Teays Valley Insurance Rates:

Teays Valley, WV homeowners insurance is approximately $818 to $1,123, about $68-$93/month. Our exhaustive research reveals consumers can save upto $388 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Teays Valley, WV Homeowners Insurance By Home Value

Teays Valley, WV Home Value Total Homes % of Total Average Teays Valley, WV Homeowners Insurance
Less than $50,000 196 4.0% $116
$60,000 to $69,999 47 1.0% $310
$70,000 to $79,999 96 2.0% $358
$80,000 to $89,999 149 3.0% $407
$90,000 to $99,999 109 2.0% $465
$100,000 to $124,999 235 5.0% $533
$125,000 to $149,999 392 9.0% $669
$150,000 to $174,999 566 13.0% $795
$175,000 to $199,999 458 10.0% $911
$200,000 to $249,999 682 15.0% $1096
$250,000 to $299,999 829 19.0% $1348
$300,000 to $399,999 506 11.0% $1707

Top Home Insurance Agents Near Teays Valley, WV

Home Insurance Company Near Teays Valley, WV Homeowners Insurance Agency Near Teays Valley, WV Address
NA Elkins Insurance Agency, Inc. 1103 Smith St, Milton, WV, 25541
NA Iiawv 2006 Kanawha Blvd E, Charleston, WV, 25311
Liberty Mutual Jon Duggan 112 Brent Way, Hurricane, WV, 25526
Nationwide Jon W Parrack Ii 809 Viand St, Point Pleasant, WV, 25550-1826
Nationwide Partners Insurance & Financial Svcsinc 2998 Court St, Ft. Gay, WV, 25514

Teays Valley, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Teays district, Putnam County, West Virginia $123 $163 $245
Scott district, Putnam County, West Virginia $118 $157 $236
Putnam County, West Virginia $117 $155 $233

Teays Valley, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Teays Valley, WV6.0%23.3%
Teays5.7%24.48%
Scott6.94%23.77%
Putnam County7.08%26.36%

Teays Valley Renters Insurance as a Percentage of Rent

Teays Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 53 6.0% $331
$300 to $499 11 1.0% $1231
$500 to $749 375 47.0% $1906
$750 to $999 228 28.0% $2656
$1,000 to $1,499 77 9.0% $3781
$1,500 or more 51 6.0% $5431

Teays Valley, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Teays Valley Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,400$7,900
Net Savings to Teays Valley Home Owner from High Deductible Plan $1,500

Teays Valley, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Teays Valley, WV Home Replacement Value MORE than Home Value Teays Valley, WV Home Replacement Value LESS than Home Value
Replacement Value $226,500 $129,000
Insurance Premium based on Replacement Value $1,150 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $300/year

Example Teays Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 5438187
Year Built 198620112008
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Teays Valley, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 310,000 Composition Roof 2,930 4 $1000-$2500 Deductible 510 4 Stucco siding yes
1988 275,000 Membrane Roof 2,870 5 $2500-$5000 Deductible 90 1 Stone Siding yes
2010 250,000 Composition Roof 2,180 3 $1000-$2500 Deductible 500 6 Fiber-Cement Siding yes
2007 345,000 Metal Roof 2,990 5 $2500-$5000 Deductible 720 7 Fiber-Cement Siding yes
1994 520,000 Shingles Roof 4,820 5 $500 Deductible 1100 5 Stone Siding No
2005 315,000 Slate Shingles Roof 2,370 4 $1000-$2500 Deductible 1170 10 Wood siding No
2012 195,000 Asphalt Shingles Roof 1,620 4 $5000 to $10,000 Deductible 190 5 Stucco siding yes
1983 375,000 Tile Roof 3,360 4 $500- $1000 Deductible 760 6 Wood siding No
2005 200,000 Slate Shingles Roof 1,540 3 $2500-$5000 Deductible 110 2 Stone Siding yes
2003 125,000 Composition Roof 1,240 3 $500 Deductible 410 7 Wood siding No
1984 250,000 Membrane Roof 2,080 4 > $10,000 Deductible 70 1 Wood siding No
2001 300,000 Wood Shake Roof 2,850 4 > $10,000 Deductible 140 2 Vinyl siding yes
1991 170,000 Metal Roof 1,820 4 $500 Deductible 700 8 Wood siding yes
1998 270,000 Asphalt Shingles Roof 2,110 3 > $10,000 Deductible 110 2 Vinyl siding No
2004 485,000 Composition Roof 4,210 5 $500- $1000 Deductible 240 1 Fiber-Cement Siding yes
1994 215,000 Metal Roof 1,750 3 > $10,000 Deductible 120 2 Stucco siding yes
1995 470,000 Slate Shingles Roof 4,480 5 $500 Deductible 1460 8 Stucco siding yes
1992 540,000 Asphalt Shingles Roof 4,990 5 $500- $1000 Deductible 470 2 Brick siding No
1990 480,000 Tile Roof 3,820 5 $2500-$5000 Deductible 1520 9 Fiber-Cement Siding No
2010 240,000 Wood Shake Roof 2,590 5 $500- $1000 Deductible 1150 12 Vinyl siding No
2007 160,000 Wood Shake Roof 1,640 4 $500 Deductible 500 8 Stucco siding No
2001 215,000 Membrane Roof 1,940 3 $2500-$5000 Deductible 230 5 Brick siding yes
1996 155,000 Membrane Roof 1,650 3 $500- $1000 Deductible 670 10 Stucco siding No
2005 475,000 Composition Roof 4,240 5 $2500-$5000 Deductible 760 5 Stucco siding yes
1993 240,000 Membrane Roof 1,990 4 $500 Deductible 1090 12 Stone Siding No
2012 515,000 Wood Shake Roof 4,770 5 $2500-$5000 Deductible 600 3 Fiber-Cement Siding No
1980 385,000 Composition Roof 2,900 4 $500- $1000 Deductible 150 1 Stone Siding No
2011 205,000 Membrane Roof 1,760 4 $2500-$5000 Deductible 140 2 Brick siding No
2012 165,000 Metal Roof 1,330 3 $5000 to $10,000 Deductible 180 5 Stucco siding yes
1995 220,000 Metal Roof 2,070 5 $1000-$2500 Deductible 650 9 Stone Siding No
2012 155,000 Composition Roof 1,700 3 $5000 to $10,000 Deductible 40 1 Wood siding No