Taylor Insurance Rates:

Taylor, MI homeowners insurance is nearly $614 to $833, about $51-$69/month. Our detailed analysis shows customers can save as much as $289 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I love how friendly and professional the associates are in the office and it's always clean and provides a better service to their customers
Farmers
I wish the company was able to bundle all of our insurance needs together. i would like for auto, home, life, health all to be together. but, i know that no one does that.
State Farm
State farm has a simple billing system and we have never encountered any problems with the bills we receive. they offer monthly billing, so it is more manageable for us.

Taylor, MI Homeowners Insurance By Home Value

Taylor, MI Home Value Total Homes % of Total Average Taylor, MI Homeowners Insurance
Less than $50,000 2,979 19.0% $202
$50,000 to $59,999 1,117 7.0% $427
$60,000 to $69,999 1,439 9.0% $535
$70,000 to $79,999 1,255 8.0% $615
$80,000 to $89,999 1,241 8.0% $695
$90,000 to $99,999 1,324 8.0% $781
$100,000 to $124,999 2,702 17.0% $905
$125,000 to $149,999 1,394 9.0% $1129
$150,000 to $174,999 833 5.0% $1339
$175,000 to $199,999 463 3.0% $1542
$200,000 to $249,999 352 2.0% $1860
$250,000 to $299,999 172 1.0% $2273

Top Home Insurance Agents Near Taylor, MI

Home Insurance Company Near Taylor, MI Homeowners Insurance Agency Near Taylor, MI Address
NA Action Group Inc Dba A G Insurance Agency 191 North Avenue Mt Clemens, Mount Clemens, MI, 48046
NA Tom Storm Insurance Agency, Inc 10327 Grand River Rd. 10327 Grand River Rd. , Brighton, MI, 48116
NA Cambridge Property & Casualty, A Marsh Mclennan Agency Llc Company 15415 Middlebelt Rd, Livonia, MI, 48151
State Farm Kathryn Schram 48875 Gratiot Ave, Chesterfield, MI, 48051-2616
State Farm Phil Pappas 23626 Van Born Rd, Dearborn Hts, MI, 48125-2356

Cost Of Homeowners Insurance By Street Near Taylor, MI

Streets in Taylor Area Homeowners Insurance Cost
Oak View Dr, Shannon St, Westlake Ave, Court Village Ln, Racho Blvd, Dolan Ave, Michelle Ct, Golf Pointe Dr, Walnut Ave, Avalon Ave$722
Golf Lake Dr, Moran, Hampden St, Woodcreek Dr, Sil St, Wohlfeil St, Gulley Ave, S Keyes Ave, New Castle St, Pinecrest St$737
Ames St, Oriole, Rosewood Ave, Crysler St, Kinyon St, Springs Village Blvd, Emmett St, Studio St, Murray St, Madden St$741
Chesterfield St, Cornell Ave, Mueller St, Hawthorne Dr, McGuire Ave, Woodside Ct, Baske St, Village Park Blvd, Coventry Ct, Meadow Woods Cir$730
Elaine Ct, Gage, Tulane St, Maplelawn St, Kerstyn St, Sloan St, Millard St, Mercier Ave, Dolan St, Pickwick Cir W$731

Taylor, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Taylor$108 to $110
Southgate$109
Allen Park$111
Lincoln Park$106

Taylor, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Southgate city, Michigan $110 $146 $219
Allen Park city, Michigan $111 $148 $222
Wayne County, Michigan $110 $146 $219

Taylor, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Taylor, MI5.1%12.9%
Southgate4.76%13.29%
Allen Park4.62%12.69%
Wayne County4.44%12.44%

Taylor Renters Insurance as a Percentage of Rent

Taylor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 365 4.0% $362
$200 to $299 301 3.0% $812
$300 to $499 435 5.0% $1262
$500 to $749 2,360 30.0% $1937
$750 to $999 2,631 33.0% $2687
$1,000 to $1,499 1,511 19.0% $3812
$1,500 or more 159 2.0% $5462

Taylor, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Taylor Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$8,600
Net Savings to Taylor Home Owner from High Deductible Plan $1,200

Taylor, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Taylor, MI Home Replacement Value MORE than Home Value Taylor, MI Home Replacement Value LESS than Home Value
Replacement Value $133,500 $87,500
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Taylor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmica Mutual Insurance Company
Monthly Premium 356743
Year Built 196119791980
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$125000-$150000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Taylor, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 185,000 Shingles Roof 3,090 4 $500- $1000 Deductible 70 1 Wood siding yes
1982 220,000 Wood Shake Roof 3,190 4 $2500-$5000 Deductible 630 10 Fiber-Cement Siding yes
1975 130,000 Tile Roof 2,140 3 $500 Deductible 260 5 Vinyl siding No
1965 170,000 Shingles Roof 2,280 4 $1000-$2500 Deductible 410 7 Wood siding yes
1978 80,000 Shingles Roof 1,290 3 $500- $1000 Deductible 260 8 Stucco siding No
1980 130,000 Composition Roof 1,950 3 $2500-$5000 Deductible 360 9 Wood siding No
1972 220,000 Tile Roof 2,820 4 $5000 to $10,000 Deductible 660 12 Wood siding yes
1960 65,000 Shingles Roof 1,230 3 $500 Deductible 110 4 Fiber-Cement Siding yes
1970 180,000 Wood Shake Roof 2,330 3 $2500-$5000 Deductible 700 12 Vinyl siding No
1981 125,000 Tile Roof 1,950 3 $500 Deductible 280 5 Fiber-Cement Siding No
1978 135,000 Slate Shingles Roof 1,880 3 $2500-$5000 Deductible 250 8 Stucco siding yes
1985 115,000 Shingles Roof 2,050 3 $1000-$2500 Deductible 400 9 Brick siding No
1977 140,000 Membrane Roof 2,610 4 $500 Deductible 460 10 Brick siding No