Sweetwater, TN homeowners insurance is roughly $669 to $916, about $55-$76/month. Our in depth guide indicates shoppers can save upto $317 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sweetwater, TN | Homeowners Insurance Agency Near Sweetwater, TN | Address |
|---|---|---|
| State Farm | Larry Stephens | 11560 Chapman Hwy Ste 2, Seymour, TN, 37865-5044 |
| State Farm | Brown | 506 Congress Pkwy S, Athens, TN, 37303-2258 |
| Nationwide | Donald E. Bolen | 7423 S Northshore Dr, Knoxville, TN, 37919-8823 |
| Travelers | Harrington Insurance | 3209 Garden Drive, Knoxville, TN, 37918 |
| Nationwide | Howard Barton Howell | 5437 N. Broadway, Knoxville, TN, 37918 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Philadelphia city, Tennessee | $117 | $156 | $234 |
| Niota city, Tennessee | $119 | $158 | $237 |
| Madisonville city, Tennessee | $119 | $159 | $239 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sweetwater, TN | 7.3% | 19.0% |
| Philadelphia | 6.11% | 20.85% |
| Niota | 7.38% | 22.74% |
| Madisonville | 6.65% | 20.73% |
| Sweetwater Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 41 | 5.0% | $362 |
| $200 to $299 | 92 | 11.0% | $812 |
| $300 to $499 | 100 | 12.0% | $1262 |
| $500 to $749 | 395 | 48.0% | $1937 |
| $750 to $999 | 103 | 12.0% | $2687 |
| $1,000 to $1,499 | 77 | 9.0% | $3812 |
| Streets in Sweetwater Area | Homeowners Insurance Cost |
|---|---|
| Isbill Rd, 261, Ward St, Glenlock Ln, 263, Cleveland Rd, Christianburg Rd, Nichols Rd, Co Rd 202, Lincoln St | $794 |
| Lee Hwy, Reeds Spring Rd, Montgomery Ln, Beardshire St, Hilltop Ln, McCallie Rd, Willow Creek Blvd, Gaut Ave, Linwood Dr, Windsong Rd | $791 |
| Hawthorn St, Snyder Dr, Hazel Rd, Murray S Chapel Rd, N West St, Schettler Dr, Over Hill Dr, State Hwy 307, New St, S Main St | $796 |
| Cherry St, Chestnut St, Railroad St, Stallcup Rd, Limestone Dr, Head of Creek Rd, Tmg Rd, Cedar Valley Rd, Hawkins Rd, Creek 154 | $785 |
| Douglas Ave, Loudon Rd, Smith St, Brown Dr, Summit Rd, Jackson St, Scenic Rd, Kile Rd, Robbins St, Glenwood Dr | $790 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sweetwater | $118 to $121 |
| Philadelphia | $117 |
| Niota | $119 |
| Loudon | $120 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Sweetwater Homeowner Insurance Premium Example | $1,300 | $700 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,400 | $9,600 |
| Net Savings to Sweetwater Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Sweetwater, TN Home Replacement Value MORE than Home Value | Sweetwater, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $131,500 | $87,000 |
| Insurance Premium based on Replacement Value | $550 | $350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,500 | Risk Exposure from Under Insuring Coverage is $23,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | GEICO Insurance | Farmers Insurance | Chubb Group of Insurance |
| Monthly Premium | 44 | 50 | 146 |
| Year Built | 1996 | 2013 | 1983 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $150000-$175000 | $125000-$150000 | $350000-$400000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |