davidson, NC, 28036
Liberty Mutual Independent Angel Insurance And Financial Services Inc. 404 Oakland Ave, ROCK HILL, SC, 29730
Nationwide Brandon Price Insurance Agency Llc 107 Stone Village Dr, Fort Mill, SC, 29708
Nationwide Griffin Ins Agency Inc. 208 Stanford Rd, Lincolnton, NC, 28092

Tega Cay, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
India Hook CDP, South Carolina $102 $135 $203
Riverview CDP, South Carolina $97 $129 $194
Fort Mill CCD, York County, South Carolina $107 $142 $213

Tega Cay, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tega Cay, SC4.1%16.1%
India Hook5.95%16.31%
Fort Mill4.33%19.47%
Newport5.2%22.91%

Tega Cay Renters Insurance as a Percentage of Rent

Tega Cay Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 27 20.0% $2640
$1,000 to $1,499 52 39.0% $3765
$1,500 or more 54 40.0% $5415

Tega Cay, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Tega Cay Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,100$13,600
Net Savings to Tega Cay Home Owner from High Deductible Plan $1,500

Tega Cay, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tega Cay, SC Home Replacement Value MORE than Home Value Tega Cay, SC Home Replacement Value LESS than Home Value
Replacement Value $411,500 $245,500
Insurance Premium based on Replacement Value $3,750 $2,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,500 Risk Exposure from Under Insuring Coverage is $92,500
Premium Impact Insurance cheaper by $850/year Insurance costlier by $675/year

Example Tega Cay Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualState Farm
Monthly Premium 211317179
Year Built 201320011986
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$400000-$500000$600000-$700000
Deductible $500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Tega Cay, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 250,000 Shingles Roof 1,630 4 > $10,000 Deductible 1060 10 Stone Siding yes
2009 255,000 Wood Shake Roof 1,620 4 $500 Deductible 380 3 Stucco siding yes
1995 380,000 Tile Roof 2,370 3 $500- $1000 Deductible 3840 12 Stone Siding yes
2013 205,000 Shingles Roof 1,320 3 > $10,000 Deductible 980 12 Wood siding yes
1993 440,000 Slate Shingles Roof 3,050 4 $5000 to $10,000 Deductible 820 4 Vinyl siding yes
2009 780,000 Asphalt Shingles Roof 4,980 5 $500- $1000 Deductible 1600 3 Wood siding No
1986 300,000 Composition Roof 2,370 3 $2500-$5000 Deductible 640 4 Brick siding yes
1984 200,000 Shingles Roof 1,460 3 $5000 to $10,000 Deductible 530 8 Stone Siding No
1992 155,000 Tile Roof 1,270 3 $2500-$5000 Deductible 880 9 Stone Siding yes
1996 190,000 Composition Roof 1,300 3 $5000 to $10,000 Deductible 920 10 Vinyl siding No
1994 460,000 Membrane Roof 3,580 5 $5000 to $10,000 Deductible 350 2 Stone Siding No
1984 245,000 Metal Roof 1,620 3 > $10,000 Deductible 630 9 Vinyl siding yes
1992 300,000 Membrane Roof 2,060 4 $1000-$2500 Deductible 970 6 Stone Siding yes
1986 315,000 Asphalt Shingles Roof 1,980 3 $1000-$2500 Deductible 470 3 Vinyl siding No
2013 470,000 Asphalt Shingles Roof 3,750 5 $5000 to $10,000 Deductible 150 1 Stucco siding yes
1999 280,000 Tile Roof 2,090 3 $500- $1000 Deductible 1540 9 Wood siding yes
2013 435,000 Tile Roof 2,510 5 $500- $1000 Deductible 2160 8 Vinyl siding No
2002 285,000 Wood Shake Roof 1,800 4 $500 Deductible 650 5 Wood siding No
1992 340,000 Slate Shingles Roof 2,310 3 $2500-$5000 Deductible 420 3 Stone Siding No
1985 225,000 Shingles Roof 1,550 3 $2500-$5000 Deductible 720 6 Brick siding No
1993 255,000 Tile Roof 1,800 3 $500 Deductible 610 4 Vinyl siding No
1993 330,000 Slate Shingles Roof 1,990 5 > $10,000 Deductible 500 4 Stone Siding No
1980 300,000 Tile Roof 2,440 4 $1000-$2500 Deductible 1200 8 Stone Siding No
1984 185,000 Wood Shake Roof 1,240 3 $1000-$2500 Deductible 760 5 Wood siding yes
2008 810,000 Metal Roof 4,770 5 $500- $1000 Deductible 5040 10 Wood siding yes
2002 175,000 Asphalt Shingles Roof 1,390 3 $5000 to $10,000 Deductible 250 3 Vinyl siding yes
1999 320,000 Tile Roof 2,320 3 $5000 to $10,000 Deductible 750 5 Stone Siding yes
2013 295,000 Slate Shingles Roof 1,820 5 > $10,000 Deductible 490 5 Brick siding No
1988 585,000 Asphalt Shingles Roof 4,430 5 $500- $1000 Deductible 1850 5 Stucco siding No
2001 525,000 Wood Shake Roof 3,230 4 $5000 to $10,000 Deductible 320 2 Wood siding No
2006 295,000 Asphalt Shingles Roof 1,830 4 > $10,000 Deductible 180 2 Wood siding yes