Sylvania, OH Home Insurance - Analysis On Quotes, Rates & Agents
Sylvania Insurance Rates:
Sylvania, OH homeowners insurance is about $626 to $851, about $52-$70/month. Our comprehensive analysis shows customers can save upto $295 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Erie InsuranceI would like to bundle but their auto insurance is extremely high so I canÃḃ€™t lower my costs that way. Also because we had a claim on the house a few years ago, I can't switch to another homeowners company. I always want to get the best deal so knowing that I am stuck is quite frustrating.
Erie InsuranceThey've been around awhile obviously, I and my husband were satisfied with the company.
State FarmThe communication gap is not very wide. They are relatively quick to return calls and love to send actual documents.
State FarmI am totally satisfied with the customer service. They are always helpful and every time I call they help me and I don't feel like I am a burden.
Sylvania, OH Homeowners Insurance By Home Value
| Sylvania, OH Home Value | Total Homes | % of Total | Average Sylvania, OH Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 462 | 3.0% | $95 |
| $70,000 to $79,999 | 336 | 2.0% | $295 |
| $80,000 to $89,999 | 255 | 1.0% | $339 |
| $90,000 to $99,999 | 438 | 3.0% | $376 |
| $100,000 to $124,999 | 1,329 | 9.0% | $435 |
| $125,000 to $149,999 | 1,419 | 10.0% | $546 |
| $150,000 to $174,999 | 2,176 | 15.0% | $649 |
| $175,000 to $199,999 | 1,905 | 13.0% | $745 |
| $200,000 to $249,999 | 2,902 | 20.0% | $900 |
| $250,000 to $299,999 | 1,362 | 9.0% | $1099 |
| $300,000 to $399,999 | 1,150 | 8.0% | $1402 |
Top Home Insurance Agents Near Sylvania, OH
| Home Insurance Company Near Sylvania, OH | Homeowners Insurance Agency Near Sylvania, OH | Address |
|---|---|---|
| NA | Fishco, Inc., Dba Andres O'Neil & Lowe Agency | 212 N Defiance St , Archbold, OH, 43502 |
| State Farm | Carla A Gerhardt | 5900 E Dunbar, Monroe, MI, 48161-3755 |
| State Farm | Ed Lape | 460 W Perry Street, Tiffin, OH, 44883-1902 |
| Travelers | Savage Mcvicker Ins Inc | 4331 KEYSTONE DR STE C, MAUMEE, OH, 43537 |
| Allstate | Tim Birk | 6595 Secor Rd, Lambertville, MI, 48144 |
Cost Of Homeowners Insurance By Street Near Sylvania, OH
| Streets in Sylvania Area | Homeowners Insurance Cost |
|---|---|
| Spring Rye Ct, Northpark Lake Cir, Westowne Ct, Honora Dr, Waterford Ct, Inlands Ct, Harrowsfield Rd, W Candlestick Ct, Woodside Trl, Windy Brook Ct | $768 |
| Jimson Ct, Amberwood Ln, Wild Pheasant Ln, Sturbridge Rd, Cedar Creek Ln, Millford Dr, Edgebrook Blvd, Anvil Ct, Fairway Ln, Brooke Ln | $742 |
| Shaftesbury Dr, Webster Rd, Luddington Dr, Sylvan Lakes Blvd, Janet Ave, Wicklow Woods Dr, Summer Dr, Chatfield Dr, Birchtree Dr, Roosevelt Ln | $723 |
| Luddington Dr, Heather Pl, Lynnhaven Dr, Artwell Dr, Eversham Ct, Snowden Dr, Robinhood Ln, Huntley Dr, Ian Cove, Mallory Ct | $722 |
| Madison Cove Ct, Seagert Dr, Pine Ridge Rd, Pepperwood Ct, Harris Oak Ct, Duck Lake Ct, Brookfield Dr, Bilby Way, Mayberry Sq N, London Ridge Ct | $756 |
| Westacre Ln, Shadywood Ln, Kinsale Ct, Mayberry Sq E, Kest Ln, Fox Hollow Ct, Chatham Valley Dr, Scarsborough Rd, Saltwood Ct, Colgate Rd | $758 |
| Argonne Pl, Chaney Dr, E Cobblestones Ln, Valley Stream Rd, Finchwood Ln, Cherrington Rd, Glenhill Dr, Colonial Ct, Barendt Rd, Northview Dr | $739 |
| Pembroke Rd, Riverhills Ln, Wyndham Ct, Wealdstone Rd, Spring Water Dr, Pyle Dr, Acres Rd, Londonderry Ln, Cloister Ct, S Oak Ct | $743 |
| Holman Rd, Sheffield Ct, Vineyard Rd, Aftwood Dr, Spring Mill Ct, Longwood Dr, Twp Hwy 25, Orchard Dr, Boshart Way, Canterbury Ct | $790 |
| Brookestone Village Ln, Hedingham Rd, Santa Barbara Dr, Sun Valley Blvd, Glenrock Ct, Pines Dr, Stoneham Rd, Davenport Rd, Golden Pond Ln, Friarton Cir | $750 |
Sylvania, OH Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sylvania | $110 to $113 |
| Ottawa Hills | $118 |
| Holland | $107 |
| Whiteford | $117 |
Sylvania, OH Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Ottawa Hills village, Ohio | $118 | $157 | $236 |
| Holland village, Ohio | $107 | $143 | $215 |
| Whiteford township, Monroe County, Michigan | $117 | $156 | $234 |
Sylvania, OH Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sylvania, OH | 3.7% | 10.3% |
| Ottawa Hills | 2.74% | 6.55% |
| Holland | 3.98% | 13.18% |
| Whiteford | 4.36% | 14.31% |
Sylvania Renters Insurance as a Percentage of Rent
| Sylvania Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 210 | 5.0% | $1222 |
| $500 to $749 | 1,459 | 39.0% | $1897 |
| $750 to $999 | 896 | 24.0% | $2647 |
| $1,000 to $1,499 | 887 | 23.0% | $3772 |
| $1,500 or more | 215 | 5.0% | $5422 |
Sylvania, OH Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Sylvania Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,500 | $6,900 |
| Net Savings to Sylvania Home Owner from High Deductible Plan | $600 | |
Sylvania, OH Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Sylvania, OH Home Replacement Value MORE than Home Value | Sylvania, OH Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $144,500 | $94,000 |
| Insurance Premium based on Replacement Value | $475 | $300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $26,500 | Risk Exposure from Under Insuring Coverage is $24,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $100/year |
Example Sylvania Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Nationwide Insurance | Farmers Insurance | Liberty Mutual |
| Monthly Premium | 35 | 73 | 157 |
| Year Built | 2003 | 1963 | 1991 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $125000-$150000 | $250000-$300000 | $500000-$600000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for Sylvania, OH from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1988 | 320,000 | Composition Roof | 2,520 | 5 | $5000 to $10,000 Deductible | 360 | 7 | Vinyl siding | No |
| 2008 | 590,000 | Tile Roof | 4,950 | 5 | $5000 to $10,000 Deductible | 100 | 1 | Fiber-Cement Siding | No |
| 1985 | 320,000 | Tile Roof | 3,330 | 4 | $1000-$2500 Deductible | 390 | 5 | Vinyl siding | yes |
| 1990 | 275,000 | Membrane Roof | 3,060 | 5 | $2500-$5000 Deductible | 660 | 8 | Stone Siding | No |
| 1974 | 240,000 | Tile Roof | 2,800 | 5 | $500- $1000 Deductible | 320 | 5 | Fiber-Cement Siding | No |
| 2013 | 145,000 | Wood Shake Roof | 1,250 | 3 | $2500-$5000 Deductible | 400 | 10 | Vinyl siding | yes |
| 2014 | 570,000 | Composition Roof | 4,670 | 5 | $2500-$5000 Deductible | 370 | 3 | Stucco siding | No |
| 1992 | 335,000 | Membrane Roof | 3,380 | 4 | $500- $1000 Deductible | 1060 | 9 | Stucco siding | yes |
| 1989 | 140,000 | Tile Roof | 1,200 | 3 | $1000-$2500 Deductible | 290 | 7 | Stone Siding | No |
| 2007 | 260,000 | Asphalt Shingles Roof | 2,160 | 3 | $500- $1000 Deductible | 160 | 2 | Fiber-Cement Siding | yes |
| 2010 | 160,000 | Tile Roof | 1,420 | 3 | $5000 to $10,000 Deductible | 250 | 7 | Brick siding | yes |
| 1964 | 600,000 | Asphalt Shingles Roof | 4,830 | 5 | $1000-$2500 Deductible | 1170 | 6 | Fiber-Cement Siding | yes |
| 2010 | 225,000 | Metal Roof | 2,700 | 4 | $1000-$2500 Deductible | 590 | 9 | Vinyl siding | yes |
| 2004 | 220,000 | Wood Shake Roof | 1,880 | 3 | > $10,000 Deductible | 210 | 6 | Stone Siding | yes |
| 1992 | 220,000 | Metal Roof | 2,160 | 4 | $1000-$2500 Deductible | 380 | 9 | Wood siding | No |
| 1978 | 165,000 | Metal Roof | 1,370 | 3 | $500 Deductible | 200 | 3 | Stone Siding | yes |
| 1971 | 295,000 | Metal Roof | 3,450 | 5 | > $10,000 Deductible | 220 | 4 | Brick siding | No |
| 1992 | 300,000 | Shingles Roof | 2,670 | 5 | $2500-$5000 Deductible | 710 | 9 | Stucco siding | yes |
| 1974 | 240,000 | Membrane Roof | 2,030 | 4 | > $10,000 Deductible | 200 | 5 | Brick siding | No |
| 2005 | 420,000 | Wood Shake Roof | 3,350 | 4 | > $10,000 Deductible | 650 | 9 | Brick siding | yes |
| 2012 | 180,000 | Metal Roof | 1,900 | 4 | $5000 to $10,000 Deductible | 290 | 6 | Stone Siding | yes |
| 1960 | 150,000 | Membrane Roof | 1,500 | 3 | $5000 to $10,000 Deductible | 190 | 7 | Stone Siding | yes |