Sweetwater Insurance Rates:

Sweetwater, TX homeowners insurance is approximately $842 to $1,147, about $70-$95/month. Our detailed guide reveals consumers can save upto $397 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sweetwater, TX Homeowners Insurance By Home Value

Sweetwater, TX Home Value Total Homes % of Total Average Sweetwater, TX Homeowners Insurance
Less than $50,000 1,426 47.0% $447
$50,000 to $59,999 183 6.0% $944
$60,000 to $69,999 189 6.0% $1162
$70,000 to $79,999 213 7.0% $1351
$80,000 to $89,999 201 6.0% $1530
$90,000 to $99,999 132 4.0% $1709
$100,000 to $124,999 116 3.0% $1978
$125,000 to $149,999 71 2.0% $2475
$150,000 to $174,999 170 5.0% $2922
$175,000 to $199,999 88 2.0% $3379
$200,000 to $249,999 78 2.0% $4065
$250,000 to $299,999 42 1.0% $4970
$300,000 to $399,999 63 2.0% $6311

Top Home Insurance Agents Near Sweetwater, TX

Home Insurance Company Near Sweetwater, TX Homeowners Insurance Agency Near Sweetwater, TX Address
NA Ag Crop Insurance 15060 Cr 199, Stamford, TX, 79553
NA Barber Insurance Agency, Llc 5533 Hwy 277 South, Abilene, TX, 79606
NA Mayo Insurance Agency 238 S Central Ave, Hamlin, TX, 79520
Travelers First Service Insurance 247 WALNUT, COLORADO CITY, TX, 79512
Travelers Sanford & Tatum Insurance Agency 1824 26TH ST, SNYDER, TX, 79549

Sweetwater, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nolan County, Texas $149 $199 $299
Trent town, Texas $149 $198 $297
Roby CCD, Fisher County, Texas $149 $199 $299

Sweetwater, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sweetwater, TX8.6%23.7%
Nolan County8.76%24.24%
Trent9.06%22.8%
Roby10.13%21.22%

Sweetwater Renters Insurance as a Percentage of Rent

Sweetwater Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 76 5.0% $364
$200 to $299 149 10.0% $814
$300 to $499 439 29.0% $1264
$500 to $749 515 35.0% $1939
$750 to $999 158 10.0% $2689
$1,000 to $1,499 83 5.0% $3814
$1,500 or more 49 3.0% $5464

Sweetwater, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$5,200
Yearly Sweetwater Homeowner Insurance Premium Example $2,700$1,700
Out of Pocket Expense During Claim$1,200$5,200
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,700$13,700
Net Savings to Sweetwater Home Owner from High Deductible Plan $1,000

Sweetwater, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sweetwater, TX Home Replacement Value MORE than Home Value Sweetwater, TX Home Replacement Value LESS than Home Value
Replacement Value $44,000 $25,500
Insurance Premium based on Replacement Value $375 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Sweetwater Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualTravelers
Monthly Premium 1096453
Year Built 199319741951
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$100000-$125000$100000-$125000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Sweetwater, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 70,000 Metal Roof 1,660 3 $500- $1000 Deductible 160 4 Stone Siding yes
1982 65,000 Membrane Roof 1,220 3 $2500-$5000 Deductible 310 8 Stucco siding yes
1983 190,000 Shingles Roof 4,360 5 $500 Deductible 1150 6 Vinyl siding No
1950 275,000 Shingles Roof 4,780 5 $5000 to $10,000 Deductible 1220 8 Fiber-Cement Siding No
1982 85,000 Asphalt Shingles Roof 1,650 3 $500- $1000 Deductible 380 6 Brick siding yes
1961 155,000 Metal Roof 3,600 5 $500- $1000 Deductible 1170 9 Brick siding No
1954 75,000 Wood Shake Roof 1,470 3 $500 Deductible 340 9 Stone Siding yes
1972 260,000 Wood Shake Roof 4,770 5 $500 Deductible 220 1 Brick siding yes
1942 75,000 Membrane Roof 1,790 3 $500 Deductible 390 9 Vinyl siding yes
1958 85,000 Metal Roof 1,710 4 $2500-$5000 Deductible 60 1 Fiber-Cement Siding yes
1961 55,000 Wood Shake Roof 1,090 2 $500 Deductible 500 9 Fiber-Cement Siding No
1955 105,000 Asphalt Shingles Roof 2,280 3 $2500-$5000 Deductible 50 1 Vinyl siding yes
1965 140,000 Membrane Roof 3,140 5 $500 Deductible 150 2 Fiber-Cement Siding yes