Tallapoosa Insurance Rates:

Tallapoosa, GA homeowners insurance is approximately $726 to $997, about $60-$83/month. Our in depth analysis reveals consumers can save upto $344 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Tallapoosa, GA Homeowners Insurance By Home Value

Tallapoosa, GA Home Value Total Homes % of Total Average Tallapoosa, GA Homeowners Insurance
Less than $50,000 387 17.0% $223
$50,000 to $59,999 132 5.0% $482
$60,000 to $69,999 130 5.0% $594
$70,000 to $79,999 158 7.0% $688
$80,000 to $89,999 296 13.0% $774
$90,000 to $99,999 104 4.0% $869
$100,000 to $124,999 292 13.0% $1007
$125,000 to $149,999 189 8.0% $1257
$150,000 to $174,999 265 11.0% $1489
$175,000 to $199,999 60 2.0% $1722
$200,000 to $249,999 148 6.0% $2066
$250,000 to $299,999 63 2.0% $2531

Top Home Insurance Agents Near Tallapoosa, GA

Home Insurance Company Near Tallapoosa, GA Homeowners Insurance Agency Near Tallapoosa, GA Address
Travelers American Insurance Services 2901 B RAINBOW DR, RAINBOW CITY, AL, 35906
Nationwide John Hurst Insurance Group Inc 4126 Austell Powder Springs, Powder Springs, GA, 30127-2926
Travelers Roberts Tax & Financial Services Inc 923 W HWY 78, VILLA RICA, GA, 30180
Travelers Starr Mathews Agency 301 E 2ND AVENUE, ROME, GA, 30161
Allstate Sunday A. Fajemisin 3600 Cherokee St Nw Ste 123, Kennesaw, GA, 30144

Cost Of Homeowners Insurance By Street Near Tallapoosa, GA

Streets in Tallapoosa Area Homeowners Insurance Cost
McDonald Rd, Alewine Ave, John Bolin Rd, Verner Ln, Hayes Rd, State Rte 100, Morgan Rd, Budapest Rd, Addison Rd, Denny Park$877
Coats Dr, Kelly Loop Rd, Connecticut Ave, W Mount Zion Rd, State Rte 1, Bethany Church Rd, Tallapoosa St, Owens Rd, Oakdale Dr, Mixon Rd$868
Carrollton St, Jones St, W Mill St, Pinewood Ln, Monroe Rd, Buchanan Hwy, Garrett Ave, Gold St, Old Mountain Rd, Thurman Rd$871
Clayton Rd, Treat Mt Spur Rd, Jeffers St, Knollwood Ave, Bremen Mt Zion Rd, Windom Rd, Susan St, Pine Ridge Ln, Georgia Ave N, Old Poplar Springs School Rd$876
Blalock Pkwy, Miller Academy Rd, Crest Dr, Petty Rd, Broadway St, Lyon St, Mt Zion Church Rd, Sam House Rd, Coyote Trl, Edgar Bell Rd$857

Tallapoosa, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tallapoosa$128 to $130
Haralson County$130
Edwardsville$140
Waco$127

Tallapoosa, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Haralson County, Georgia $131 $174 $261
Edwardsville town, Alabama $140 $187 $281
Waco city, Georgia $127 $169 $254

Tallapoosa, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tallapoosa, GA7.3%20.0%
Haralson County6.85%18.98%
Edwardsville5.67%17.67%
Waco7.29%19.63%

Tallapoosa Renters Insurance as a Percentage of Rent

Tallapoosa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 2.0% $380
$200 to $299 74 9.0% $830
$300 to $499 221 28.0% $1280
$500 to $749 120 15.0% $1955
$750 to $999 197 25.0% $2705
$1,000 to $1,499 95 12.0% $3830
$1,500 or more 55 7.0% $5480

Average Cost Of Home Insurance By Company In Areas Nearby Tallapoosa For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 veneer Alfa Insurance Corporation $931 $854 $761
$250,000 veneer Auto-Owners Insurance Company $1076.02 $1005.63 $915.12
$300,000 frame Buckeye State Mutual Insurance Company N/A $1687.00 $1273.00
$400,000 veneer Country Casualty Insurance Company $2447.15 $2172.48 $1805.41
$75,000 frame Foremost Insurance Company $1227.00 $1182.00 $1137.00
$350,000 veneer Foremost Insurance Company $3905.00 $3860.00 $3815.00
$75,000 veneer General Casualty Company Of Wisconsin N/A $346.00 $317.00
$200,000 veneer Georgia Farm Bureau Casualty Insurance Company $1493 $1371 $1101
$400,000 frame Liberty Insurance Corporation N/A $1912 $1831
$150,000 veneer Pharmacists Mutual Insurance Company N/A $425 $382

Tallapoosa, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Tallapoosa Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,800$9,300
Net Savings to Tallapoosa Home Owner from High Deductible Plan $1,500

Tallapoosa, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tallapoosa, GA Home Replacement Value MORE than Home Value Tallapoosa, GA Home Replacement Value LESS than Home Value
Replacement Value $127,000 $94,500
Insurance Premium based on Replacement Value $650 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Tallapoosa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceAmerican Family Insurance
Monthly Premium 455261
Year Built 194819752010
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$125000-$150000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Tallapoosa, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 230,000 Slate Shingles Roof 2,860 4 > $10,000 Deductible 40 1 Fiber-Cement Siding yes
1946 160,000 Wood Shake Roof 2,190 5 $500 Deductible 260 5 Wood siding No
2000 100,000 Wood Shake Roof 1,380 3 $500- $1000 Deductible 50 1 Vinyl siding No
2011 160,000 Asphalt Shingles Roof 2,200 4 $500 Deductible 650 10 Stone Siding yes
1979 95,000 Metal Roof 1,500 3 $1000-$2500 Deductible 130 3 Wood siding No
1972 160,000 Composition Roof 1,980 3 $5000 to $10,000 Deductible 30 1 Vinyl siding No
1985 145,000 Tile Roof 1,820 3 $500 Deductible 190 3 Stone Siding yes
1949 125,000 Slate Shingles Roof 1,610 5 $500- $1000 Deductible 130 3 Stucco siding yes
1947 190,000 Shingles Roof 2,900 5 $1000-$2500 Deductible 460 9 Stucco siding No
1980 160,000 Composition Roof 2,390 4 $2500-$5000 Deductible 490 10 Stone Siding No
1998 170,000 Wood Shake Roof 2,790 4 $1000-$2500 Deductible 370 8 Brick siding yes
2008 185,000 Shingles Roof 2,440 5 $500- $1000 Deductible 210 3 Stucco siding No
1945 160,000 Membrane Roof 1,960 4 $1000-$2500 Deductible 50 1 Stone Siding No
1986 160,000 Wood Shake Roof 2,220 4 $5000 to $10,000 Deductible 500 9 Wood siding yes
1964 145,000 Composition Roof 1,960 4 $500- $1000 Deductible 760 12 Fiber-Cement Siding yes
2014 180,000 Asphalt Shingles Roof 2,230 3 $5000 to $10,000 Deductible 660 12 Stone Siding No
1996 90,000 Metal Roof 1,420 3 $1000-$2500 Deductible 300 9 Stone Siding yes
1986 130,000 Wood Shake Roof 1,990 4 $1000-$2500 Deductible 80 2 Stone Siding No
2010 215,000 Composition Roof 2,950 4 $5000 to $10,000 Deductible 420 10 Stucco siding yes
1994 110,000 Membrane Roof 1,920 3 $2500-$5000 Deductible 110 3 Stone Siding No
1985 145,000 Wood Shake Roof 2,060 3 $2500-$5000 Deductible 320 7 Vinyl siding yes
1974 120,000 Shingles Roof 1,600 3 $2500-$5000 Deductible 150 5 Vinyl siding yes
1992 95,000 Wood Shake Roof 1,220 3 $2500-$5000 Deductible 160 6 Stucco siding yes
1999 135,000 Shingles Roof 1,780 5 $1000-$2500 Deductible 470 10 Stone Siding yes
1976 140,000 Shingles Roof 1,990 4 $2500-$5000 Deductible 580 10 Vinyl siding yes
1970 325,000 Membrane Roof 4,990 5 $500- $1000 Deductible 120 1 Stucco siding No
1986 160,000 Shingles Roof 2,280 4 $500- $1000 Deductible 50 1 Wood siding yes
1990 240,000 Membrane Roof 3,900 5 $1000-$2500 Deductible 320 3 Stucco siding yes
1965 120,000 Membrane Roof 2,250 4 $1000-$2500 Deductible 260 8 Stone Siding No
1942 255,000 Membrane Roof 3,160 5 $2500-$5000 Deductible 660 7 Stucco siding yes
2003 140,000 Membrane Roof 2,080 5 $500- $1000 Deductible 320 7 Stucco siding yes
1972 155,000 Asphalt Shingles Roof 2,280 4 $2500-$5000 Deductible 270 5 Fiber-Cement Siding No