Swanzey Insurance Rates:

Swanzey, NH homeowners insurance is nearly $584 to $798, about $48-$66/month. Our comprehensive analysis shows customers can save as much as $276 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Swanzey, NH Homeowners Insurance By Home Value

Swanzey, NH Home Value Total Homes % of Total Average Swanzey, NH Homeowners Insurance
Less than $50,000 161 7.0% $83
$70,000 to $79,999 46 2.0% $262
$90,000 to $99,999 32 1.0% $332
$100,000 to $124,999 170 7.0% $387
$125,000 to $149,999 203 9.0% $484
$150,000 to $174,999 229 10.0% $567
$175,000 to $199,999 307 13.0% $657
$200,000 to $249,999 584 26.0% $788
$250,000 to $299,999 328 14.0% $968
$300,000 to $399,999 129 5.0% $1231

Top Home Insurance Agents Near Swanzey, NH

Home Insurance Company Near Swanzey, NH Homeowners Insurance Agency Near Swanzey, NH Address
NA Traina & Traina Insurance Agency, Inc. 44 Main St , Sterling, MA, 1564
State Farm Ben Russo 85 Manchester St Ste 3, Concord, NH, 03301-5134
Travelers Brownell Insurance Center 122 WEST BROADWAY, DERRY, NH, 3038
Travelers Woodcome Insurance Agency Inc 166 Hamilton St, Leominster, MA, 1453
Liberty Mutual Yusuf Ahmed Lutcf 11 Village Hill Rd. Suite 103, Northampton, MA, 1060

Cost Of Homeowners Insurance By Street Near Swanzey, NH

Streets in Swanzey Area Homeowners Insurance Cost
E Shore Rd, Centerview Dr, Old Richmond Rd, Base Hill Rd, Westbrook Ct, Cobble Hill Rd, California Brook Rd, Swanzey Factory Rd, Goodell Ave, Woodland Hts Dr$688
Stonefield Ln, Troy Hill Rd, Mount Huggins Rd, Old Homestead Hwy, Denman Thompson Ave, Cory Pond Rd, Monadnock Hwy, Pebble Hill Rd, Anthony Cir, Morningside Ln$692
Marcy Hill Rd, Sunset Pt, Talbot Hill Rd, Hackler Dr, Rabbit Hollow Rd, James Rd, Old Eaton Rd, Dartmouth Rd, Swanzey St, Fox Run Rd$692
Day Rd, Causeway Rd, Christian Hill Rd, Hillside Ave, Young Ct, Ridge Rd, Sandy Rd, Ash Hill Rd, Cram Hill Rd, Sawyers Crossing Rd$692
Whitcombs Mill Rd, Old Lake St, Longwood Dr, Ford Rd, Aviation Dr, Lake St, Perry Ln, Homestead Ave, Webber Hill Rd, Mountainview$691

Swanzey, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Swanzey$103 to $106
West Swanzey$102
Cheshire County$103
Richmond$104

Swanzey, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Swanzey CDP, New Hampshire $103 $137 $206
Cheshire County, New Hampshire $104 $138 $207
Troy town, Cheshire County, New Hampshire $102 $136 $204

Swanzey, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Swanzey, NH3.4%8.2%
West Swanzey4.87%8.64%
Cheshire County3.43%7.79%
Troy3.37%9.69%

Swanzey Renters Insurance as a Percentage of Rent

Swanzey Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 40 6.0% $786
$500 to $749 64 10.0% $1911
$750 to $999 201 33.0% $2661
$1,000 to $1,499 253 41.0% $3786
$1,500 or more 49 8.0% $5436

Swanzey, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Swanzey Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,400$11,400
Net Savings to Swanzey Home Owner from High Deductible Plan $1,000

Swanzey, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Swanzey, NH Home Replacement Value MORE than Home Value Swanzey, NH Home Replacement Value LESS than Home Value
Replacement Value $241,500 $173,000
Insurance Premium based on Replacement Value $1,150 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Swanzey Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateState Farm
Monthly Premium 49107134
Year Built 200019491975
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Swanzey, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 405,000 Slate Shingles Roof 3,780 5 $5000 to $10,000 Deductible 830 7 Stone Siding yes
1940 255,000 Metal Roof 2,020 3 $500 Deductible 1320 12 Brick siding yes
2008 245,000 Wood Shake Roof 2,260 3 > $10,000 Deductible 240 4 Brick siding No
1997 165,000 Metal Roof 1,800 3 $500 Deductible 770 12 Brick siding yes
2000 350,000 Tile Roof 2,730 4 > $10,000 Deductible 100 1 Stone Siding No
1963 205,000 Tile Roof 2,120 5 $500 Deductible 450 6 Vinyl siding yes
1976 275,000 Metal Roof 3,040 4 > $10,000 Deductible 110 2 Fiber-Cement Siding yes
1995 215,000 Membrane Roof 1,770 4 $500 Deductible 1270 12 Wood siding yes
1961 610,000 Tile Roof 4,650 5 > $10,000 Deductible 370 3 Wood siding yes
1969 495,000 Slate Shingles Roof 4,310 5 > $10,000 Deductible 1390 12 Brick siding yes
1999 340,000 Tile Roof 3,120 5 $2500-$5000 Deductible 770 6 Stone Siding No
1948 245,000 Asphalt Shingles Roof 1,860 5 $1000-$2500 Deductible 870 9 Vinyl siding No
1990 180,000 Composition Roof 1,370 3 $500 Deductible 630 8 Stucco siding No