Tallahassee Insurance Rates:

Tallahassee, FL homeowners insurance is about $1,003 to $1,362, about $83-$113/month. Our exhaustive analysis shows customers can save as much as $473 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I would recommend my home owner's insurance company to anyone looking to insure their home and property. It's a fair price to pay for the amount of coverage you receive.
The company we have is very good for a military lifestyle, however if we were to settle in one area or leave the military I think a different policy would be pursued.
I've never really had to use the insurance. If i did have questions regarding damages I would cal lto ask about what could be done about it but to fix the problem faster I just take care of it myself.
My coverage seems to be competitive and mostly covers everything I want / need. I do receive a discount for having both auto and home insurance through them.
I would recommend this company because it is proven and tested already for us, and i know that most people would say they really are the best.
They have been a good company, I did have an issue with our adjuster on the only claim I filed in 17 years. He made the process very difficult.so i would still recommend them.
I would reccommend this insurance company because they are very organized and helpful. They always have an answer and are eager to help when and if i ever have a question or concern
American Integrity Insurance
I haven't had to use their customer service yet which is a good thing. What communications I've had we're very email with the rep. So far now I would rate them as a 5.
The premium and deductible is is affordable and on par with other policies in the industry if not cheaper. I have been with this insurance for about 1 year.
I would recommend this policy to a friend, however I would let them know about what it lacks in coverage, as well as the cost for the policy. Basically, I would recommend it as an option.
It's not free! There isn't much to dislike about USAA. We also do our banking with them. They're a one-stop shop for everything. I guess, if I didn't have to like something, it would be that their local branches are few and far between. This really only comes into play if you have cash that you want to deposit; everything else can be done online or through the mail.
While I have not done extensive research on their offerings, I believe them to be comparable. Something I liked is that you can pick and choose options online, or by talking to an individual.
Security First Home Insurance
During the hurricane last year I watched several people not hear back from their insurance for months but my friend with security first had prompt results and everything was very smooth.
They offer about the same policy offerings as everyone else does. In California, you have to buy flood and earthquake insurance from a separate vendor which is ridiculous but necessary I guess.
Citizens Property Insurance
I have not had any interaction with my insurance company. I do like that we get to choose our own coverage amounts.
Farmer's Insurance
Farmers insurance is there when you need their assistance. our farmers insurance agent was detailed and efficient in getting the work completed.
Since you can only join usaa if you are a veteran, this means that other people cannot take advantage of the benefits they offer.
Stillwater Insurance Group
I am covered if hell freezes over and dumps snow on my house. also, we are covered from damage by a volcanic eruption!
I would recommend Allstate. They have great coverage for all areas of life. I feel my home is protected with them and that they are there when I need them.
State Farm
State Farm agent is a family friend of mine. She has been working with my family for over 20 years. As someone who is that close and aware of our issues, it's great to have good service from our agent.
The price is phenomenal. I did a lot of shopping around, and no one was even close to their price. This really helps out with my monthly bills.
State Farm
I have no major dislikes. I wish my premium were lower, but who doesn't. I feel like they are a good company and treat people well.
It's all good 50 years with the company and never a problem.
State Farm
I am satisfied, but have never submitted a claim. THey had the best price for what I wanted so i cant complain.
Security First Home Insurance
I set the insurance upon ACH and needed to change the bank account. I was unable to do so online. I was also unable to make a payment in advance in order to use my new bank account. I ended up sitting on hold for 10 minutes waiting to talk to a representative on the phone.
I think that this company is a great one. It helps that it is a smaller company with limited membership. I have not yet found better.
I love the convenience of making payments and accessing my coverage through the USAA app. Any correspondence from me or USAA is easily tracked and I receive a notification immediately when USAA has uploaded a response to my requests.
State Farm
I feel they give us the best products out there for the money. The agents and CSRs are wonderful to work with and very knowledgeable. If they don't have the answer, they get it for you, that's what I like the most about the company. I also believe their pricing is very competitive but fair.
I like the company because they give great customer service and their premiums are very reasonable.
I do not dislike anything about USAA as I have been with them for 12 years now and nothing has changed drastically. Everything they do is on par with other companies and they also make me feel like an individual instead of a customer. It's nice speaking with them. There is nothing negative I can say about them because I have yet to have a negative experience with them.
I would recommend this company to others. They have good customer service, provide everything I would need, and are a good value compared to other competitors.
I recommend this company because it is one of the best and so far we have had no complaints or problems
Assurant Specialty Property
I recommend my insurance brand because it was easy to find them due to advice from our car insurance. Also, it is a cheap price, but I do wish they would include flood insurance.
National General
So far we do not have anything we dislike about National General. We have only been with them a short time and have not had to deal with them on any claims yet.
People's Trust Insurance
I like that they are always available when you need them. The insurance company is prompt, responsible, professional, and reputable.
USAA is a top notch company. They are very helpful and genuinely seem to care for their clients. Have always been helpful and fair when we have had issues. Great customer service.
Farmer's Insurance
My original agent retired a few years ago. Since then, I don't feel like this company sees me as a human, but only a source of income. Silly, but I like to be considered a valued part and this new agent is not very client friendly.
The Hartford
I like your quick response at the time of being called and your good care and care with the insured
I would and do recommend my insurance company to everybody I know that is looking and especially anyone who is currently with allstate because they are full of shit.

Tallahassee, FL Homeowners Insurance By Home Value

Tallahassee, FL Home Value Total Homes % of Total Average Tallahassee, FL Homeowners Insurance
Less than $50,000 999 3.0% $153
$50,000 to $59,999 380 1.0% $331
$60,000 to $69,999 571 2.0% $402
$70,000 to $79,999 701 2.0% $473
$80,000 to $89,999 897 3.0% $532
$90,000 to $99,999 1,003 3.0% $591
$100,000 to $124,999 2,485 8.0% $686
$125,000 to $149,999 2,955 10.0% $863
$150,000 to $174,999 3,942 13.0% $1029
$175,000 to $199,999 3,215 11.0% $1183
$200,000 to $249,999 4,437 15.0% $1419
$250,000 to $299,999 3,033 10.0% $1739
$300,000 to $399,999 3,714 13.0% $2212

Top Home Insurance Agents Near Tallahassee, FL

Home Insurance Company Near Tallahassee, FL Homeowners Insurance Agency Near Tallahassee, FL Address
NA Mckee Insurance Agency, Llc 1785 Thomasville Rd, Tallahassee, FL, 32308
NA Bb&T - Landrum Yaeger 3375-B Capital Circle Ne, Tallahassee, FL, 32308
State Farm Bill Reardon 2108 Delta Way, Tallahassee, FL, 32303
Travelers North Florida Agents Network 2958 WELLINGTON CIR STE 200, TALLAHASSEE, FL, 32309
Liberty Mutual Independent Rogers Gunter Vaughn Ins Inc 1117 THOMASVILLE RD, TALLAHASSEE, FL, 32303

Tallahassee, FL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Tallahassee, FL

Streets in Tallahassee Area Homeowners Insurance Cost
E Pensacola St, Lake Bradford Rd, Jamestown Ct, Bannerman Rd, Gaile Ave, Tecumseh Dr, Mound Dr, Sunlight Ter, Fanta St, Meadowood Ct$1,296
Oakmont Rd, Live Oak Dr, Denholm Dr, Jodphur Ct, Crystal Rd, Parkbrook Ln, Junwin Ct, Two Pond Rd, Moore Ct, Colorado St$1,254
Meridian Hills Rd, Hastie Rd, Rain Valley Ct, Carissa Dr, Tall Stand Ct, Cactus St, Augustine Pl, Vega Dr, Evening Breeze Ln, Mayhew St$1,302
Mary Cedar, Stallion Ave, Surrat Ln, Floam Ave, Stone Greene St, Mary Ellen Dr, Ohbah Nene, Tanbark Pl, Delta Ct, Brackett Ln$1,160
Leewood Dr, Goshawk Way, Fairbanks Ferry Ct, Aenon Church Rd, Gunda Rd, Pauline Trl, Centerville Ct, Darryl Dr, Branbury Ln, Rose St$1,155
Climbing Way, Martin St, Municipal Way, San Martin Dr, Vanderbilt Ct, Ellonford Pl, Piney Grove Dr, Emerald Chase Dr, Railroad Ave, Dorsey Dr$1,272
Johnston St, Champagne Dr, Ruby Rd, Markim Rd, Oak Hammock Ct, Hutchinson St, Back Forty Rd, Sauls St, Navarre Blvd, Daniels St$1,114
W College Ave, Bilbrey Dr, Middlewood Dr, Dale St, Piedmont Way, Soloman Ct, Swatts Rd, Holyoke Ct, Doe Run Rd, Arklow Dr$1,253
Central St, Country Club Dr, Letitia Ln, S Woodward St, Atlantis Pl, Northbrooke Ln, Wow Rd, Carnaby Ct, W Van Buren St, Glenview Dr$1,228
Shady View Ln, Honeysuckle Dr, Kilkenny E, Tallow Point Rd, Brittany Blvd, Bellington Ct, McKeithen St, Barineau Rd, Mills St, Sharer Ct$1,275

Tallahassee, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Tallahassee$177 to $179
Tallahassee East$175
Leon County$177
Tallahassee Northeast$184

Tallahassee, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tallahassee East CCD, Leon County, Florida $147 $195 $293
Leon County, Florida $148 $197 $296
Tallahassee Northeast CCD, Leon County, Florida $154 $205 $308

Tallahassee, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Tallahassee, FL6.6%20.4%
Tallahassee East7.5%23.37%
Leon County6.6%20.86%
Tallahassee Northeast5.44%17.1%

Tallahassee Renters Insurance as a Percentage of Rent

Tallahassee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 441 1.0% $334
$200 to $299 653 1.0% $784
$300 to $499 1,616 3.0% $1234
$500 to $749 9,166 22.0% $1909
$750 to $999 13,052 31.0% $2659
$1,000 to $1,499 11,962 29.0% $3784
$1,500 or more 4,286 10.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby Tallahassee For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $1,542
150,000 27 NO Security First Insurance $839
150,000 27 NO Southern Oak Insurance $1,229
150,000 27 NO Stillwater Property And Casualty Insurance $1,275
150,000 27 NO Tower Hill Preferred Insurance $1,404
150,000 27 YES American Integrity Insurance $1,269
150,000 27 YES Auto Club Insurance $1,255
150,000 27 YES Federated National Insurance $979
150,000 27 YES First Community Insurance $1,246
150,000 27 YES Florida Farm Bureau Casualty Insurance $727
150,000 27 YES Universal Property & Casualty Insurance $543
300,000 12 NA American Integrity Insurance $1,616
300,000 12 NA Citizens Property Insurance $1,079
300,000 12 NA St. Johns Insurance $1,375
300,000 12 NA Tower Hill Preferred Insurance $1,387
300,000 12 NA Tower Hill Prime Insurance $1,252
300,000 12 NA Tower Hill Select Insurance $1,287
300,000 12 NA Tower Hill Signature Insurance $2,028
300,000 12 NA United Property & Casualty Insurance $1,161
300,000 12 NA Universal Property & Casualty Insurance $995

Tallahassee, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Tallahassee Homeowner Insurance Premium Example $3,200$2,400
Out of Pocket Expense During Claim$600$4,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $19,800$19,000
Net Savings to Tallahassee Home Owner from High Deductible Plan $800

Tallahassee, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tallahassee, FL Home Replacement Value MORE than Home Value Tallahassee, FL Home Replacement Value LESS than Home Value
Replacement Value $390,500 $256,000
Insurance Premium based on Replacement Value $8,050 $5,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,000 Risk Exposure from Under Insuring Coverage is $70,500
Premium Impact Insurance cheaper by $1,450/year Insurance costlier by $1,325/year

Example Tallahassee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceState Farm
Monthly Premium 175424198
Year Built 198619952014
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$175000-$200000
Deductible > $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Tallahassee, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 235,000 Metal Roof 2,230 3 $5000 to $10,000 Deductible 500 2 Vinyl siding No
2000 325,000 Asphalt Shingles Roof 3,290 4 $5000 to $10,000 Deductible 1400 3 Stone Siding yes
1979 225,000 Metal Roof 2,040 3 $1000-$2500 Deductible 2130 7 Brick siding yes
1989 170,000 Slate Shingles Roof 1,890 3 $2500-$5000 Deductible 1720 8 Vinyl siding No
1994 470,000 Slate Shingles Roof 3,820 5 $500 Deductible 3080 5 Vinyl siding yes
2008 255,000 Composition Roof 2,090 5 $500- $1000 Deductible 1840 5 Vinyl siding yes
1973 300,000 Slate Shingles Roof 2,610 4 $5000 to $10,000 Deductible 1840 6 Fiber-Cement Siding yes
1988 180,000 Asphalt Shingles Roof 1,550 3 $500 Deductible 2370 8 Vinyl siding No
2014 205,000 Wood Shake Roof 1,660 3 $1000-$2500 Deductible 1350 4 Fiber-Cement Siding yes
2011 255,000 Asphalt Shingles Roof 2,660 5 $1000-$2500 Deductible 3300 10 Brick siding No
1991 255,000 Tile Roof 2,480 5 $5000 to $10,000 Deductible 2300 8 Brick siding No
1997 470,000 Composition Roof 4,590 5 $2500-$5000 Deductible 3790 6 Wood siding No
1974 245,000 Wood Shake Roof 2,000 4 $5000 to $10,000 Deductible 1690 5 Wood siding No
2004 170,000 Wood Shake Roof 1,350 2 $2500-$5000 Deductible 1290 7 Vinyl siding No
2001 340,000 Membrane Roof 2,800 4 > $10,000 Deductible 2160 5 Fiber-Cement Siding yes
2003 185,000 Metal Roof 2,100 3 $5000 to $10,000 Deductible 810 3 Fiber-Cement Siding yes
2002 195,000 Wood Shake Roof 2,130 4 $500- $1000 Deductible 1110 4 Stucco siding No
1992 225,000 Tile Roof 2,620 4 $1000-$2500 Deductible 2540 9 Stucco siding No
1987 110,000 Metal Roof 1,210 2 $500- $1000 Deductible 740 5 Vinyl siding yes
1992 255,000 Membrane Roof 2,810 4 $1000-$2500 Deductible 800 2 Brick siding No
2014 115,000 Composition Roof 1,150 2 $2500-$5000 Deductible 380 3 Brick siding yes
1975 605,000 Composition Roof 4,990 5 $5000 to $10,000 Deductible 1560 2 Fiber-Cement Siding No
2007 450,000 Wood Shake Roof 3,870 5 $1000-$2500 Deductible 4690 8 Fiber-Cement Siding yes
2003 215,000 Membrane Roof 1,900 3 $500- $1000 Deductible 3370 9 Wood siding No
1995 480,000 Wood Shake Roof 4,330 5 $5000 to $10,000 Deductible 3350 6 Brick siding yes
1989 150,000 Slate Shingles Roof 1,400 3 $500- $1000 Deductible 2300 10 Brick siding No
1988 590,000 Asphalt Shingles Roof 4,970 5 > $10,000 Deductible 2150 3 Stone Siding No
2008 275,000 Tile Roof 3,150 5 $1000-$2500 Deductible 3640 8 Vinyl siding No
1998 560,000 Membrane Roof 4,620 5 > $10,000 Deductible 2290 5 Brick siding yes
1984 280,000 Membrane Roof 2,556 4 $5000 to $10,000 Deductible 5460 7 Stucco siding yes

How To Make Your Tallahassee, FL Home Insurance Cheaper

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