Teays Insurance Rates:

Teays, WV homeowners insurance is roughly $827 to $1,135, about $68-$94/month. Our exhaustive research shows customers can save upto $392 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Teays, WV Homeowners Insurance By Home Value

Teays, WV Home Value Total Homes % of Total Average Teays, WV Homeowners Insurance
Less than $50,000 192 4.0% $107
$60,000 to $69,999 47 1.0% $294
$70,000 to $79,999 104 2.0% $343
$80,000 to $89,999 158 3.0% $382
$90,000 to $99,999 106 2.0% $431
$100,000 to $124,999 228 4.0% $500
$125,000 to $149,999 354 7.0% $627
$150,000 to $174,999 435 9.0% $735
$175,000 to $199,999 509 11.0% $853
$200,000 to $249,999 889 19.0% $1030
$250,000 to $299,999 940 20.0% $1255
$300,000 to $399,999 603 13.0% $1599

Top Home Insurance Agents Near Teays, WV

Home Insurance Company Near Teays, WV Homeowners Insurance Agency Near Teays, WV Address
Nationwide Greg Dalton Insurance Inc. 447 Stratton Street, Logan, WV, 25601-3913
Allstate Insurance Plus Inc. 560 2nd Ave, Gallipolis, OH, 45631
Nationwide Ricky D Jackson 700 Jefferson Rd, Charleston, WV, 25309-1639
Liberty Mutual Independent The Elite Agency Inc 107 W MADISON ST, LOUISA, KY, 41230
Nationwide Todd Andrew Boggs 3112 Court Street, Ft Gay, WV, 25514-9998

Teays, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Teays Valley CDP, West Virginia $121 $161 $242
Curry district, Putnam County, West Virginia $115 $153 $229
Hurricane city, West Virginia $117 $156 $234

Teays, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Teays, WV5.7%24.5%
Teays Valley5.99%23.29%
Curry7.74%25.05%
Hurricane6.78%22.57%

Teays Renters Insurance as a Percentage of Rent

Teays Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 53 6.0% $325
$300 to $499 25 3.0% $1225
$500 to $749 442 54.0% $1900
$750 to $999 241 29.0% $2650
$1,500 or more 55 6.0% $5425

Teays, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Teays Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Teays Home Owner from High Deductible Plan $600

Teays, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Teays, WV Home Replacement Value MORE than Home Value Teays, WV Home Replacement Value LESS than Home Value
Replacement Value $256,000 $182,500
Insurance Premium based on Replacement Value $1,375 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Teays Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateNationwide Insurance
Monthly Premium 4611197
Year Built 198120081994
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$400000-$500000$350000-$400000
Deductible > $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Teays, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 160,000 Shingles Roof 1,290 3 $500- $1000 Deductible 410 7 Vinyl siding yes
1990 140,000 Tile Roof 1,500 3 $1000-$2500 Deductible 60 1 Stone Siding No
2012 290,000 Composition Roof 2,110 3 $500 Deductible 300 2 Wood siding yes
2003 260,000 Metal Roof 1,970 3 > $10,000 Deductible 700 12 Vinyl siding yes
1986 180,000 Composition Roof 1,600 3 $500 Deductible 520 8 Stucco siding No
1993 225,000 Asphalt Shingles Roof 1,670 4 $2500-$5000 Deductible 900 10 Wood siding yes
1994 180,000 Slate Shingles Roof 1,890 4 $500- $1000 Deductible 820 12 Stone Siding yes
2002 195,000 Wood Shake Roof 1,510 3 $1000-$2500 Deductible 840 12 Stone Siding yes
2014 395,000 Asphalt Shingles Roof 3,740 5 $1000-$2500 Deductible 1200 10 Vinyl siding yes
1990 545,000 Composition Roof 4,060 5 $500 Deductible 1190 4 Wood siding yes
1983 450,000 Membrane Roof 3,870 5 $2500-$5000 Deductible 190 2 Vinyl siding No
2011 170,000 Tile Roof 1,320 3 $2500-$5000 Deductible 350 7 Brick siding yes
1989 270,000 Asphalt Shingles Roof 2,220 3 > $10,000 Deductible 290 5 Fiber-Cement Siding No