Tavares Insurance Rates:

Tavares, FL homeowners insurance is roughly $973 to $1,325, about $81-$110/month. Our thorough analysis indicates shoppers can save upto $459 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

American Home Shield
I like everything about my current insurance company. i have had no issues with them and anytime we have had a claim it has been paid quickly.
Statefarm
They have called me many times trying to sell me other kind of insurance like life insurance and car insurance
Usaa
Employees are very courteous and helpful in all areas from the applications process to filing a claim and follow up related to the claims.

Tavares, FL Homeowners Insurance By Home Value

Tavares, FL Home Value Total Homes % of Total Average Tavares, FL Homeowners Insurance
Less than $50,000 1,355 19.0% $218
$50,000 to $59,999 228 3.0% $459
$60,000 to $69,999 284 4.0% $574
$70,000 to $79,999 365 5.0% $654
$80,000 to $89,999 284 4.0% $746
$90,000 to $99,999 268 3.0% $838
$100,000 to $124,999 798 11.0% $964
$125,000 to $149,999 753 10.0% $1216
$150,000 to $174,999 777 11.0% $1435
$175,000 to $199,999 536 7.0% $1653
$200,000 to $249,999 449 6.0% $1986
$250,000 to $299,999 406 5.0% $2433
$300,000 to $399,999 480 6.0% $3088

Top Home Insurance Agents Near Tavares, FL

Home Insurance Company Near Tavares, FL Homeowners Insurance Agency Near Tavares, FL Address
Travelers Acg South Insurance Agency Llc 2525 INTN&#39 L SPEEDWAY BLVD, DAYTONA BEACH, FL, 32114
Travelers Great Florida Insurance - Leesburg 1326 W NORTH BLVD STE 1, LEESBURG, FL, 34748
State Farm Mike Broschart 4638 S Kirkman Rd, Orlando, FL, 32811-2833
NA Brightway Insurance, Inc. 2335 Temple Trl Ste 5 , Winter Park, FL, 32789
NA Cfl Insurance Agency Llc Dba A Advantage Insurance Agency 206 N Woodland Blvd, DeLand, FL, 32720

Cost Of Homeowners Insurance By Street Near Tavares, FL

Streets in Tavares Area Homeowners Insurance Cost
Hickory Ln, Delaware Ave, Trail Dr, Clara Ave, Robbins Rd, North Ave, Miss Ollie Dr, E Washington Ave, Tropical Ct, Co Rd 48$1,177
Peace Rd, Bounty Cr, Roserush Ct, Dupont St, Dogwood Ln, Druid Pl, Vassar Dr, Robie Ave, Bluff Pass Dr, Overview Ln$1,163
Patriot Pl, Campbell Dr, Wardell St, Willow Dr, Grenadine Ct, Liberty Ave, Bounty Cir, Mistletoe Way, Scenic Ave, Golden Palm Cir$1,183
Columbia Rd, Palace Ave, S Eichelburger Rd, Anderson Dr, Dykes Dr, Bennett Dr, Buckthorn Trl, Rainbow Rd, Windy Meadow Dr, Old Mill E$1,173
Judy Ave, Challenger Dr, Bracknell Forest Trl, Elm Ct, Virginia Ave, Fairway Ave, Bay Lagoon Way, Virginia Ave, Pam St, Irwin Dr$1,141

Tavares, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tavares$171 to $173
Lake County$174
Astatula$170
Howey-in-the-Hills$177

Tavares, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake County, Florida $174 $232 $348
Astatula town, Florida $170 $227 $341
Howey-in-the-Hills town, Florida $177 $236 $354

Tavares, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tavares, FL7.4%23.4%
Lake County6.75%22.1%
Astatula8.02%28.82%
Howey-in-the-Hills6.0%19.28%

Tavares Renters Insurance as a Percentage of Rent

Tavares Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 66 3.0% $793
$300 to $499 96 5.0% $1243
$500 to $749 540 30.0% $1918
$750 to $999 529 29.0% $2668
$1,000 to $1,499 454 25.0% $3793
$1,500 or more 112 6.0% $5443

Average Cost Of Home Insurance By Company In Areas Nearby Tavares For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO State Farm Florida Insurance $2,638
150,000 27 NO Universal Property & Casualty Insurance $1,398
150,000 27 YES American Integrity Insurance $896
150,000 27 YES First Community Insurance $1,204
150,000 27 YES Safeway Property Insurance $828
150,000 27 YES Southern Oak Insurance $1,263
150,000 27 YES St. Johns Insurance $787
150,000 27 YES Tower Hill Select Insurance $1,121
300,000 12 NA Auto Club Insurance $1,935

Tavares, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$4,700
Yearly Tavares Homeowner Insurance Premium Example $5,100$4,100
Out of Pocket Expense During Claim$700$4,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $26,200$25,200
Net Savings to Tavares Home Owner from High Deductible Plan $1,000

Tavares, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tavares, FL Home Replacement Value MORE than Home Value Tavares, FL Home Replacement Value LESS than Home Value
Replacement Value $163,500 $102,500
Insurance Premium based on Replacement Value $3,425 $2,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $750/year

Example Tavares Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualState Farm
Monthly Premium 277158270
Year Built 197020141987
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$150000-$175000$125000-$150000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Tavares, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 105,000 Composition Roof 1,470 3 $1000-$2500 Deductible 1990 12 Vinyl siding No
1997 185,000 Shingles Roof 2,010 3 $2500-$5000 Deductible 220 1 Vinyl siding yes
1990 235,000 Tile Roof 2,380 3 $2500-$5000 Deductible 1570 5 Wood siding yes
2014 235,000 Asphalt Shingles Roof 2,430 4 $2500-$5000 Deductible 1580 7 Stucco siding No
1970 150,000 Wood Shake Roof 1,930 3 $2500-$5000 Deductible 470 3 Stucco siding yes
1978 145,000 Composition Roof 1,690 3 $2500-$5000 Deductible 520 3 Brick siding yes
1999 100,000 Asphalt Shingles Roof 1,520 3 $500 Deductible 1290 8 Stone Siding yes
1980 175,000 Composition Roof 2,350 4 $5000 to $10,000 Deductible 350 2 Stone Siding No
1990 220,000 Asphalt Shingles Roof 3,160 4 > $10,000 Deductible 1750 8 Stone Siding No
1994 190,000 Tile Roof 2,010 3 $500- $1000 Deductible 1700 8 Stucco siding No
1978 225,000 Asphalt Shingles Roof 3,170 4 $5000 to $10,000 Deductible 410 2 Stucco siding yes
1997 305,000 Shingles Roof 3,120 4 $1000-$2500 Deductible 3110 7 Wood siding yes
2011 155,000 Metal Roof 2,000 3 $500- $1000 Deductible 2000 12 Vinyl siding No