Taylorsville Insurance Rates:

Taylorsville, KY homeowners insurance is approximately $658 to $900, about $54-$75/month. Our thorough research reveals consumers can save upto $311 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Taylorsville, KY Homeowners Insurance By Home Value

Taylorsville, KY Home Value Total Homes % of Total Average Taylorsville, KY Homeowners Insurance
Less than $50,000 148 9.0% $132
$50,000 to $59,999 23 1.0% $280
$60,000 to $69,999 52 3.0% $350
$70,000 to $79,999 18 1.0% $397
$80,000 to $89,999 32 2.0% $451
$90,000 to $99,999 24 1.0% $506
$100,000 to $124,999 249 15.0% $592
$125,000 to $149,999 341 21.0% $740
$150,000 to $174,999 331 20.0% $872
$175,000 to $199,999 20 1.0% $1004
$200,000 to $249,999 169 10.0% $1215
$250,000 to $299,999 114 7.0% $1480
$300,000 to $399,999 78 4.0% $1885

Top Home Insurance Agents Near Taylorsville, KY

Home Insurance Company Near Taylorsville, KY Homeowners Insurance Agency Near Taylorsville, KY Address
Travelers Diversified Insurance Group 1602 E 8TH STREET, JEFFERSONVILLE, IN, 47130
Travelers Heritage Ins Service Inc 908 LILY CREEK RD STE 201, LOUISVILLE, KY, 40243
State Farm Nick Fellows 410 Silver St, New Albany, IN, 47150-1569
State Farm Roger Baker 269 Regency Circle, Lexington, KY, 40503-2352
Allstate Tom Barrick 2891 Richmond Rd Ste 115, Lexington, KY, 40509

Cost Of Homeowners Insurance By Street Near Taylorsville, KY

Streets in Taylorsville Area Homeowners Insurance Cost
State Hwy 652, Stevens Ln, Ashes Creek Rd, Quail Call Ct, Fairground Rd, Sycamore Dr, Visitor Center Rd, Fairground Kelien Ln, Dove Trl, State Hwy 3230$779
Mill Hill, Smitha Rd, Pardner Ln, Little Mount Nc Rd, Swan Way W, Cedar Springs Dr, Murphy Ln, Mill St, State Hwy 1392, Little Union Rd$782
Odell Ct, Little Elk Rd, Rose Ln, Patton Spr, Crume Court St, Harley Dr, Townhill Rd, Farmers Trce, Whitetail Dr, Steve Allen Rd$779
Old Possom Ridge Rd, River Hill Rd, 4th St, Tanglewood Ct, Van Buren, Evelyn Dr, Market St, Red Row St, State Hwy 1416, Burgin Noel Rd$780
Franklin Rd, Pj Ct, Crume Ct, Paul Ave, Maple Ave, Baker Ct, Rising Sun, McKinnly Rd, Water St, Tanglewood Dr$782

Taylorsville, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Taylorsville$116 to $119
Spencer County$118
Bloomfield$113
Chaplin$109

Taylorsville, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spencer County, Kentucky $119 $158 $237
Bloomfield CCD, Nelson County, Kentucky $113 $151 $227
Chaplin CDP, Kentucky $110 $146 $219

Taylorsville, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Taylorsville, KY5.3%18.7%
Spencer County4.93%17.55%
Bloomfield5.52%22.89%
Chaplin7.5%25.67%

Taylorsville Renters Insurance as a Percentage of Rent

Taylorsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 2.0% $338
$200 to $299 27 6.0% $788
$300 to $499 103 26.0% $1238
$500 to $749 168 42.0% $1913
$750 to $999 59 14.0% $2663
$1,000 to $1,499 28 7.0% $3788

Taylorsville, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Taylorsville Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,900$9,100
Net Savings to Taylorsville Home Owner from High Deductible Plan $800

Taylorsville, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Taylorsville, KY Home Replacement Value MORE than Home Value Taylorsville, KY Home Replacement Value LESS than Home Value
Replacement Value $159,000 $111,500
Insurance Premium based on Replacement Value $725 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $175/year

Example Taylorsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceNationwide Insurance
Monthly Premium 293881
Year Built 200620121946
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Taylorsville, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 205,000 Membrane Roof 2,810 4 > $10,000 Deductible 460 7 Vinyl siding yes
2013 265,000 Slate Shingles Roof 3,310 4 $500- $1000 Deductible 940 9 Stone Siding yes
2006 140,000 Asphalt Shingles Roof 1,770 4 $2500-$5000 Deductible 40 1 Vinyl siding No
2012 135,000 Composition Roof 1,300 3 $1000-$2500 Deductible 110 2 Wood siding No
2006 225,000 Composition Roof 2,120 4 > $10,000 Deductible 310 8 Fiber-Cement Siding yes
2013 190,000 Shingles Roof 1,850 3 $500 Deductible 680 7 Vinyl siding yes
1949 165,000 Asphalt Shingles Roof 2,050 4 $5000 to $10,000 Deductible 340 8 Brick siding No
2013 150,000 Metal Roof 1,380 3 $1000-$2500 Deductible 490 8 Fiber-Cement Siding yes
2009 125,000 Asphalt Shingles Roof 1,620 4 $1000-$2500 Deductible 380 9 Stucco siding No
2004 110,000 Tile Roof 1,420 3 $2500-$5000 Deductible 230 7 Stucco siding yes
2010 290,000 Composition Roof 3,160 4 $1000-$2500 Deductible 100 1 Stucco siding yes
1949 195,000 Composition Roof 2,200 3 $2500-$5000 Deductible 150 2 Stucco siding yes
2014 295,000 Slate Shingles Roof 3,320 4 $500- $1000 Deductible 660 8 Stucco siding No
1944 155,000 Composition Roof 1,740 4 $500- $1000 Deductible 190 3 Stucco siding No
2012 145,000 Membrane Roof 1,700 3 $500- $1000 Deductible 60 1 Brick siding yes
1942 235,000 Metal Roof 2,990 4 $2500-$5000 Deductible 200 3 Stucco siding No
2010 185,000 Wood Shake Roof 2,400 4 $5000 to $10,000 Deductible 410 6 Stone Siding No
2013 115,000 Asphalt Shingles Roof 1,350 3 $2500-$5000 Deductible 420 12 Wood siding No
2001 165,000 Tile Roof 1,680 3 $1000-$2500 Deductible 600 10 Wood siding yes
2006 305,000 Shingles Roof 3,290 4 > $10,000 Deductible 540 9 Stucco siding No
1944 190,000 Wood Shake Roof 2,610 4 $500- $1000 Deductible 620 12 Fiber-Cement Siding No
1941 160,000 Composition Roof 1,590 3 $1000-$2500 Deductible 550 10 Stucco siding No
2014 235,000 Metal Roof 3,260 4 $500- $1000 Deductible 290 3 Stone Siding yes
2013 185,000 Wood Shake Roof 1,940 3 $1000-$2500 Deductible 60 1 Stone Siding yes
1946 140,000 Tile Roof 1,730 3 $500- $1000 Deductible 460 10 Stucco siding yes
1942 265,000 Slate Shingles Roof 2,490 4 $1000-$2500 Deductible 1040 10 Brick siding No
2011 305,000 Slate Shingles Roof 3,400 4 $5000 to $10,000 Deductible 170 2 Fiber-Cement Siding No
2014 210,000 Tile Roof 2,020 3 $500- $1000 Deductible 1010 12 Stone Siding No
2012 150,000 Tile Roof 1,690 3 $2500-$5000 Deductible 380 10 Vinyl siding yes
2011 170,000 Asphalt Shingles Roof 1,620 3 $1000-$2500 Deductible 240 3 Vinyl siding yes
2006 130,000 Asphalt Shingles Roof 1,800 4 $2500-$5000 Deductible 110 3 Vinyl siding yes
2014 140,000 Metal Roof 1,670 3 $1000-$2500 Deductible 220 5 Stucco siding yes
2006 260,000 Asphalt Shingles Roof 3,010 4 > $10,000 Deductible 510 8 Vinyl siding yes
1942 180,000 Metal Roof 2,380 4 $500 Deductible 540 8 Brick siding yes