Swanton Insurance Rates:

Swanton, VT homeowners insurance is nearly $606 to $829, about $50-$69/month. Our comprehensive guide shows customers can save upto $286 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Swanton, VT Homeowners Insurance By Home Value

Swanton, VT Home Value Total Homes % of Total Average Swanton, VT Homeowners Insurance
Less than $50,000 146 8.0% $93
$70,000 to $79,999 41 2.0% $279
$100,000 to $124,999 84 4.0% $415
$125,000 to $149,999 101 5.0% $523
$150,000 to $174,999 442 24.0% $616
$175,000 to $199,999 204 11.0% $709
$200,000 to $249,999 309 17.0% $860
$250,000 to $299,999 301 16.0% $1046
$300,000 to $399,999 142 7.0% $1333

Top Home Insurance Agents Near Swanton, VT

Home Insurance Company Near Swanton, VT Homeowners Insurance Agency Near Swanton, VT Address
Travelers Hackett Valine & Macdonald Inc 62 N MAIN ST, SAINT ALBANS, VT, 5478
Liberty Mutual Independent Nfp Property & Casualty Services 21 WATER ST, ORLEANS, VT, 5860
Nationwide Rosaire A Levesque 19 Portland St., Morrisville, VT, 05661-8502
State Farm Sudha Parikh 875 Roosevelt Hwy Ste 122, Colchester, VT, 05446-4460
Allstate David R Lagerstedt 11 Pearl St Ste 101, Essex Junction, VT, 5452

Cost Of Homeowners Insurance By Street Near Swanton, VT

Streets in Swanton Area Homeowners Insurance Cost
Charles St, Blake St, Kane Ave, Hance Rd, Homestead Dr, Lafar St, Maple Grove Ests, Town Hwy 19, Torrie Dr, Foundry St$714
Reservoir Rd, Fonda Ct, Grand Ave, Sholan Rd, Sandy Point Rd, Sheldon Rd, Stearns Ct, Endeavor Ln, Assid Dr, Covey Dr$718
Dawns Way, Lasnier Rd, Short St, Hog Island Rd, Janes Rd, Maquam Shore Rd, State Rte 207, Town Hwy 67, Church Rd, Viens Rd$714
Penell Rd, Lavoie Ave Exn, York St, Gauthier Dr, Merchants Row, Ally Dr, Brault Pk, Woods Hill Rd, Bushey St, Samhannah Dr$715
Rustic Walk, Rte 78, Town Hwy 39, Jones Ct, Tanner Memorial Dr, Lake St, Linda Ave, Fournier Ln, Country Ln, Arrowhead Dr$717

Swanton, VT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Swanton$106 to $108
Highgate$107
North Hero$110
Franklin County$108

Swanton, VT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Highgate town, Franklin County, Vermont $107 $143 $215
St. Albans city, Vermont $107 $143 $215
North Hero town, Grand Isle County, Vermont $110 $147 $221

Swanton, VT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Swanton, VT4.0%11.0%
Highgate4.51%13.85%
St. Albans3.62%9.63%
North Hero3.66%8.91%

Swanton Renters Insurance as a Percentage of Rent

Swanton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 2.0% $344
$200 to $299 54 8.0% $794
$300 to $499 12 1.0% $1244
$500 to $749 118 18.0% $1919
$750 to $999 221 34.0% $2669
$1,000 to $1,499 165 25.0% $3794
$1,500 or more 55 8.0% $5444

Swanton, VT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Swanton Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Swanton Home Owner from High Deductible Plan $600

Swanton, VT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Swanton, VT Home Replacement Value MORE than Home Value Swanton, VT Home Replacement Value LESS than Home Value
Replacement Value $242,000 $167,000
Insurance Premium based on Replacement Value $1,225 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $100/year

Example Swanton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAmica Mutual Insurance Company
Monthly Premium 5452167
Year Built 199019461989
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$175000-$200000$500000-$600000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Swanton, VT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 310,000 Composition Roof 3,360 5 $500- $1000 Deductible 1270 10 Stucco siding yes
1980 375,000 Metal Roof 3,220 4 $500 Deductible 910 5 Wood siding yes
1948 230,000 Shingles Roof 2,050 3 $1000-$2500 Deductible 530 8 Fiber-Cement Siding No
2001 275,000 Asphalt Shingles Roof 2,510 4 $500 Deductible 660 8 Brick siding yes
1949 380,000 Asphalt Shingles Roof 3,810 5 $500- $1000 Deductible 1360 9 Brick siding yes
1997 215,000 Asphalt Shingles Roof 2,450 5 $500- $1000 Deductible 500 6 Stone Siding No
1947 425,000 Composition Roof 3,520 5 $5000 to $10,000 Deductible 2060 12 Vinyl siding yes
1993 245,000 Composition Roof 1,900 3 $500 Deductible 750 10 Fiber-Cement Siding yes
1992 330,000 Wood Shake Roof 2,740 5 $5000 to $10,000 Deductible 840 10 Vinyl siding No
1949 380,000 Tile Roof 3,320 5 $2500-$5000 Deductible 340 4 Vinyl siding No
2001 355,000 Membrane Roof 2,890 5 $1000-$2500 Deductible 1560 12 Stucco siding yes
2009 185,000 Asphalt Shingles Roof 1,670 5 $500- $1000 Deductible 430 7 Brick siding yes
1980 185,000 Metal Roof 2,050 3 $500 Deductible 450 8 Vinyl siding No
1943 225,000 Tile Roof 1,930 4 $500- $1000 Deductible 590 6 Wood siding yes
1981 350,000 Membrane Roof 3,290 4 $2500-$5000 Deductible 740 7 Wood siding yes
1993 260,000 Tile Roof 2,280 5 > $10,000 Deductible 70 1 Vinyl siding No
1940 145,000 Tile Roof 1,410 3 $500- $1000 Deductible 480 9 Vinyl siding yes
2000 360,000 Metal Roof 3,510 5 $2500-$5000 Deductible 650 6 Vinyl siding yes
1949 180,000 Asphalt Shingles Roof 1,930 3 $2500-$5000 Deductible 470 6 Fiber-Cement Siding No
1949 175,000 Metal Roof 1,710 4 $5000 to $10,000 Deductible 200 5 Vinyl siding yes
1941 200,000 Wood Shake Roof 2,220 3 $2500-$5000 Deductible 270 4 Fiber-Cement Siding No
2004 190,000 Slate Shingles Roof 1,630 4 $1000-$2500 Deductible 400 6 Fiber-Cement Siding No
2006 245,000 Slate Shingles Roof 2,540 5 $5000 to $10,000 Deductible 730 12 Brick siding No
2001 380,000 Shingles Roof 3,050 4 $5000 to $10,000 Deductible 400 4 Brick siding No
2003 335,000 Tile Roof 2,690 4 $500- $1000 Deductible 1580 9 Brick siding No
1982 260,000 Wood Shake Roof 2,070 4 $2500-$5000 Deductible 280 4 Vinyl siding yes
2009 180,000 Composition Roof 1,540 3 $500 Deductible 380 5 Stone Siding yes
2009 220,000 Slate Shingles Roof 1,720 3 $500- $1000 Deductible 90 1 Vinyl siding No
1947 365,000 Membrane Roof 2,880 4 $500- $1000 Deductible 660 4 Brick siding No
1985 475,000 Asphalt Shingles Roof 3,900 5 $5000 to $10,000 Deductible 230 2 Stone Siding yes
1948 275,000 Slate Shingles Roof 2,370 4 $5000 to $10,000 Deductible 60 1 Stone Siding No
1996 280,000 Wood Shake Roof 2,560 4 $500 Deductible 110 1 Fiber-Cement Siding No