Taylor Insurance Rates:

Taylor, TX homeowners insurance is nearly $887 to $1,204, about $73-$100/month. Our extensive research indicates shoppers can save upto $418 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I really like the claim rate guard that is in place. if i file a claim on my home, for certain things the rate of my insurance won't go up. i think this is a really unique and useful tool for new homeowners like myself.
State Farm
I don't like how different the policies are because they differ so much that i have to spend a lot of time thinking about it.
State Farm
When we were adding me to my husband's car insurance policy, the agent volunteered to look at the information on the home policy to see if she could save us money there as well.
Geico
Honestly, the only thing I can think of that I don't like about them is they send too many emails. Other than that they are great.
Progressive
The only thing I would say about this company that I dislike is the cost of the premium. They also don't lower the premium for customers who have been with them for a long time like most insurance companies do.
State Farm
I like that I have so many options and they are always around or available for any of my policy questions or changes. They are very knowledgeable about my home, area, cars, etc. They have been good to me for over 30+ years and have rewarded me because of it.
State Farm
I can't say there is anything that I dislike. It is a good company and they provide a great service.
State Farm
The company sends me a lot of junk mail it seems.

Taylor, TX Homeowners Insurance By Home Value

Taylor, TX Home Value Total Homes % of Total Average Taylor, TX Homeowners Insurance
Less than $50,000 640 4.0% $177
$50,000 to $59,999 210 1.0% $376
$60,000 to $69,999 439 3.0% $459
$70,000 to $79,999 459 3.0% $532
$80,000 to $89,999 517 3.0% $606
$90,000 to $99,999 475 3.0% $679
$100,000 to $124,999 2,398 17.0% $794
$125,000 to $149,999 2,615 19.0% $992
$150,000 to $174,999 1,850 13.0% $1170
$175,000 to $199,999 1,075 7.0% $1348
$200,000 to $249,999 1,248 9.0% $1630
$250,000 to $299,999 659 4.0% $1985
$300,000 to $399,999 982 7.0% $2528

Top Home Insurance Agents Near Taylor, TX

Home Insurance Company Near Taylor, TX Homeowners Insurance Agency Near Taylor, TX Address
NA Higginbotham & Associates 1221 S. Mopac Expy. 1221 S. Mopac Expy., Austin, TX, 78746
State Farm Bob Jennings 4405 Pack Saddle, Austin, TX, 78745-1623
State Farm Dale Howard 8101 Cameron Rd Ste 102, Austin, TX, 78754-3816
Allstate Gary Morse 600 Indian Trl Ste 110, Harker Heights, TX, 76548
State Farm Tim Stephenson 301 E 6th Ave, Belton, TX, 76513-2619

Cost Of Homeowners Insurance By Street Near Taylor, TX

Streets in Taylor Area Homeowners Insurance Cost
Spring Garden Dr, Dickey St, Vernon St, Lake Rd, Grisham Dr, Great Western Dr, US Hwy 79B Bus, Co Rd 478, Melissa Cir, Evangeline Ln$1,017
Gabriel Farms Dr, Iola Dr, Hague St, Woodland Loop, Pvt Rd 926, Brushy Creek Trl, Big Bend Trl, Carl Stern Blvd, Mississippi St, Co Rd 444$1,041
Co Rd 137, Co Rd 492, Co Rd 107, Links Ln, Saul St, Jim Cage Ln, Co Rd 480, W Front St, Nick Price Loop, Cotton Creek Way$1,044
Snead Path, S Commerce St, Alicia, Family Cir, Justin Leonard Dr, Junie Ln, Madison Dr, Cottonbowl Dr, Thomas St, Wilbarger Pt$1,043
Maidstone Cove, Pearsall Ln, Royal St, Gabriel Farms Rd, Williams Way, Stewart Dr, Powell St, Co Rd 366, Gleneagles Cove, Co Rd 132$1,045
Carlson Cove, Quail Trl, Blue Monster Cove, Co Rd 448, King's Canyon, Hilton Head Dr, Sherry, Co Rd 449, Matthew Cove, Kates Way$1,051
Bobby Jones Way, Co Rd 470, Delby St, Comanche Bluff Rd, Wildflower Trl, Fowzer St, Brewers Pl, Warner Bend, Sharon Ln, Dock King Aly$1,054
Meadowild Cove, Co Rd 415, Hackberry St, Edmond St, Greenridge Dr, Long Cove, Laurel St, Martin Ln, E Austin Ave, Co Rd 421$1,042
Wolf Creek Way, Altamont St, Huff St, Co Rd 488, Meadowild Dr, Yellowstone Dr, Kelly Dr, W 8th St, Jones St, Co Rd 188$1,028
Kodiak Dr, Grand Teton Trl, Co Rd 495, Co Rd 112, Loryn Dr, Bluff Vw, Greenlawn St, Co Rd 129, Pvt Rd 928, Grant Cove$1,059

Taylor, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Taylor$156 to $159
Thrall$151
Hutto$156
Granger$152

Taylor, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Thrall city, Texas $152 $202 $303
Hutto city, Texas $156 $208 $312
Granger CCD, Williamson County, Texas $152 $203 $305

Taylor, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Taylor, TX5.7%16.9%
Thrall7.63%21.71%
Hutto5.82%13.76%
Granger7.23%20.08%

Taylor Renters Insurance as a Percentage of Rent

Taylor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 67 1.0% $796
$300 to $499 173 4.0% $1246
$500 to $749 765 19.0% $1921
$750 to $999 896 22.0% $2671
$1,000 to $1,499 1,248 31.0% $3796
$1,500 or more 827 20.0% $5446

Taylor, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Taylor Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,600$15,400
Net Savings to Taylor Home Owner from High Deductible Plan $1,200

Taylor, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Taylor, TX Home Replacement Value MORE than Home Value Taylor, TX Home Replacement Value LESS than Home Value
Replacement Value $158,000 $102,000
Insurance Premium based on Replacement Value $1,150 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $125/year

Example Taylor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceChubb Group of Insurance
Monthly Premium 116143168
Year Built 200119992014
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$300000-$350000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Taylor, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 130,000 Wood Shake Roof 1,320 3 $1000-$2500 Deductible 410 7 Brick siding No
2009 150,000 Asphalt Shingles Roof 1,760 4 $500 Deductible 460 5 Fiber-Cement Siding No
2000 205,000 Wood Shake Roof 2,030 3 $2500-$5000 Deductible 700 6 Stucco siding yes
1999 175,000 Wood Shake Roof 1,740 4 $500- $1000 Deductible 740 6 Fiber-Cement Siding yes
2013 205,000 Slate Shingles Roof 2,320 3 $1000-$2500 Deductible 890 6 Vinyl siding yes
2011 170,000 Tile Roof 2,000 4 $500- $1000 Deductible 260 2 Wood siding yes
2002 350,000 Slate Shingles Roof 3,350 5 > $10,000 Deductible 600 4 Vinyl siding yes
2010 150,000 Membrane Roof 1,650 4 $1000-$2500 Deductible 780 7 Stucco siding yes
2004 280,000 Shingles Roof 2,720 4 $1000-$2500 Deductible 1930 12 Vinyl siding No
1996 170,000 Wood Shake Roof 1,580 3 $5000 to $10,000 Deductible 1200 12 Vinyl siding yes
2014 325,000 Metal Roof 4,460 5 $2500-$5000 Deductible 520 3 Vinyl siding No
1994 245,000 Composition Roof 2,980 4 $2500-$5000 Deductible 650 6 Brick siding yes
1991 275,000 Membrane Roof 3,370 5 $2500-$5000 Deductible 130 1 Brick siding yes
2004 120,000 Metal Roof 1,540 3 $2500-$5000 Deductible 350 8 Vinyl siding yes
2004 350,000 Metal Roof 3,940 5 $2500-$5000 Deductible 560 3 Stone Siding yes
2007 190,000 Asphalt Shingles Roof 2,070 4 $5000 to $10,000 Deductible 440 6 Vinyl siding yes
2003 255,000 Wood Shake Roof 3,020 4 $500- $1000 Deductible 870 5 Brick siding yes
2006 140,000 Shingles Roof 1,620 4 $2500-$5000 Deductible 850 12 Vinyl siding yes
2013 195,000 Shingles Roof 1,870 5 $500- $1000 Deductible 1320 12 Wood siding No